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PhonePe Complaints & Reviews

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Updated: Aug 30, 2025
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PhonePe reviews & complaints page 130

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U
Urp15
from Delhi, Delhi
Feb 20, 2019
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Address: 560068

On 23 of Jan 2019 i made a payment to one shopkeeper and i used phonepe app to do that, i sent 2500 rupee to that guys and he received a message saying 2500 amount got credited but after few second backs the same amount got debited from his account and still the amount is in air, neither it has back credited to my account or nor to his account.
I got transaction history from him there was one transaction with upi/rev/{protectednumber}.. Updates,
Now the phonepe customer says, call to the respective bank because they got the confirmation message from the bank that the amount was successfully credited to the respective account... Let me ask this to shopkeeper guys if he tells (After sbi customer care talk) it was a mistake from a phonepe then, i won't take a second to uninstall this app. Thank you
Feb 20, 2019
Updated by Urp15
This is the second time when I am posting my complaint ..I don't know whether I am going to get back my 2500 back or not but I will spread this like anything...I have been using other application from years but this is the first time when I got stuck by using this PhonePe app.I would recommend this app only if I am going to get back my money...its almost 1 month and still I did not get back my money ..Initially I was ask to wait a week time to get back the money but now...please help me PhonePe...Thank You
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    A
    Aadarsh. B
    from Pune, Maharashtra
    Feb 20, 2019
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    Address: 411037

    I did transaction of 5672.00 by phone pe on 11/2/2019 it showed pending but my money was deducted from my account but receiver did not recieved the amount after some day it showed successful on phonepe but then too the amount was not recieved to the receiver
    Now I need my money back its been 10 day I m suffering problem I need my money back any how
    PhonePe customer support has been notified about the posted complaint.
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      8
      8600234000
      from Kalamb, Maharashtra
      Feb 20, 2019
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      Address: Pune, Maharashtra, 410504

      Phone pe tr id. P1901261951350551266522
      A/c. No. [protected]
      A/c : mr. Sanket s salve
      Bank : bank of maharashtra
      Branch : narayangaon
      Ifsc : mahb0000414
      Wrong account details which i have done the transaction as below
      A/c. [protected]
      A/c holder : mr. Sanket s salve
      Bank: bank of maharashtra
      Branch : narayangaon
      Ifsc code : sbin0011130
      PhonePe customer support has been notified about the posted complaint.
      Feb 20, 2019
      Updated by 8600234000
      I am in continuously follow up with my HDFC Bank, Phonepe, SBI Bank no one is replying about my wrong transaction details.

      sharing the creditors Bank Details.
      Please solve my problem..at 15th February 250 rupees was transferred ..and show me transaction successful 18th February..but 250 rupees was not credited to the receiver..
      Please provide my last electricity bill payment receipt on my email.
      I am unable to transfer my phone pe wallet money to my bank account.Is there any way to tranfer.
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        J
        jenijayanta
        from Mumbai, Maharashtra
        Feb 20, 2019
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        Address: 781026

        Hello sir,
        I am jayanta kalita rout with uco bank account number [protected] at downtown hospital branch, guwahati.
        I want to register a complaint as i did a transaction of rs. 1500/- from my uco bank account to my friend state bank of india account ([protected]) through phonepe on 20th december (Transaction id-p1812202120528575029398.
        Utr[protected].
        After the transaction the money credited to my friend sbi account and after a few minutes that rs. 1500/- auto debited from my account with showing a description
        "to transfer upi/rev/[protected]"
        But that money neither credited to my bank o[censored]co bank nor to his state bank of india account.

        I have already register a complaint at phonepe team with ticket no.: 43377365.
        Kindly help me to get my money back.
        PhonePe customer support has been notified about the posted complaint.
        Feb 21, 2019
        Updated by jenijayanta
        They suggest me to go bank, but it cannot resolve on bank, please do the needfull
        Hi I am tamilselvan. I was send the 1000 rupees in other account. But this money Is not credited to the reciver. So please consider this complaint immediately
        Sir maine recharge kiya tha.jisme cashback milna tha par nhi mila.jb maine reason pucha to unne bola ki external UPI se pay kiya h.lekin unke terms &condition m khi bhi external UPI nhi likha. only bhim UPI likha h.public ko chutia bana rhe h...ispe action liya jaye.
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          R
          raghav9
          from Indore, Madhya Pradesh
          Feb 20, 2019
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          Address: Indore, Madhya Pradesh, 452001

