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L&T Finance Complaints & Reviews

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Updated: Aug 27, 2025
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L&T Finance reviews & complaints page 7

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S
sambitsofme
from Jaipur, Rajasthan
Aug 20, 2022
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I recieved an sms with an OTP from AX-LNTFIN for a loan application. I have never applied for a loan at L&T Finance as well as I have no existing relationship with L&T Finance. I need a confirmation from L&T Finance that there is no existing loan, or a new loan application under my name.
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    S
    salimsidiqui
    Aug 20, 2022
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    Fraud SMS are coming with OTP for Loan Application. I have not applied for any loan, neither I will be liable for any such fraud happening by L&T Finance. If L&T disburses any loan to any fraudster, I will not be liable. Hence informing.
    Salim Siddiqui
    [protected]
    L&T Finance customer support has been notified about the posted complaint.
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      D
      Dishant Prajapati
      Aug 19, 2022
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      Dear sir,

      Today I received one text message regarding loan application from AX-LNTFIN. It was sent by 13:13. I have not applied any kind of loan from L&T Finance Pvt. LTD. Please help me to resolve this issue orelse i will take legal action for that.

      Please check the attached screenshot of text message.

      Thank You,
      Dishant Prajapati.
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        Today received an OTP from AX-LNTFIN, regarding loan application which I have nothing to do with nor do I wish to apply for any loan. This is total fraud by company or anyone who is impersonating for the company.

        I am submitting my email id [protected]@gmail.com for any communication...
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        S
        Sujhav Khatri
        Aug 19, 2022
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        Received OTP for loan application which I never applied

        Inam getting OTP for loan application which I never applied. This is a case of fraud where the company is approving fake loans on my behalf....
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        P
        Prashant 87
        Aug 19, 2022
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        Hello,

        i am Ekta and i am getting otp messages saying that it is for my loan application. but i have never applied for loan with L&T. in fact i have not applied for loan anywhere for anything. so L&T stop misusing my personal details. and this clearly is a breach of my personal information. my father in law is an officer and i will take/file action against you if you misuse my personal details and apply for loan without my consent. you better be aware i am warning you. this is wrong.
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          V
          Venkateswara Reddy Kandi
          from Hyderabad, Telangana
          Aug 19, 2022
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          Received OTP from AX-LNTFIN

          I Received a Message from AX-LNTFIN saying below:

          DEAR REDDY, XXXXXX IS THE ONE-TIME PASSWORD FOR YOUR LOAN APPLICATION WITH L&T FINANACE LTD, .

          Can you please check why I got this msg, I never contacted any person from L&T FINANCE...
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          A
          Aditya dattaa
          Aug 19, 2022
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          I have never applied for any kind of loan . But I am recieving OTP's for loan approval from L&t finance.
          I request you to please look into this and block my number so that nobody can use my documents to apply for loan in future
          L&T Finance customer support has been notified about the posted complaint.
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            N
            nagarajsen
            Aug 18, 2022
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            Loan overdue bouncing charges

            Hi
            I am nagaraj. I had two wheeler loan in L&T finance from September 2021. My due date every month on 3rd and i never failed to pay after the due date which means photo this month i have paid the loan on date.last august 14th sunday they deducted Rs 826 from my account in the name of bounced charges.how and why they are deducting when I am paying without failing on my due date on 3rd..I have my bill records.there is no convincing...
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            S
            Shahrukhykhan
            Aug 14, 2022
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            Address: 15th Floor, PS SRIJAN Tech Park, Plot No 52, Block DN, Sector-V, Salt Lake City, Kolkata – 700 091, District 24-Parganas North

