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PhonePe Complaints & Reviews

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Updated: Aug 30, 2025
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Harish Bouncer
from Bharatpur, Rajasthan
Feb 19, 2019
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Address: Bharatpur, Rajasthan, 321001

Hello Sir / Maa'am,

My Name is Harish Meena. I had made a transaction on 04th February, 2019
time:04:36 Pm paid electricity bill 2914 the money got deducted from my
account(account no: [protected]) but transaction failed(Screen Shot Attached) and its been 16days but I did not received my refund back. Further, I have filed a complaint(this is my PhonePe complaint no: 42743609, Transaction ID- N1902041636054011842624 and Utr no[protected] but customer care says we have received a confirmation from your bank that no amount was debited for the payment ID: P1902041636054042905099
I have also attached the screenshot of the transaction and bank statement. Kindly provide me with my refund. I don't know what to do. This is a fake company and cheating on the loyal customers. They are stealing money from us. I had calls them 1times per day and texted them through app more than 8 times but not satisfied reply is provided from the company. They are doing it on a big scale and stealing money from everyone. This will in-turn turn into a scam one day. These customer just give the same reply please wait 7 to 9 workin days, they don't care and all the want is to steal money from innocent peoples and my government is also promoting the upi app but customers are loosing their money. We are not able to file complaint anywhere. Something must be done.
Kindly guide us what shall be done and how can we get our money back.

Regards:
Harish Meena
Email- [protected]@gmail.com
contact no: [protected]
Money got deducted but transaction failed by PhonePe UPI
+3 photos
Feb 19, 2019
Complaint marked as Resolved 
9636919969
PhonePe customer support has been notified about the posted complaint.
Feb 19, 2019
Updated by Harish Bouncer
Please see the attachment

Feb 19, 2019
Updated by Harish Bouncer
Everything is clear in image please see attachment
Feb 20, 2019
Updated by Harish Bouncer
Please see clear Attachment

Feb 20, 2019
Updated by Harish Bouncer
Please deleted my post because hacker use my bank details and contact details and we contact me, so please delete my post
Unfortunately we have recharge wrong Delhi metro card no 77564801 in place of original metro card no is 77594801

Recharge amount 300 INR
DATED 14.02.2019
TIME 7.54 AM
UPI REF NO[protected]
TRANSACTION ID-S1902140753561786468657
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    M
    Manish Sakhare
    Feb 18, 2019
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    Address: 440009

    I had transfered money to my friend on dated 11/02/2019, ( UTR No.[protected] Transaction amount of Rs. 4250 app shows the transaction has successfull. But Money is not credited to recipients acc at least please reverse back immediately or transfer to recipients acc, kindly for your information this is not first time happens, there so meny issus in your phone pay app. This is my worst of worst experience ever i seen, in future we are not use this app. Kindly request you to please do something fast, that is taking to much time, thank you, For ready reference i attached here transaction details screenshot.
    +1 photos
    PhonePe customer support has been notified about the posted complaint.
    Feb 18, 2019
    Updated by Manish Sakhare
    Customer care executive call me and says that i have call a grivience department and told to them to solve this iss by giving the utr no or upi no like so and so, i had tried this more times but they are saying they are not able to help to solve this issu, i have call the phone pay customer care, , they are one of the mediators that solving the problem, , , now i m to much tired from that service and my problem is not resolve yet.. This is very bad experience
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      D
      dileepansiva
      from Chennai, Tamil Nadu
      Feb 18, 2019
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      Hi

      I paid the amount of rs.663 in the medical shop through phonepe.
      The merchant said no amount received although the amount was debited from my account.
      So i paid the same amount again from phonepe app.
      For paying 663 rs my account got debited twice for the amount of (663+663)
      Rs.1324.
      I contacted phonepe customer care on the incident day but still now i didnt get any proper response from them.
      My refund has not yet received till now (18 feb 2019) after 16 days also.

