Nkgsb Bank — extra demand of money for loan aproval

Address:

Pune, Maharashtra

RESPECTED SIR, MY SELF RAVINDRA P KARALE FROM PUNE . I HAVE CURRENT ACCOUNT IN NKGSB BRANCH WAKAD PUNE ON JIVAN MEDICAL. I HAVE APPLIED HOME LOAN 16.30 LAKH IN NKGSB BANK WAKAD -PUNE BRANCH. I SUBMITTED ALL REQUIRED DOCUMENT @ MY FILE IS LOGGING. BEFORE I SUBMITT MY FILE IN BANK, BRANCH MANAGER MR DHARWADKAR TELL ME TOTAL COST REQUIRED FOR LOAN IS AROUND RS.[protected]INCLUDIND SHARES). AFTER I SUBMITTING ALL DOCUMENT, HE TELL ME THAT SUBMITT THE EVALUATION REPORT OF PROPERTY AND TITLE & SEARCH REPORT. MANAGER GAVE ME THAT PERSON CONTACT NO . I SUBMITTED THIS REPORT IN BANK IMMEDIETLY . CHARGE REQUIRED FOR THIS (EVALUTION REPORT- RS.3200 & TITLE &SEARCH REPORT-RS.3500) SEPERATELY PAID TO THAT PERSON.AFTER 3-4 DAYS MANAGER TELL ME SUBMITT THE SUBMTT MONEY IN YOUR ACCONT RS.[protected]PROCSSING FEE, 10000-SHARES, RS 10000 -EQUIDIBLE MORGAGE CHAREGE & RS.-25000 -MAX LIFE POLICY, RS-1500 ANOTHER CHARGE).NOW I AM SHOCKED DUE TO EXTRA DEMAND OF MONEY. I TOLD HIM, I DONT WANT ANY POLICIES, I AGREE TO PAY THIS MONEY WITHOUT POLICIES. BUT HE SAID ME IT IS COMPUSSURY. AFTER THAT IMMEDIETLY I TOLD HIM GIVE ME MY FILE BACK . THEN HE TOLD ME YOUR LOAN IS SANCTION & AFTER 2MINS RS 8500 PROCESSING FEE. DEDUCTED IN MY CURRENT ACCOUNT ON DATE 05.06.2015 WITHOUT PRIOR INTIMATION ME . THEN I TOLD HIM GIVE ME THE SANCTION LETTER THEN HE TOLD ME SYSTEM IS DOWN IWILL GIVE TOMMOROWW.ON NEXT DAY HE ALSO SAYS SYSTEM IS DOWN . SIR, I WANT TO LOAN BUT I DONT WANT ANY POLICIES. BUT MR .DHARWADKAR PRESSURISE ME TO TAKE POLICIES IF YOU CANT TAKE POLICIES I WILL APLLIED MORE CHARGE FOR LOAN. SIR PLAESE SOLVE MY PROBLEM. IAM NOT ABLE TO PAID POLICIE PREMIUM 25000 RS PER ANUM. SOME QUESTOIN ABOUT NKGSB BANK 1.WITHOUT APPROVAL MY LOAN, HOW DEDUCTED PROCESSING FEE IN MY CURRENT ACCOUNT WITHOUT PRIOR INTIMATION 2.IS ANY RELATION MY CURRENT ACCOUMT & MY LOAN REGARDS RAVINDRA KARALE