L&T Finance Complaints & Reviews

I have very bad experience with this company. Company employees are too pathetic mannerless. I am in patiala finance my two wheeler. A person name amrik singh channel manager call me early in the morning and misbehaving, a very pathetic person who don't know how to deal with customer using foul language. He said this rbi guidelines to call person from 7.00 am. I recommend people don't go with this company.
From
Harmanpreet singh
[protected]

I have been allotted one bond as details are given below-

Regds folio no. 21597945 certificate no. 315209
Name of holder - anil kumar verma
Series - 2
No. Of debenture - twenty
Distictive no.[protected]
Date of allotment[protected]

I want to redeem these bond but i have not received buyback intimation so far on my given address.

Please tell me process for redemption of these bond

Regds

Anil kumar verma
Mob: [protected]
Mail id: [protected]@gmail.com

I already had a mortgage loan (Blrhl[protected] and was paying emi with out fail from past 2.5 years. I have requested for top up loan, they have shown some invalid reasons and asked me to take new mortgage loan (Blrhl[protected] and they will foreclose the old loan from this new moan amount and remaining amount they will provide as topup amount. As myself and my brother were co=owners and my brother was going out of station for 2 months, we requested to take the necessary documents that is required to disburse the loan.
My brother left after signing the required documents, after loan was sanctioned the client relationship manager had asked for modtd to disburse the loan amount, for which my brother is required, i have immediately informed that my brother will not be returning for next two months, i will give what is required and when my brother is back he will do the formalities, for which they have not accepted showing technical reasons.

I have immediatley requested for stopping/ cancelling the loan as we can't provide the modtd, without the amount being disbursed they have started charging emi of (Rs 38, 936), inspite of repeated requests and even enclosing my flight tickets of my travel plans going out of country for long term, they have not taken any action and were asking me to pay emi of old loan & the new loan.
I have maintained the funds for old loan emi and not for new loan as it is not disbursed to me. And after multiple requests they have foreclosed my old loan on may 19th 2017, instead of new loan which i was requesting and charging interest for full amount which i have not availed.

Now they are asking me to foreclose, if can't give modtd and i am not happy with their loan terms.

I feel they have taken advantage of my position of being out of country and charging me interest and penalty on the loan amount which was not disbursed to me.

Sir,

Loan agreement no - okg002055r[protected] dated[protected]
Loan amount rs. - 375000/-
Equipment - tractor model john deer - 5038
Regn no - gj-24-b-8866

With reference to above details i, kiritkumar jethi, has to state that i have fully paid loan amount however, till date i have not received loan closure certificate / noc certificate.

Please provide statement of loan,...

L&t infrastructure bond, non receipt of maturity amount.
We have not still received the buyback form nor payment for following details.

1. L&t infrastructure finance co. Ltd.
2. Debenture long term infra bond service 2011&2012.
3. Certificate no. 1. 267924 2. 736525
4. Registered folio 1.[protected]. 11694632
5. Locking period 1.[protected].[protected]
6. Owner : karam singh
7. Amout : 20, 000 each
8. No. Of depenture: 40

For other details please find the attachment.

Regards
Karam singh

L&t infrastructure bond, non receipt of maturity amount.
We have not still received the buyback form nor payment for following details.

1. L&t infrastructure finance co. Ltd.
2. Debenture long term infra bond service 2011.
3. Certificate no. 736524
4. Registered folio 11694624
5. Locking period 22/03/2016
6. Owner : poonam
7. Amout : 20, 000 each
8. No. Of depenture:...

With reference to the above agreement we closed our loan dt 29.12.2016. We have not yet received the noc till date. We call them (In your trivandrum office) every day after closing of our l oan. Your executive inform us that, the noc will get you with in 15 days after the completion. We have very urgent in need of our noc. Now they have not pick our phone. Please do the need ful. We have contacted this number every 2nd day. But no response from their side. Please give me the concerned persons number which we have get the noc. We hope you take action immediately.

Thanks
Phone [protected].

I had paid all the emi's of my car loan agreement no:1827186, even after paying all their executives are calling and telling me to pay more 1000 rupees in the name of over due charges where i paid everything on time and even the missed emi of dec 2016 on april, though there was amount funded in my bank account where the ecs is mandated, but now they are harrasing us and making us to pay more and behaving like rowdies and goons and talking very rudely, so i'm thinking of file a consumer case ion the company. and also attaching the statement of my bank account which shows sufficient balance .

Register folio. No[protected], certificate no - 332168. Name of the holder - budha srinivas. Series - 2. No of debentures - 20. Distinctive nos[protected]. Date of allotment[protected]. *i want to redeem these bond but i have not received buy back intimation so far on my given address. *please tell me process for redemption of these bond
Regards budha srinivas, mobile no - [protected]. Mail. Id - [protected]@gmail.com

Sir according to loan ac no -2998630, i found the account of l& t finance showing balance over due rs. 3392/- of may 2017, but i have made payment on time to time up to dt: 05/05/2017 through ecs, but till the day cibil showing balance over due for month of may 2017, please check proper & made correction accordingly the same as earliest possible.
My detail as under:-
Name:- rajesh ravindra palav
Date of birth:- 21/mar/1994
Pan no: cevpp9888j
Tel no. (Mobile) [protected]

Hello,

Here with the reference to the above mentioned subject i request you to take action against the service person who had call regarding the bounced emi of l&t finance for mr. Kishor deelip ahire (Relation-brother)

This is third time we are facing the same issue as that girl dont have the sense of how to talk with the customer.