      Thanks,
      'dileepan
      +2 photos
      PhonePe customer support has been notified about the posted complaint.
      Not received my money in bank .But phone pe says secsusful send my money . Today is 17 days running not solved my problem money is 5000 rs . Phone pe call me in 4 Feb he says problem solved in 11 Feb .But not solved
      Samir mukherjee
      [protected]

      my refund is not initiated. - Comment #3355303 - Image #0
      I transfer money to other's account but transaction was failed at that time. Money was deducted from my account but still not refunded yet. Please refund my money as soon as possible. I register complain many times but no reply from company's side.. Get rid of this matter.. I want my money back.

      my refund is not initiated. - Comment #3355537 - Image #0
      Phone or transaction completed and amount also been deducted from account but other party didn't receive any amount in bank
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        Prantik
        from Kolkata, West Bengal
        Feb 18, 2019
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        Address: Kolkata, West Bengal, 700075

        Phonepe wallet was debited without authorisation rupees 1022.94/- for @grabon via @flipkart on 14/02/2019 23:25pm received email/text/order history, for the record i do not shared otp.@rbi guidelines upto 10000/- refund in fraud scam. The incident was too fast an otp 6 digits came in a fraction of seconds phonepe app opened paid away automatically and finally i received a statement of transaction. There was hardly any reaction time and flipkart executive said i will get my issue resolved. A day later another executive calls and asked to wait as she circulate the issue to higher authorities. On the other hand phonepe says to lodge an fir in local police station and ask them to send it to phonepe's cyber crime division. What is this? Please help
        +2 photos
        PhonePe customer support has been notified about the posted complaint.
        I am sending the money rs 2112 to my another account but not yet received till date the transaction on 11 feb 2019 by using phone pe app. in my canara bank the amount is debited but the same amount is not credited in my bob account.

        unauthorised debit from wallet - Comment #3355263 - Image #0
        unauthorised debit from wallet - Comment #3355263 - Image #1
        unauthorised debit from wallet - Comment #3355263 - Image #2
        unauthorised debit from wallet - Comment #3355263 - Image #3
        I had done a transaction on 12/02/2019 but money is not credited to receiver's bank account till now.i had done the transaction through phonepe but now they are not replying.

        unauthorised debit from wallet - Comment #3355368 - Image #0
        #phonepe customer care helpline number toll free 🔢 [protected]==[protected]
        [protected]==[protected]
        I have recharged my no with 399 but recharge is not done nd money is deducted
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          N
          Naga Sumanth Chinta
          from Hyderabad, Telangana
          Feb 17, 2019
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          Address: 521108

          I'm using phonepe for a long time.
          Yesterday i suddenly got a message from them intimating that my account is blocked and to contact customer care.
          I did the same thing but they replied me that my account has been blocked due to security reasons but they didn't mentioned anything. I have some balance in my wallet. And i have not violated any terms and conditions.
          Help me to get my account back.
          Account number [protected]
          +1 photos
          PhonePe customer support has been notified about the posted complaint.
          ON Date 29/12/2018 Transaction of rs. 10, 000/- It was failed but amount debited from my bank account as per their conditions in 5-7 working days the amount will be refund but till I didn't get money.

          Transactions details are given below

          account blocked without giving reason - Comment #3355358 - Image #0
          Today one person had called me saying that he is calling from phonepe . He said i will get money tomorrow. I said him to mail me what he has said . I think is was a ford call & this phonepe app is also a ford app . I request you all not use this app. This not a safe site. Still now that person has not mailed me.
          This is Asheesh duddi my phone pe kyc not working so please complete my kyc and also I have given pan card details but kyc not done
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            R
            rk gammer
            from Bhubaneshwar, Odisha
            Feb 17, 2019
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            Address: 751024

            Sir i had send rupees to 420 to an friend account but he didn't receive the money and the money is on pending for 3 days when i enquiry for my money they say it will be pass in 12 february but in 12 february i got a message that your money is successfully sent but the receiver didn't get the money so i complain in my bank also but they say we had sent to hdfc bank but they also not receive that so please set a complaint against phonepe because my transaction is all done by the phone pe in the middle of the transaction my money is lost so please sir i will be thanking for you
            My mobile number is[protected] and my name is rana rakesh dash
            +1 photos
            PhonePe customer support has been notified about the posted complaint.
            In my Indian bank account debited money to miss match canara bank account on last 12th Feb 2019, Rs 7500 .tat money not came back on
            my account again. So pls accept my request nd check it soon ...bank side they saying to complaint phone pe.so as soon as possible response my query..kindly reply me about my complaint...

            deducted from account but not received to receiver - Comment #3355433 - Image #0
            I transferred rs 100000 to Kiran on dt 7/01/2019 it shows transaction failed but amount was debited from my account but not credited yet it had been gone one month plz solve my issue
            Earnings rs 10000 is too heavy for me plz solve this problem quickly
            This is Asheesh duddi my phone pe kyc not working so please complete my kyc and also I have given pan card details but kyc not done
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              L
              Lara Singh gehlot
              from Jodhpur, Rajasthan
              Feb 16, 2019
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              Address: Jodhpur, Rajasthan, 342001