          I have bank account in hdfc bank. I have transferred rs.3700 via phone pe dated 2nd feb 2019 into sbi account ([protected]@up1). The money is credited into the receiver account and revert back on same day, but i did not receive the money nor the receiver. Kindly, do the needful and act on it so that i get my money as soon as possible.
          Account name: raghav dobhal
          PhonePe customer support has been notified about the posted complaint.
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            Harish Bouncer
            from Bharatpur, Rajasthan
            Feb 19, 2019
            Resolved
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            Resolved

            Address: Bharatpur, Rajasthan, 321001

            Hello Sir / Maa'am,

            My Name is Harish Meena. I had made a transaction on 04th February, 2019
            time:04:36 Pm paid electricity bill 2914 the money got deducted from my
            account(account no: [protected]) but transaction failed(Screen Shot Attached) and its been 16days but I did not received my refund back. Further, I have filed a complaint(this is my PhonePe complaint no: 42743609, Transaction ID- N1902041636054011842624 and Utr no[protected] but customer care says we have received a confirmation from your bank that no amount was debited for the payment ID: P1902041636054042905099
            I have also attached the screenshot of the transaction and bank statement. Kindly provide me with my refund. I don't know what to do. This is a fake company and cheating on the loyal customers. They are stealing money from us. I had calls them 1times per day and texted them through app more than 8 times but not satisfied reply is provided from the company. They are doing it on a big scale and stealing money from everyone. This will in-turn turn into a scam one day. These customer just give the same reply please wait 7 to 9 workin days, they don't care and all the want is to steal money from innocent peoples and my government is also promoting the upi app but customers are loosing their money. We are not able to file complaint anywhere. Something must be done.
            Kindly guide us what shall be done and how can we get our money back.

            Regards:
            Harish Meena
            Email- [protected]@gmail.com
            contact no: [protected]
            Money got deducted but transaction failed by PhonePe UPI
            Feb 19, 2019
            Complaint marked as Resolved 
            9636919969
            PhonePe customer support has been notified about the posted complaint.
            Feb 19, 2019
            Updated by Harish Bouncer
            Please see the attachment

            Feb 19, 2019
            Updated by Harish Bouncer
            Everything is clear in image please see attachment
            Feb 20, 2019
            Updated by Harish Bouncer
            Please see clear Attachment

            Feb 20, 2019
            Updated by Harish Bouncer
            Please deleted my post because hacker use my bank details and contact details and we contact me, so please delete my post
            Unfortunately we have recharge wrong Delhi metro card no 77564801 in place of original metro card no is 77594801

            Recharge amount 300 INR
            DATED 14.02.2019
            TIME 7.54 AM
            UPI REF NO[protected]
            TRANSACTION ID-S1902140753561786468657
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              M
              Manish Sakhare
              Feb 18, 2019
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              Address: 440009

              I had transfered money to my friend on dated 11/02/2019, ( UTR No.[protected] Transaction amount of Rs. 4250 app shows the transaction has successfull. But Money is not credited to recipients acc at least please reverse back immediately or transfer to recipients acc, kindly for your information this is not first time happens, there so meny issus in your phone pay app. This is my worst of worst experience ever i seen, in future we are not use this app. Kindly request you to please do something fast, that is taking to much time, thank you, For ready reference i attached here transaction details screenshot.
              PhonePe customer support has been notified about the posted complaint.
              Feb 18, 2019
              Updated by Manish Sakhare
              Customer care executive call me and says that i have call a grivience department and told to them to solve this iss by giving the utr no or upi no like so and so, i had tried this more times but they are saying they are not able to help to solve this issu, i have call the phone pay customer care, , they are one of the mediators that solving the problem, , , now i m to much tired from that service and my problem is not resolve yet.. This is very bad experience
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                D
                dileepansiva
                from Chennai, Tamil Nadu
                Feb 18, 2019
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                Hi

                I paid the amount of rs.663 in the medical shop through phonepe.
                The merchant said no amount received although the amount was debited from my account.
                So i paid the same amount again from phonepe app.
                For paying 663 rs my account got debited twice for the amount of (663+663)
                Rs.1324.
                I contacted phonepe customer care on the incident day but still now i didnt get any proper response from them.
                My refund has not yet received till now (18 feb 2019) after 16 days also.

