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L&T Finance Complaints & Reviews

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2.3
Updated: Nov 28, 2025
Complaints 1073
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492
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L&T Finance reviews & complaints page 7

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A
Althaf M A
from Mysore, Karnataka
Aug 22, 2022
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Address: mysore

Hi,
I request you to please change my two wheeler emi date to 7th of every month as my salary gets credited on 6th. Now my current due date is 3rd and it will create problem. So i request you to please change the date in which case all the emi will be paid on time. It will be really great if it is done.
L&T Finance customer support has been notified about the posted complaint.
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    S
    sreekanthyreddy
    from Hyderabad, Telangana
    Aug 22, 2022
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    I am receiving opt from ax-Lntfin with applying any lone from LNT finance.
    L&T Finance customer support has been notified about the posted complaint.
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      S
      Somssn
      Aug 21, 2022
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      Address: Dombivali, Thane District

      Through L&T Finance I have never applied for any kind of loan but somebody using my fake documents to apply for loan iam recieving OTP's for loan approval.. this is very disturbing and causing me mental pressure.

      I request you to please look into this and block my number so that nobody can use my documents to apply for loan in future.

      Regards
      SOMA PILLAI
      [protected]
      L&T Finance customer support has been notified about the posted complaint.
      Aug 21, 2022
      Updated by Somssn       Recieved Sms today on August 21 2022
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        S
        subham.bhutoria
        Aug 20, 2022
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        Dear l&t i have never applied for any kind of loan but somebody using my fake documents to apply for loan iam frequently recieving OTP's for loan approval.. this is causing me mental pressure.
        I request you to please look into this and block my number so that nobody can use my documents to apply for loan in future
        L&T Finance customer support has been notified about the posted complaint.
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          A
          Ajit Varma888
          Aug 20, 2022
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          Address: 505 B wing Shiv nirmal height Ambivali east Mohone kalyan 421102

          My name is Ajit Varma, I am getting OTP message and Pre Approval message from LT Finance on my mobile device.
          I don't have any connection with LT finance it term of any loan.
          I didn't process any Personal loan or Pre approval loan from LT finance.

          Please check revert me why I am getting just message on my mobile number which is [protected].

          Regards,
          Ajit Varma
          L&T Finance customer support has been notified about the posted complaint.
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            S
            sambitsofme
            from Jaipur, Rajasthan
            Aug 20, 2022
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            I recieved an sms with an OTP from AX-LNTFIN for a loan application. I have never applied for a loan at L&T Finance as well as I have no existing relationship with L&T Finance. I need a confirmation from L&T Finance that there is no existing loan, or a new loan application under my name.
            +1 photos
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              S
              salimsidiqui
              Aug 20, 2022
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              Fraud SMS are coming with OTP for Loan Application. I have not applied for any loan, neither I will be liable for any such fraud happening by L&T Finance. If L&T disburses any loan to any fraudster, I will not be liable. Hence informing.
              Salim Siddiqui
              [protected]
              L&T Finance customer support has been notified about the posted complaint.
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                D
                Dishant Prajapati
                Aug 19, 2022
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                Dear sir,

                Today I received one text message regarding loan application from AX-LNTFIN. It was sent by 13:13. I have not applied any kind of loan from L&T Finance Pvt. LTD. Please help me to resolve this issue orelse i will take legal action for that.

                Please check the attached screenshot of text message.

                Thank You,
                Dishant Prajapati.
                +1 photos
                L&T Finance customer support has been notified about the posted complaint.
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                  D
                  dpasrija
                  Aug 19, 2022
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                  Fake OTP about loan application received on my phone from AX-LNTFIN

                  Today received an OTP from AX-LNTFIN, regarding loan application which I have nothing to do with nor do I wish to apply for any loan. This is total fraud by company or anyone who is impersonating for the company.

                  I am submitting my email id [protected]@gmail.com for any communication...
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                  S
                  Sujhav Khatri
                  Aug 19, 2022
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                  Received OTP for loan application which I never applied

                  Inam getting OTP for loan application which I never applied. This is a case of fraud where the company is approving fake loans on my behalf....
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                  P
                  Prashant 87
                  Aug 19, 2022
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                  Hello,

                  i am Ekta and i am getting otp messages saying that it is for my loan application. but i have never applied for loan with L&T. in fact i have not applied for loan anywhere for anything. so L&T stop misusing my personal details. and this clearly is a breach of my personal information. my father in law is an officer and i will take/file action against you if you misuse my personal details and apply for loan without my consent. you better be aware i am warning you. this is wrong.
                  +1 photos
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                    V
                    Venkateswara Reddy Kandi
                    from Hyderabad, Telangana
                    Aug 19, 2022
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                    Received OTP from AX-LNTFIN

                    I Received a Message from AX-LNTFIN saying below:

                    DEAR REDDY, XXXXXX IS THE ONE-TIME PASSWORD FOR YOUR LOAN APPLICATION WITH L&T FINANACE LTD, .