              I made an electricity bill payment through phone pe (Bharat bill pay) on 23 rd january, the money rs -3407 deducted from my current bank account, but the payment has not been done to jodhpur vidyut vitran nigam ltd, really very disgusting, since i m waiting, neither the money was returned to my bank account and nor to phone pe wallet, i called phone pe but still no resolution has been done. Phone pe executive on customer care number told me that sbi is saying that amount is not deducted, how sbi can tell them this about my account details, that. Whereas i shared the screenshot of the deducted amount rs 3407 from my account, phone pe not fair, if the transaction failed, why did the money did not come to my bank account. Becoz of your mistake and negligence late payment charges are also levied, immediately refund the money with penalty.

              Pl refund my money back asap.

              Request the refund asap.

              Lata singh gehlot
              Transaction id - n 901230905534751650243
              PhonePe customer support has been notified about the posted complaint.
              I have transferred money 40000 rupees to Union Bank account on 2 Feb. 2019 but transaction is failed and this amount debit my SBI account and I have not refunded this amount after 9 days
              Through phone pay customer has sent amount i received message but not credited to my account

              upi reference no[protected]
              This is Asheesh duddi my phone pe kyc not working so please complete my kyc and also I have given pan card details but kyc not done
              Ashish Ashe's reply, Feb 10, 2019
              It shows like this
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                M
                Madhukar Kola
                from Visakhapatnam, Andhra Pradesh
                Feb 16, 2019
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                Address: 500016

                I had sent 11000 inr to my brother's account on 8th february 2019. The money got deducted from my account but was not sent to my brother's account. I instantly connected to phonepe support and informed them of the issue. They replied saying it would take 3-5 days to either get transferred or be refunded to my account. It seemed to be a prerecorded msg.

                Till then i have sent them numerous reminders and queries for resolution of the issue but they don't even reply.

                I have not yet received the money neither did my brother.

                Requesting your support
                PhonePe customer support has been notified about the posted complaint.
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                  P
                  Pratik Salunkhe
                  from Akola, Maharashtra
                  Feb 16, 2019
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                  Transaction was not successful but amount debited from my account and still not refunded.. This transaction was done on 8/2/2019. Now today is 7th working day still not received my money back
                  Please solve my problem as soon as possible.. Or orherwise i have to file a complaint against phonepe on in rbi
                  Requesting you to take this complaint seriously
                  Thank you

                  Transaction id : n1902081140583144352039
                  +1 photos
                  PhonePe customer support has been notified about the posted complaint.
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                    C
                    Chalam Kancharla
                    from Hyderabad, Telangana
                    Feb 15, 2019
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                    Address: East Godavari, Andhra Pradesh, 533450

                    Dear Sir/ Madam

                    Phone Pe Mobile no : [protected]

                    Name : Grandhi Datta

                    I am Using the Phone pe app I will do the so many transactions in Phone pe app but app service is very good but I facing one problem since 10 days but problem is not rectified to your side I will do the one transaction on 04.02.2019 amount Rs.500/- through phone pe app Payment to P.Siva Bhaskara Ramarao, UTR No.[protected].transaction id is P1902041104572572900500.Error message is showing “ Transaction failed. If amount debited, the bank will refund it to your account in 1 Working day but today date is 15.02.2019” I have attached the Phone pe screen shot also so please check and credited amount to this no.[protected] so please do the needful as soon as possible.

                    Thanking you

                    Your’s faithfully

                    Grandhi datta

                    Mobile No. +91 [protected]
                    +1 photos
                    PhonePe customer support has been notified about the posted complaint.
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                      A
                      Azuu
                      from Kadiri, Andhra Pradesh
                      Feb 13, 2019
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                      Yesterday i bought gold of 9900 rupies in phonepe when i try to sell my gold it shows after 24 hours you can sell the gold when i tried after 24 hours then it again shows due to some thenical problem you can not sell gold please try after 72 hours i have to sell my gold and take money from it. It is very urgent ro take moneyplease solve my problem
                      PhonePe customer support has been notified about the posted complaint.
                      I had recharged online tata docomo no. 814****21, after payment it showed transaction failed so I tried second time. But after second time also I got the same message transaction failed. But when I checked bank account both transactions were successful and amount was deducted. Plz rectify it.

