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PhonePe Complaints & Reviews

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Updated: Aug 30, 2025
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A
Atish007
from Ambasa, Tripura
Nov 5, 2018
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Phonepe has blocked my primary account for no reason. I am a regular user of phone pe and i have not violated any rules and regulations. I have 4303 rs wallet balance and some transaction are in pending status. The call centre is also not aware of the specific reason. So i request phonepe 2 unblock my account as soon as possible because i use phonepe quite a lot.
My number is [protected].
+1 photos
PhonePe customer support has been notified about the posted complaint.
Phone pay transaction 04Aug.2018.was failed but I not refund that amounts .(Rs3247).please refund my amount.
I am a regular user of phonePe and have been using it regularly. I bought Gold, did online shopping, received cashbacks, linked my bank accounts, etc.

yesterday, I tried to open the app and I got message that my account has been blocked. I contacted their customer care but no satisfactory response was given. they are only vaguely saying that 'terms and conditions' have been violated. I asked which terms and condition have I violated, then they are not giving any proper response.

My money and gold remain trapped with phone pe and that too without any satisfactory explanation.

My account is blocked, without giving any proper information.

Government of India should take strict action against such arbitrary and unilateral decision.

Kindly help me to unblock my account and release my money and gold with phone pe.
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    A
    Ayan Kumar jana
    from Kolkata, West Bengal
    Nov 5, 2018
    Resolved
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    Resolved

    I order a product at flipkart payment done successfully by phone pay amount was 13834debited from my indian overseas bank transaction i'dp1810251208162366487191 and 165 rs debited from my phonpewalet. At the date of 25.10.18 same date i cancel the order at flipkart
    Flipkart calming they done the payment successful at the date of 26.10.18.
    But 10days to go after cancel my order i don't get my refund yet.
    .
    +3 photos
    Nov 5, 2018
    Complaint marked as Resolved 
    No step has taken only taling it will be solve in 48housr They saying contact each others custemer care that not there issue.
    PhonePe customer support has been notified about the posted complaint.
    Nov 05, 2018
    Updated by Ayan Kumar jana
    No step has taken
    Nov 13, 2018
    Updated by Ayan Kumar jana
    Issue solve
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      S
      sabeel ahmed syed
      from Hyderabad, Telangana
      Nov 4, 2018
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      Address: Bangalore, Karnataka, 515001
      Website: www.phonepe.com

      @phonepe_ i have recieved refund from flipkart on 21st october, it is still not posted to my card. I called phone pe they told to contact bank, i contacted bank they told that they are just receicver ans they need utr number, phone pe is telling that utr number is not generated. What is this experience?
      In future i will avoid phone pe if this is not resolved
      Reference number p1810211749252729685271
      Registered mobile number [protected]
      Refund of rs 629 from flipkart on october 21 2018
      PhonePe customer support has been notified about the posted complaint.
      Nov 04, 2018
      Updated by sabeel ahmed syed
      Check and do something, this is totally worse
      Nov 05, 2018
      Updated by sabeel ahmed syed
      If you have successfully initiated refund to bank, help me with ARN or UTR number, i will check
      Nov 06, 2018
      Updated by sabeel ahmed syed
      My bank still not received refund
      My phone no : [protected] account got blocked.
      what about my wallet balance?
      how can we withdraw that

      refund not received still - Comment #3261707 - Image #0
      First irctc showed that transaction was unsuccessful but now they are shiwing my refubded money has been sent to your bank. But I have not received any money in my bank account.please give me back my 560 money as soon as possible

      refund not received still - Comment #3262150 - Image #0
      Banasree Nath's reply, Nov 3, 2018
      How much time u need to give back my money
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        A
        Atul.RT
        from Bengaluru, Karnataka
        Nov 4, 2018
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        2nd nov 18, i supposed to booked train ticket on irctc. Procceded for payment via phonepe. Amount deduced from my acount ₹540, for same i have got sms from my bank, as well as from phonepe too. But booking got failed from irctc for not receiving payment. Money deduced but not proceed towords irctc for ticket booking.