                Thanks,
                'dileepan
                PhonePe customer support has been notified about the posted complaint.
                Not received my money in bank .But phone pe says secsusful send my money . Today is 17 days running not solved my problem money is 5000 rs . Phone pe call me in 4 Feb he says problem solved in 11 Feb .But not solved
                Samir mukherjee
                [protected]
                I transfer money to other's account but transaction was failed at that time. Money was deducted from my account but still not refunded yet. Please refund my money as soon as possible. I register complain many times but no reply from company's side.. Get rid of this matter.. I want my money back.
                Phone or transaction completed and amount also been deducted from account but other party didn't receive any amount in bank
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                  Prantik
                  from Kolkata, West Bengal
                  Feb 18, 2019
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                  Address: Kolkata, West Bengal, 700075

                  Phonepe wallet was debited without authorisation rupees 1022.94/- for @grabon via @flipkart on 14/02/2019 23:25pm received email/text/order history, for the record i do not shared otp.@rbi guidelines upto 10000/- refund in fraud scam. The incident was too fast an otp 6 digits came in a fraction of seconds phonepe app opened paid away automatically and finally i received a statement of transaction. There was hardly any reaction time and flipkart executive said i will get my issue resolved. A day later another executive calls and asked to wait as she circulate the issue to higher authorities. On the other hand phonepe says to lodge an fir in local police station and ask them to send it to phonepe's cyber crime division. What is this? Please help
                  PhonePe customer support has been notified about the posted complaint.
                  I am sending the money rs 2112 to my another account but not yet received till date the transaction on 11 feb 2019 by using phone pe app. in my canara bank the amount is debited but the same amount is not credited in my bob account.
                  I had done a transaction on 12/02/2019 but money is not credited to receiver's bank account till now.i had done the transaction through phonepe but now they are not replying.
                  #phonepe customer care helpline number toll free 🔢 [protected]==[protected]
                  [protected]==[protected]
                  I have recharged my no with 399 but recharge is not done nd money is deducted
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                    N
                    Naga Sumanth Chinta
                    from Hyderabad, Telangana
                    Feb 17, 2019
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                    Address: 521108

                    I'm using phonepe for a long time.
                    Yesterday i suddenly got a message from them intimating that my account is blocked and to contact customer care.
                    I did the same thing but they replied me that my account has been blocked due to security reasons but they didn't mentioned anything. I have some balance in my wallet. And i have not violated any terms and conditions.
                    Help me to get my account back.
                    Account number [protected]
                    PhonePe customer support has been notified about the posted complaint.
                    ON Date 29/12/2018 Transaction of rs. 10, 000/- It was failed but amount debited from my bank account as per their conditions in 5-7 working days the amount will be refund but till I didn't get money.

                    Transactions details are given below
                    Today one person had called me saying that he is calling from phonepe . He said i will get money tomorrow. I said him to mail me what he has said . I think is was a ford call & this phonepe app is also a ford app . I request you all not use this app. This not a safe site. Still now that person has not mailed me.
                    This is Asheesh duddi my phone pe kyc not working so please complete my kyc and also I have given pan card details but kyc not done
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                      R
                      rk gammer
                      from Bhubaneshwar, Odisha
                      Feb 17, 2019
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                      Address: 751024

                      Sir i had send rupees to 420 to an friend account but he didn't receive the money and the money is on pending for 3 days when i enquiry for my money they say it will be pass in 12 february but in 12 february i got a message that your money is successfully sent but the receiver didn't get the money so i complain in my bank also but they say we had sent to hdfc bank but they also not receive that so please set a complaint against phonepe because my transaction is all done by the phone pe in the middle of the transaction my money is lost so please sir i will be thanking for you
                      My mobile number is[protected] and my name is rana rakesh dash
                      PhonePe customer support has been notified about the posted complaint.
                      In my Indian bank account debited money to miss match canara bank account on last 12th Feb 2019, Rs 7500 .tat money not came back on
                      my account again. So pls accept my request nd check it soon ...bank side they saying to complaint phone pe.so as soon as possible response my query..kindly reply me about my complaint...
                      I transferred rs 100000 to Kiran on dt 7/01/2019 it shows transaction failed but amount was debited from my account but not credited yet it had been gone one month plz solve my issue
                      Earnings rs 10000 is too heavy for me plz solve this problem quickly
                      This is Asheesh duddi my phone pe kyc not working so please complete my kyc and also I have given pan card details but kyc not done
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                        L
                        Lara Singh gehlot
                        from Jodhpur, Rajasthan
                        Feb 16, 2019
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                        Address: Jodhpur, Rajasthan, 342001