                      I am unable to sell my gold - Comment #3351660 - Image #0
                      I am unable to sell my gold - Comment #3351660 - Image #1
                      I am unable to sell my gold - Comment #3351660 - Image #2
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                        A
                        Ashok Narayan Tripathi
                        from Dum Duma, Assam
                        Feb 13, 2019
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                        Address: Allahabad, Uttar Pradesh, 211004

                        The money I got from rewards in my phonepe wallet, i am unable to withdraw amount though the ekyc is completed. Even when trying to re-do the kyc the app says "e-kyc services are temporarily unavailable". On calling the customer care they are unable to provide the solution and commit the time line to resolve the problem.

                        The customer care person is unable provide clear answers nor able to connect with higher officer to give proper resolution. They are saying that they cannot give anytime line to have the problem resolved.
                        +1 photos
                        PhonePe customer support has been notified about the posted complaint.
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                          S
                          Sachin Lalan
                          from Mumbai, Maharashtra
                          Feb 13, 2019
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                          The eligibility criteria is not correctly mentioned.
                          It only mentions a condition of a credit card payment done through only BHIM UPI payment only.

                          I did the payment through one of my BHIM UPI id to receive the Cashback.
                          But i did not receive it.
                          So when I contacted the helpdesk, they gave the reason stating it should be PhonePe BHIM UPI and not any external BHIM UPI.

                          My problem is why this was not mentioned in the Eligibility criteria itself.
                          Thats the basic need for a successful transaction to receive Cashback.

                          PhonePe is playing with the consumers by hidding the basic criterias.
                          They should have duly mentioned in the Eligibility criteria itself that only PhonePe BHIM UPI is valid.

                          They are cheating the consumers by hidding such information.

                          On asking this on the helpdesk why such basic thing is not mentioned in the Eligibility Criteria. They responded saying, they have mentioned it in their Terms & Conditions section.

                          And when u go there, its generalized as PhonePe linked bank account.

                          They are really cheating the consumers.

                          The basic requirement of PhonePe BHIM UPI itself is missing in the Eligibility criteria.

                          They are clearly playing around with the language to evade off from Cashback.

                          Thats really pathetic.
                          +2 photos
                          PhonePe customer support has been notified about the posted complaint.
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                            M
                            M.S.Kulkarni
                            from Vijayawada, Andhra Pradesh
                            Feb 13, 2019
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                            Address: 587103

                            Dear sir,

                            So many times i have complained to phonepe at their [protected]@phonepe.com about deduction made by phonepe with no cause. I have given transaction details and they go on replying their autoreply mails, but problem not at all solved. I give below the debit transaction from phonepe which pl help me to get back these amount to my bank account:

                            [protected] upi/p2m/[protected]/phonepe 351.00 bal 15, 285.52
                            [protected] upi/p2m/[protected]/phonepe 325.49 bal 1, 775.64

                            The above two have been debited by phonepe without my permission and there is no records in the history about these transactions.

                            My mobile no. Is [protected] email: [protected]@rediffmail.com

                            Kindly help in this regard.
                            PhonePe customer support has been notified about the posted complaint.
                            Plz sir return the money my name is dharmapad sahoo At, -Talakokal dist-puri contact number [protected]

                            debit from phonepe to my account - Comment #3351680 - Image #0
                            debit from phonepe to my account - Comment #3351680 - Image #1
                            debit from phonepe to my account - Comment #3351680 - Image #2
                            debit from phonepe to my account - Comment #3351680 - Image #3
                            No way to complete phonepe KYC in the app and no response from customer care after spending 10 mins on call and no toll free number

                            Service is ridiculous Shame on you Phonepe (Wondering it's parent company is flipcart), No wonder they are flop
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                              S
                              Saikishoremahenderkar
                              from Vaikam, Kerala
                              Feb 13, 2019
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                              Address: Hyderabad, Telangana

                              My friend creadited to my account 1000 rupees on feb 2 2019 later its trasaction done automatically from my account i called to sbi customercare but they said this complent undergoes phonepe problems then i called customer care moretimes but they didnt respond to recall back then how i will get back my money i waited upto 11days but i didnt receive any call from phonepe and didnt get back my money please respond my problem
                              PhonePe customer support has been notified about the posted complaint.
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                                R
                                RW Tirtho
                                from Kharagpur, West Bengal
                                Feb 13, 2019
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                                Address: Kolkata, West Bengal, 700108

                                I had sent 11000 inr to my brother's account on 8th february 2019. The money got deducted from my account but was not sent to my brother's account. I instantly connected to phonepe support and informed them of the issue. They replied saying it would take 3-5 days to either get transferred or be refunded to my account. It seemed to be a prerecorded msg.