            Myself Nikita ranapaheli I have a two wheeler loan from L & T finance my E-Nach is from kotak mahindra bank but the EMI got bounced because the bank account gone in negative balance my husband got a call from agent and he promised to pay between 10 Aug to 12 Aug but my cousin brothers died on 11 Aug 2022 so I went home and my home is in Tea Estate so there is nothing source of money deposit or cash transfer facilties I told them once I am back in 2-3 days I will pay but now Agent is abusing badly and harassing again on call they are abusing badly if we are promising that we will pay then why to abuse we are not also sitting here to listen abusing languages my registered mobile is [protected] my name is Nikita ranapaheli and the agent no. Is [protected] (Swapna Chatterjee)
            L&T Finance customer support has been notified about the posted complaint.
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              M
              mhmaruthi90
              Aug 12, 2022
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              Bounce Charges for Paid EMI

              I took a personal loan from L&T finance and in my 2nd EMI, i have paid my EMI 3 days prior to the due date. Bounce charges of Rs
              413 is applied for which the payment is done 3 days prior. When asked they are saying that due to insufficient fund on ECS date, bounce charges is applied. How can 1 expect that ECS will be submitted for the paid EMI. PLEASE HELP....
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              S
              Sanjaytarkar8006
              from Mathura, Uttar Pradesh
              Aug 6, 2022
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              Address: 15th Floor,'PS SRIJAN Tech Park', Plot No.52,Block DN,Sector-V, Salt Lake City,Kolkata - 700091,Dist.24-Paraganas (North)
              Website: www.ltfinance.com

              Hi, I request you to please change my Personal loan EMI date to 10th of every month as my salary gets credited on 9th. Now my current due date is 3rd and it is creating problem. I request you to please change the date in which case all the EMI will be paid on time. It will be really great if it is done now as I am still waiting for my salary to credit.

              Regards,
              Sanjay Kumar
              L&T Finance customer support has been notified about the posted complaint.
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                A
                Abdulla.Karadi1
                from Hubli, Karnataka
                Aug 3, 2022
                Feb 19, 2023
                This thread was updated on Feb 19, 2023
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                Address: https://www.ltfs.com/

                Hi Team,

                Daily I am receiving the msg/call from L&T Finance daily it is very irritating and it effect to work while I am in meeting.

                When we dnt want loan then why they simply forcing and harassing to customers, please stop disturbing to me.

                https://www.ltfs.com/
                L&T Finance customer support has been notified about the posted complaint.
                Aug 05, 2022
                Updated by Abdulla.Karadi1
                Still I am receiving the msg from L&T finance.

                Dear Abdulla,
                L&T Finance presents pre-approved Personal Loan upto Rs. 7 lakh especially curated for you. Click ltfin.in/n/obl5rnrJScN to get it now.

                Please stop this.
                Aug 07, 2022
                Updated by Abdulla.Karadi1
                Still i am receiving the msg/calls daily.
                Aug 18, 2022
                Updated by Abdulla.Karadi1
                Any update on this?
                Hi Team,

                Daily I am receiving the msg/call from L&T Finance daily it is very irritating and it is effecting my professional life

                When I dont want loan then why they simply forcing and harassing to customers, remove my phone number from your system [protected] please stop disturbing to me.
                Hello,
                Did you receive any update? I’m facing the same problem daily. Unwanted calls from L&T Finance.
                No, i didn't received any update and the call is still coming every day it's disturbing me, does this website even works ???
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                  R
                  Rohit_ muk
                  from Kolkata, West Bengal
                  Aug 3, 2022
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                  I have taken a scooty through lnt finance and I got a loan closed message on 21/06/22, after that on next month i.e. July and August same loan amount deducted from lnt finance. No one can give explanation no number is there to talk. Pls look into the matter and refund my money back.i am giving loan cancellation msg below

                  "Hi, Your loan a/c T[protected] with L&T Finance Ltd has been closed.Get your NOC via: WhatsApp http://acl.cc/899qYK8 or Website: http://acl.cc/WBB2J6J .To avoid rejection of endorsement cancellation by RTO, please submit a Colour Print of the NOC to them."