                        I made an electricity bill payment through phone pe (Bharat bill pay) on 23 rd january, the money rs -3407 deducted from my current bank account, but the payment has not been done to jodhpur vidyut vitran nigam ltd, really very disgusting, since i m waiting, neither the money was returned to my bank account and nor to phone pe wallet, i called phone pe but still no resolution has been done. Phone pe executive on customer care number told me that sbi is saying that amount is not deducted, how sbi can tell them this about my account details, that. Whereas i shared the screenshot of the deducted amount rs 3407 from my account, phone pe not fair, if the transaction failed, why did the money did not come to my bank account. Becoz of your mistake and negligence late payment charges are also levied, immediately refund the money with penalty.

                        Pl refund my money back asap.

                        Request the refund asap.

                        Lata singh gehlot
                        Transaction id - n 901230905534751650243
                        PhonePe customer support has been notified about the posted complaint.
                        I have transferred money 40000 rupees to Union Bank account on 2 Feb. 2019 but transaction is failed and this amount debit my SBI account and I have not refunded this amount after 9 days
                        Through phone pay customer has sent amount i received message but not credited to my account

                        upi reference no[protected]
                        This is Asheesh duddi my phone pe kyc not working so please complete my kyc and also I have given pan card details but kyc not done
                        Ashish Ashe's reply, Feb 10, 2019
                        It shows like this
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                          M
                          Madhukar Kola
                          from Visakhapatnam, Andhra Pradesh
                          Feb 16, 2019
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                          Address: 500016

                          I had sent 11000 inr to my brother's account on 8th february 2019. The money got deducted from my account but was not sent to my brother's account. I instantly connected to phonepe support and informed them of the issue. They replied saying it would take 3-5 days to either get transferred or be refunded to my account. It seemed to be a prerecorded msg.

                          Till then i have sent them numerous reminders and queries for resolution of the issue but they don't even reply.

                          I have not yet received the money neither did my brother.

                          Requesting your support
                          PhonePe customer support has been notified about the posted complaint.
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                            P
                            Pratik Salunkhe
                            from Akola, Maharashtra
                            Feb 16, 2019
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                            Transaction was not successful but amount debited from my account and still not refunded.. This transaction was done on 8/2/2019. Now today is 7th working day still not received my money back
                            Please solve my problem as soon as possible.. Or orherwise i have to file a complaint against phonepe on in rbi
                            Requesting you to take this complaint seriously
                            Thank you

                            Transaction id : n1902081140583144352039
                            PhonePe customer support has been notified about the posted complaint.
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                              C
                              Chalam Kancharla
                              from Hyderabad, Telangana
                              Feb 15, 2019
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                              Address: East Godavari, Andhra Pradesh, 533450

                              Dear Sir/ Madam

                              Phone Pe Mobile no : [protected]

                              Name : Grandhi Datta

                              I am Using the Phone pe app I will do the so many transactions in Phone pe app but app service is very good but I facing one problem since 10 days but problem is not rectified to your side I will do the one transaction on 04.02.2019 amount Rs.500/- through phone pe app Payment to P.Siva Bhaskara Ramarao, UTR No.[protected].transaction id is P1902041104572572900500.Error message is showing “ Transaction failed. If amount debited, the bank will refund it to your account in 1 Working day but today date is 15.02.2019” I have attached the Phone pe screen shot also so please check and credited amount to this no.[protected] so please do the needful as soon as possible.