                                Till then i have sent them numerous reminders and queries for resolution of the issue but they don't even reply.

                                I have not yet received the money neither did my brother.

                                Requesting your support.

                                I am attaching all screenshots of the issue.
                                +4 photos
                                PhonePe customer support has been notified about the posted complaint.
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                                  C
                                  Channappa Biradar
                                  from Sorab, Karnataka
                                  Feb 12, 2019
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                                  Address: Bijapur, Karnataka, 586209

                                  Trans no P1902111845490483499628

                                  Phonepe I'd [protected]@ybl

                                  Amount debited Rs 6900 from SBI A/c no

                                  [protected] on 11/02/2019 at 6:45 PM

                                  for failed transaction. But not refunded to

                                  account or not transferred to KVGB A/c no

                                  [protected]. Phonepe customer

                                  executive not received calls from me and

                                  also they don't call back to me. Neither SBI

                                  Or phonepe not respond to my problem till

                                  the date.
                                  PhonePe customer support has been notified about the posted complaint.
                                  Hello I am dream11 amount is debit to phone pe transaction.but amount is not processed please wait please wait 1 hour so please help me.this number [protected]
                                  From Phone pe account to canara bank amount is not credited. 2 days are gone.But payment status still is in pending .Kindly transfer my amount.

                                  It is very urgent

                                  My phonepe transaction Id: P1902121611288804064941

                                  phonepe upi amount debited in failed transaction but not refunded - Comment #3351969 - Image #0
                                  Regina Priya's reply, Feb 14, 2019
                                  Phone pe customer care not properly answered.I raised a ticket for my transaction is pending.But no response.

                                  Kindly transfer my amount
                                  Regina Priya's reply, Feb 14, 2019
                                  I transferred 25000 from sbi account to canara bank through phonepe on 12-02-2019.
                                  But still is pending stage.But amount deducted from my account.

                                  Please return my amount or transfer amount to receiver.
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                                    N
                                    Niharika korivi
                                    from Chennai, Tamil Nadu
                                    Feb 12, 2019
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                                    I have sent Rs10000 /- to my cousin to pay fee . But it was debited from my account and not received by the receiver . It's been 3 days but not credited to my account or the receiver account. While I'm calling to the customer care they are not connecting and giving music for a long time and then sending a message like " sorry we missed a call from you " . Is this the way to respond a customer . Customer care service is really bad in phone pay app
                                    PhonePe customer support has been notified about the posted complaint.
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                                      S
                                      Sivakoteswara reddy
                                      from Hyderabad, Telangana
                                      Feb 12, 2019
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                                      Dear team
                                      I sent ₹48000 from my sbi account wrong account. But transaction failed. Amount deducted from account. I wait for 2 days. But not resolved. Ialready complained. Plz solve my problem and refund my account sbi account number [protected]
                                      My phone pay registered no.=[protected]
                                      Registered email=[protected]@gmail.com
                                      Name=v. Sivakoteswarareddy
                                      Amount=₹48000
                                      Transaction date=[protected]
                                      Transaction id =p1902101350041912637758
                                      Ticket id=41780903
                                      Sbi, a/c no=[protected]
                                      Plz solve my problem. I attached with phone pae transaction image
                                      PhonePe customer support has been notified about the posted complaint.
                                      Transaction failed
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                                        J
                                        Jay Thamke
                                        from Mumbai, Maharashtra
                                        Feb 12, 2019
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                                        Address: 400701

                                        I sent 5000 in my bank account but is not credited i wait 2 days but is not solved i already complained with phonepe but do not solve my problem pls solved my problem
                                        My phonepe registered number:[protected]
                                        Registered email:jay. [protected]@gmail.com
                                        Name: sameer chavan
                                        Amount :5000
                                        Sent bank name: corporation bank
                                        Account number:[protected]
                                        Utr number:[protected]
                                        Transaction date:11.02.2019
                                        Transaction time:11:06pm
                                        Pls solve my problem
                                        I attached with phonepe transaction image
                                        PhonePe customer support has been notified about the posted complaint.
                                        My money is not transfer indain bank to SBI bank and money dedect my account and successfully massage. So please solve my problem fast and transfer my money my account. ... ...and plz give me reply my money transfer problem and solve... Thank you
                                        Mony send but not received please solve my problem
                                        I will complaint to police station for this problem
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