        Please resolve issue, and refund my amount in short time. I have cancelled my trip now.
        PhonePe customer support has been notified about the posted complaint.
        Nov 04, 2018
        Updated by Atul.RT
        phonePe Transaction ID. C1811021717151693194177

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          G
          Gøwţhäm
          from Changanacheri, Kerala
          Nov 3, 2018
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          phonepe - account blocked. ticket no: 27065797

          Address: 600029

          Dear team

          Am using phonepe account on 31st oct 2018 i got a message from phonepe stating that my account has been blocked due to security reasons. When i called to their customer support each one is saying different stories and no one is giving proper reason. Finally talked with am he said due to illegal activities account has been blocked. Though am a genuine user of phonepe have not done any illegal transaction and infact...
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          P
          Prem Kumar Chandan
          from Patna, Bihar
          Nov 3, 2018
          Resolved
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          Resolved

          I transferred 49000 rupees to another account from phonepe app on 02.11.2018 but payment is still pending. Amount is debited to my account.
          My utr no.[protected]ticket id: 27261871
          Phonepe transaction id: p1811021414035432891745 when i talk in to customer care, he said wait 3 days for solve your problem.
          After days, they are not giving any answer correctly.
          I am very disappointed by customer care behaviour.
          I need money. I'm in a lot of trouble.
          Please help me.

          Payment is pending but amount debited to my bank account.
          +1 photos
          Nov 7, 2018
          Complaint marked as Resolved 
          After 5 days they credit to benifeciry
          PhonePe customer support has been notified about the posted complaint.
          Nov 05, 2018
          Updated by Prem Kumar Chandan
          Sir Please Help me my money not refund till .I am in lot of trouble.
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            K
            Khondekar Monirul Hoque
            Nov 3, 2018
            Resolved
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            Resolved

            Address: 742401

            I send rs - 16000/- to md mostofa zaman biswas third party upi app phonepe to axis bank a/c. [protected] ifsc: utib0000163. Amount debited from my sbi bank a/c but amount not credited to sender a/c. We already contacted with reciver axis bank branch they told us to talk with sender sbi branch. Sbi branch told me to lodge a complaint through netbanking portal. Please kindly help regarding this issue as soon as possible.
            Here are the details,
            02-nov[protected]nov-2018) to transfer
            Upi/dr/[protected]/16301010/utib/[protected] 16, 000.00

            Sender name : kh imdadul hoque
            A/c no. [protected]
            Ifsc code: sbin0001721
            State bank of india
            Mobile number: [protected]

            Receiver name: md mostofa zaman biswas
            A/c no. [protected]
            Ifsc code: utib0000163
            Axis bank
            +1 photos
            Nov 3, 2018
            Complaint marked as Resolved 
            PhonePe customer support has been notified about the posted complaint.
            Hi, we request you to lodge a complaint by calling at the phone banking numbers or by visiting any of the branches. Regards, Team Axis Bank.
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              P
              Prof.k.c. Sunhare
              from Delhi, Delhi
              Nov 2, 2018
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              Address: 495450

              Dear sir, i would like to inform you that some body has done unauthorized transaction of 740 rs with ref. No.[protected] to yr company via phoneepe1428773 from my hdfc debit card on[protected]:10:39:11. The matter is reported to hdfc bank, i request you to please provide the detail of said transaction. Piz see the matter and request to refund the same to me.
              Regards
              Khoobchand sunhare
              [protected]
              PhonePe customer support has been notified about the posted complaint.
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                M
                MD HAFIZUR RAHAMAN
                from Bhubaneshwar, Odisha
                Nov 1, 2018
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                Address: Murshidabad, West Bengal, 742123