                  Thanks n regards
                  Swagata mukherjee
                  [protected]/[protected]
                  L&T Finance customer support has been notified about the posted complaint.
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                    R
                    rex-sergio
                    from Ahmedabad, Gujarat
                    Jul 29, 2022
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                    My salary comes on every month 10 and my two-wheeler loan comes on every month 3 I am not able to manage please change the date every month I can fill in 12
                    L&T Finance customer support has been notified about the posted complaint.
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                      M
                      Maanaas
                      Jul 28, 2022
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                      Asking money after I paid my settlement money

                      Dear Sir/Mam
                      I am Manas Baruah from Assam. Have paid my loan for two wheeler. And remaining bounce charges was made me paid as a one time settlement. Where as i paid the settlement money and in the receipt its clearly written money paid for settlement. But i am getting calls from Calcutta And asking for money. Kind request to give me my NOC....
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                      K
                      Ketaki Deshpande
                      Jul 28, 2022
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                      +[protected] complaining this no...
                      Abusing me bcz my 2 emi pendings
                      Anita patil name customer care girl
                      L&T Finance customer support has been notified about the posted complaint.
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                        S
                        Social Mails
                        Jul 27, 2022
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                        L&T Infrastructure Debenture Bonds non redemption

                        Address: Mumbai

                        Complaint for non-Receipt of Maturity payment- 20 nos. L&T Infrastructure Debenture Bonds 2012A Series for 20, 000/- lock-in period 5 years. Allotment dt. 24.03.2012

                        Dear Sir,

                        Pl.note that I have Not Received my Maturity payment- against purchase of 20 nos.
                        L&T Infrastructure Debenture Bonds 2012A Series( for total.purchase amt. 20, 000/- @1000/- x 20 units)
                        Lock-in period was 5 years.
                        Allotment...
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                        L
                        L.Murugesan
                        from Theni, Tamil Nadu
                        Jul 26, 2022
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                        Address: Madurai dist,kala vasal branch

                        Mis deducted money from my bank account
                        Respected sir
                        I have two wheeler loan taken from your ltfs.
                        Totaly 30 instalment.
                        May 2022 i have completed 21insalmet emi for ECS deducted from my account.
                        My emi loan amount is is Rs:5055.
                        EMI Date 3rd June 2022
                        My account balance is 3.6.2022 Rs:5462. Time on 17.54 pm
                        On 3.6.22 your June 2022 due emi loan amount Rs 5055 is insufficient so deducted from Rs 590 through ecs time is 21.13 pm said bank manager. but my balance is 5462 time on 17.54 pm
                        Then 8.6.2022 another Rs 309.26 and 9.6.2022 Rs 280.74.totaly Rs 590 deducted from my account and credited to your account Total Rs 590.00
                        Then two times your office staff called send rs 413 to your account for check bounce .
                        what check why bounce .I don't know.
                        I have sent bank statement and loan details.
                        Isent full details
                        pls note bank statement.so pls refund my money. Total amount Rs :1180 refund my account.pls do it .
                        I attached bank statement and loan statement
                        Pls refund and responce my mailSms details

                        Every month 3rd rs 5055 is my emi
                        Emi rules as 2days before sent alert sms regarding for no insufficient balance to the loan taker from your finance office.but my loan beginning month of October 2020 to upto previous month no any alert message received from you to my mobile number [protected], and regarding for this message no email to receive my email.
                        L&T Finance customer support has been notified about the posted complaint.
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                          V
                          Vani Murulimohan
                          Jul 26, 2022
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                          Employee talking very very bad word with a lady.....

                          Dear management,

                          We would like to inform u that one o[censored]r employee is talking very very bad words with a lady.. first of all I am not ur customer my brother has took bike in ur finance he didn't paid 2 months emi so there is a way to convince the customer to pay the emi but one of that stupid employee is talking very very bad words with me...no emi in my name then y he should talk with me...i will not leave this I will give...
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