The details of loan and the received call are as belows:

Loan account name: kishor deelip ahire
Contact no:[protected]
Loan for:honda activa
Location: nasik maharashtra.

Call received from:
[protected]:22 pm on 30/05/2017
[protected]:21 pm on 30/05/2017
[protected]:17 pm on 30/05/2017

We are waiting for your kind support and the reply. Please do it earliest.

Thanks & regards...!!!
Roshan deelip ahire,
Nasik (Maharashtra),
[protected] / [protected]

Sir acording to control order no[protected], i found the account of L& T finance showing balance due Rs. 13346/- but i have made full payment for the same on 9/12/2016 without any settlement as full and final payment, i have NOc for this of dated 9/12/2016 but till the day CIBIL showing balance due, please Made Correction accordingly the same as earliest possible.
My Detail as under:-
Name:- Mohd Rafique Khumani
Date of Birth:- 05/may/1964
Pan No;_ATJPK8338F
Tel No.(Mobile) [protected]
(2) Id No.:-CDS[protected]

Dear sir,
some fraud people taken loan from L& T finance with the help of internal team of L&T without verification of original document /physical verification.
One loan account no 2252266 Vehicle scooter loan showing in my cibil report. It has been taken using fake document but in my name.
I have not taken any loan . This is total planned fraud happened between with some fake people & employee of your company.
Pls take strict legal action against team involved in conspiracy. and delete my relationship/KYC from account.
I am filling case against company for such corrupt process for using my data for issuing loan without any verification.
regards
Avdhesh
[protected]
[protected]@yahoo.co.in

We purchase TATA ACE ZIP in 2015 in Satara Maharashtra, Your Recovery officer Mr. Vishal Nalawade talking with us very arrogantly & Threatening us.
I humbly request you do not send this type of employee who don't have manner to talk with person.
Also I continously followoff my Loan status but know one answer me. they gave me some redicules answer like you call our pune office, I am new join employee etc.
My Customer ID 1156169

Please send me my statement on [protected]@gmail.com

Regards,

Santosh Sawant

Dear sir,

Actually i had insurance from l & t... And before some days i had a accident.. Some part of my car was damaged... So that i applied for claim.. After checking all detail and my car.. Fully claim not accepted by inspector.. Give us some unacceptable reason... When my car is repaired.. I dint received my claim amount. Almost 14 days spent on this incidence... ('my claim no. C[protected].. I called to inspector many times.. But he din't pick the call..

Thanx & brgds
Ca sumit jain

Hello sir iam mohd aleem, s\o mohd jamal. My personal namber : 1897915
My personal pending 3 or 4 months pending i am going to your himayath nagar branch so many times in one time settlement. But no response. Every time going to himayath nagar branch. Every time next week come to my branch tellme collection manager talking. So i am lone amount one time settlement...

My Name is Sudhir Singh, I approach Punjab National Bank My Home Branch, Mokama, for KCC Loan first Time, and there I have informed that is I have taken a tractor loan from LT Finance in year 2014, however its, completely wrong, I have been never take loan from Bank or Financial institutions of India, also they provide me CIBIL report provided by High Mark. I requested to Highmark to provide all details regarding this fake loan, they provide a Loan account No, and Branch Details that is as follows : -

Consumer Name: sudhir singh
Account Number: 0kg002207r[protected]
Disbursed Date:[protected]
Account Status: DELINQUENT
Disbd Amt/High Credit: 4, 00, 000
Overdue Amt: 34, 600
Current Balance: 2, 20, 020

Branch : LT Finance, Twin Tower, Patna, Near Gandhi Maidan, ,

I went yesterday at mentioned branch for and there I informed that I not taken any loan, my Aadhar No, Voter Id Card No, and My phone No by mistake published in your / LT Finance loan management System CIBIL Report, Here I would like to say that I fail to understand that how it possible to published or mentioned my 3 Important document in CIBIL Report..and your System...and they told tha any CA can remove it..

I am a illiterate person, small farmar, never use any CA or accountant ever in my life, , , therefore I request you either you provide full loan details so that I can find out who is behind it, , I will make a F.I.R against him, , or remove my name or other details from CIBIL...

I am attaching same paper which has been provided by PNB Mokama, Branch..

Regards,
Sudhir Singh, Mokama, [protected]

Dear Sir/Madam,

This to inform you that every month i am harassed by your loan recovery agent L & T Belgaum for asking me to pay installement against my two wheeler loan a/c 2543198 in cash payment mode only. Their way of asking too pathetic, informing me have i blindly signed the agreement. They are not accepting payment in electronic terms. Please look into this and resolve or else this matter need to be escalated to PMO Office delhi.

Looking for immediate action

thanks for kind cooperation,

We had taken home loan from lthfl... From the beggining, response of the customer service is the worst.

Worst company and people r so pathetic that they will not receive calls... If we visit the branch, all representatives wil be off duty... I don't understand how they r managing... L&t housing finance is a black mark on larsen and toubro...
Shame on u guys...

Dear sir,

I have purchased bond 2012a on 24/03/2012 of rs20000/- each 1000 * 20. The details of bonds as under:-
Certificate no :-607956
Regd. Folio no :[protected]
No of debentures:- 20
Distinctive no :[protected]
In the name of :- satish kumar
Lock in period due 23/03/2017

I have not received the payment of principle & interest of the said bond till date.
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