                              Thanking you

                              Your’s faithfully

                              Grandhi datta

                              Mobile No. +91 [protected]
                              PhonePe customer support has been notified about the posted complaint.
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                                A
                                Azuu
                                from Kadiri, Andhra Pradesh
                                Feb 13, 2019
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                                Yesterday i bought gold of 9900 rupies in phonepe when i try to sell my gold it shows after 24 hours you can sell the gold when i tried after 24 hours then it again shows due to some thenical problem you can not sell gold please try after 72 hours i have to sell my gold and take money from it. It is very urgent ro take moneyplease solve my problem
                                PhonePe customer support has been notified about the posted complaint.
                                I had recharged online tata docomo no. 814****21, after payment it showed transaction failed so I tried second time. But after second time also I got the same message transaction failed. But when I checked bank account both transactions were successful and amount was deducted. Plz rectify it.
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                                  Ashok Narayan Tripathi
                                  from Dum Duma, Assam
                                  Feb 13, 2019
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                                  Address: Allahabad, Uttar Pradesh, 211004

                                  The money I got from rewards in my phonepe wallet, i am unable to withdraw amount though the ekyc is completed. Even when trying to re-do the kyc the app says "e-kyc services are temporarily unavailable". On calling the customer care they are unable to provide the solution and commit the time line to resolve the problem.

                                  The customer care person is unable provide clear answers nor able to connect with higher officer to give proper resolution. They are saying that they cannot give anytime line to have the problem resolved.
                                  PhonePe customer support has been notified about the posted complaint.
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                                    S
                                    Sachin Lalan
                                    from Mumbai, Maharashtra
                                    Feb 13, 2019
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                                    The eligibility criteria is not correctly mentioned.
                                    It only mentions a condition of a credit card payment done through only BHIM UPI payment only.

                                    I did the payment through one of my BHIM UPI id to receive the Cashback.
                                    But i did not receive it.
                                    So when I contacted the helpdesk, they gave the reason stating it should be PhonePe BHIM UPI and not any external BHIM UPI.

                                    My problem is why this was not mentioned in the Eligibility criteria itself.
                                    Thats the basic need for a successful transaction to receive Cashback.

                                    PhonePe is playing with the consumers by hidding the basic criterias.
                                    They should have duly mentioned in the Eligibility criteria itself that only PhonePe BHIM UPI is valid.

                                    They are cheating the consumers by hidding such information.

                                    On asking this on the helpdesk why such basic thing is not mentioned in the Eligibility Criteria. They responded saying, they have mentioned it in their Terms & Conditions section.

                                    And when u go there, its generalized as PhonePe linked bank account.

                                    They are really cheating the consumers.

                                    The basic requirement of PhonePe BHIM UPI itself is missing in the Eligibility criteria.

                                    They are clearly playing around with the language to evade off from Cashback.

                                    Thats really pathetic.
                                    PhonePe customer support has been notified about the posted complaint.
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                                      M
                                      M.S.Kulkarni
                                      from Vijayawada, Andhra Pradesh
                                      Feb 13, 2019
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                                      Address: 587103

                                      Dear sir,

                                      So many times i have complained to phonepe at their [protected]@phonepe.com about deduction made by phonepe with no cause. I have given transaction details and they go on replying their autoreply mails, but problem not at all solved. I give below the debit transaction from phonepe which pl help me to get back these amount to my bank account:

                                      [protected] upi/p2m/[protected]/phonepe 351.00 bal 15, 285.52
                                      [protected] upi/p2m/[protected]/phonepe 325.49 bal 1, 775.64

                                      The above two have been debited by phonepe without my permission and there is no records in the history about these transactions.

                                      My mobile no. Is [protected] email: [protected]@rediffmail.com

                                      Kindly help in this regard.
                                      PhonePe customer support has been notified about the posted complaint.
                                      Plz sir return the money my name is dharmapad sahoo At, -Talakokal dist-puri contact number [protected]
                                      No way to complete phonepe KYC in the app and no response from customer care after spending 10 mins on call and no toll free number

                                      Service is ridiculous Shame on you Phonepe (Wondering it's parent company is flipcart), No wonder they are flop
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                                        S
                                        Saikishoremahenderkar
                                        from Vaikam, Kerala
                                        Feb 13, 2019
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                                        Address: Hyderabad, Telangana

                                        My friend creadited to my account 1000 rupees on feb 2 2019 later its trasaction done automatically from my account i called to sbi customercare but they said this complent undergoes phonepe problems then i called customer care moretimes but they didnt respond to recall back then how i will get back my money i waited upto 11days but i didnt receive any call from phonepe and didnt get back my money please respond my problem
                                        PhonePe customer support has been notified about the posted complaint.
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