                    Can you please check why I got this msg, I never contacted any person from L&T FINANCE...
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                    A
                    Aditya dattaa
                    Aug 19, 2022
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                    I have never applied for any kind of loan . But I am recieving OTP's for loan approval from L&t finance.
                    I request you to please look into this and block my number so that nobody can use my documents to apply for loan in future
                    L&T Finance customer support has been notified about the posted complaint.
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                      N
                      nagarajsen
                      Aug 18, 2022
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                      Loan overdue bouncing charges

                      Hi
                      I am nagaraj. I had two wheeler loan in L&T finance from September 2021. My due date every month on 3rd and i never failed to pay after the due date which means photo this month i have paid the loan on date.last august 14th sunday they deducted Rs 826 from my account in the name of bounced charges.how and why they are deducting when I am paying without failing on my due date on 3rd..I have my bill records.there is no convincing...
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                      S
                      Shahrukhykhan
                      Aug 14, 2022
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                      Address: 15th Floor, PS SRIJAN Tech Park, Plot No 52, Block DN, Sector-V, Salt Lake City, Kolkata – 700 091, District 24-Parganas North

                      Myself Nikita ranapaheli I have a two wheeler loan from L & T finance my E-Nach is from kotak mahindra bank but the EMI got bounced because the bank account gone in negative balance my husband got a call from agent and he promised to pay between 10 Aug to 12 Aug but my cousin brothers died on 11 Aug 2022 so I went home and my home is in Tea Estate so there is nothing source of money deposit or cash transfer facilties I told them once I am back in 2-3 days I will pay but now Agent is abusing badly and harassing again on call they are abusing badly if we are promising that we will pay then why to abuse we are not also sitting here to listen abusing languages my registered mobile is [protected] my name is Nikita ranapaheli and the agent no. Is [protected] (Swapna Chatterjee)
                      L&T Finance customer support has been notified about the posted complaint.
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                        M
                        mhmaruthi90
                        Aug 12, 2022
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                        Bounce Charges for Paid EMI

                        I took a personal loan from L&T finance and in my 2nd EMI, i have paid my EMI 3 days prior to the due date. Bounce charges of Rs
                        413 is applied for which the payment is done 3 days prior. When asked they are saying that due to insufficient fund on ECS date, bounce charges is applied. How can 1 expect that ECS will be submitted for the paid EMI. PLEASE HELP....
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                        S
                        Sanjaytarkar8006
                        from Mathura, Uttar Pradesh
                        Aug 6, 2022
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                        Address: 15th Floor,'PS SRIJAN Tech Park', Plot No.52,Block DN,Sector-V, Salt Lake City,Kolkata - 700091,Dist.24-Paraganas (North)
                        Website: www.ltfinance.com

                        Hi, I request you to please change my Personal loan EMI date to 10th of every month as my salary gets credited on 9th. Now my current due date is 3rd and it is creating problem. I request you to please change the date in which case all the EMI will be paid on time. It will be really great if it is done now as I am still waiting for my salary to credit.

                        Regards,
                        Sanjay Kumar
                        L&T Finance customer support has been notified about the posted complaint.
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                          A
                          Abdulla.Karadi1
                          from Hubli, Karnataka
                          Aug 3, 2022
                          Feb 19, 2023
                          This thread was updated on Feb 19, 2023
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                          Address: https://www.ltfs.com/

                          Hi Team,

                          Daily I am receiving the msg/call from L&T Finance daily it is very irritating and it effect to work while I am in meeting.

                          When we dnt want loan then why they simply forcing and harassing to customers, please stop disturbing to me.

                          https://www.ltfs.com/
                          L&T Finance customer support has been notified about the posted complaint.
                          Aug 05, 2022
                          Updated by Abdulla.Karadi1                           Still I am receiving the msg from L&T finance.

                          Dear Abdulla,
                          L&T Finance presents pre-approved Personal Loan upto Rs. 7 lakh especially curated for you. Click ltfin.in/n/obl5rnrJScN to get it now.

                          Please stop this.
                          Aug 07, 2022
                          Updated by Abdulla.Karadi1                           Still i am receiving the msg/calls daily.
                          Aug 18, 2022
                          Updated by Abdulla.Karadi1                           Any update on this?
                          View replies
                          Hi Team,

                          Daily I am receiving the msg/call from L&T Finance daily it is very irritating and it is effecting my professional life

                          When I dont want loan then why they simply forcing and harassing to customers, remove my phone number from your system [protected] please stop disturbing to me.
                          Reply
                          Hello,
                          Did you receive any update? I’m facing the same problem daily. Unwanted calls from L&T Finance.
                          Reply
                          No, i didn't received any update and the call is still coming every day it's disturbing me, does this website even works ???
                          Reply
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                            R
                            Rohit_ muk
                            from Kolkata, West Bengal
                            Aug 3, 2022
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                            I have taken a scooty through lnt finance and I got a loan closed message on 21/06/22, after that on next month i.e. July and August same loan amount deducted from lnt finance. No one can give explanation no number is there to talk. Pls look into the matter and refund my money back.i am giving loan cancellation msg below

                            "Hi, Your loan a/c T[protected] with L&T Finance Ltd has been closed.Get your NOC via: WhatsApp http://acl.cc/899qYK8 or Website: http://acl.cc/WBB2J6J .To avoid rejection of endorsement cancellation by RTO, please submit a Colour Print of the NOC to them."

                            Thanks n regards
                            Swagata mukherjee
                            [protected]/[protected]
                            L&T Finance customer support has been notified about the posted complaint.
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                              R
                              rex-sergio
                              from Ahmedabad, Gujarat
                              Jul 29, 2022
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                              My salary comes on every month 10 and my two-wheeler loan comes on every month 3 I am not able to manage please change the date every month I can fill in 12
                              L&T Finance customer support has been notified about the posted complaint.
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