                I pay electricity bill on 04august 2018. Via phone pay. Transaction id :n[protected]. Rs=3247/-from my bank accounts. Debts on 04aug.2018. This transaction was failed. But that's amounts not refunded my bank account. So i; request to you please consider this my application & solve my problem & help me to use your phone pay services. With regards
                Mdhafizur rahaman.
                PhonePe customer support has been notified about the posted complaint.
                My withdrawal has been blocked by phonepe of rs 9501. On withdrawal it shows error of txn failed every time and they dont have any contact no. So there is no any way to contact them. They say to complete KYC but there is no link to fill details.

                dated 04 aug.2018. - Comment #3259924 - Image #0
                dated 04 aug.2018. - Comment #3259924 - Image #1
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                  A
                  amarnaik
                  from Bengaluru, Karnataka
                  Oct 31, 2018
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                  Address: urur

                  I had done wallet topup of 3300 but after cutting the amount for the my account the satuas of phone pe was ur trasation has been canncelt on 13th octber. Still nw i didnt revice any ammont. Of my register moblie number [protected] email. Id [protected]@gmail.com i had called the phone pe excute they said amount will be refunded within 7 to 8 working days
                  PhonePe customer support has been notified about the posted complaint.
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                    B
                    Bipul1966
                    from Darbhanga, Bihar
                    Oct 31, 2018
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                    I have tried a irctc train ticket booking through phonepe app. The amount has been debit from my bank account through phonepe. But the ticket is not booked. I checked in my IRCTC account which shows, payment is pending from bank end..the traveling date passed ..but ro response from phonePe app ..
                    Ticket Id:#26751132
                    Transaction Id:#C1810282010374259851697
                    The amount yet not refund from 3-4 days ..
                    Plz ..solve this...
                    +2 photos
                    PhonePe customer support has been notified about the posted complaint.
                    Hello,
                    I have added money into my friend phone pay account on 27.10.2018 but the amount was 10, 000 debited to my bank account on 27.10.2018 and the transfer was pending and my friend didn't received the amount and not refund my bank account. raised the issue to phone pay on 28.10.2018 and could u resolve the issue as soon as possible.
                    thanks
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                      B
                      Bisht Rakesh
                      from Gurgaon, Haryana
                      Oct 30, 2018
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                      Address: 110086

                      We purchase phone pay milk mother dairy no -692 dated 29/10/2018 timed -6.35 am and my phone pay account ([protected]) automatically twenty one rupees deduct time -6:36 am transaction no - p18102906361163372018717,
                      Mother dairy owner show up our phone no any message revived regarding this amount & asking me twenty four hours amount automatic comes in wallet, but no any amount receive my wallet, please look into the matter, we are waiting your positive response.
                      Rakesh bisht
                      PhonePe customer support has been notified about the posted complaint.
                      Galti see deactivate ho gaya please activate
                      I booked irctc tickets from phonePe ..the app show transaction successful and amount debited but the ticket not booked ..when i check irctc app ..it show amount yet not paid from bank end .. transition unsuccessful..
                      How could deduct money.. without transaction successful ..it just wait my booking and time...

                      money deducted automatically - Comment #3257745 - Image #0
                      money deducted automatically - Comment #3257745 - Image #1
                      I have purchased gold on phonePe for 1000 and when I am selling the it is not working.so please help me how to sell my gold.i purchased gold on 26 th October and selling 28th October so it is saying it must 24 hours to sell gold from puchse.but it is 48 hours...so please help me.
                      I want withdrawn wallet amount to bank. Then mistek. Phonepay wallet was deactivated. Please sir my phonepay wallet was reactivated. I hope
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                        V
                        Visheagle
                        from Mumbai, Maharashtra
                        Oct 30, 2018
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                        Address: Mumbai City, Maharashtra, 400013
                        Website: Phonepe

                        I had made a transfer of rs 1200 from phonepe app on 26th oct 2018 and amnt is also debited from my ac but not credited to reciepient ac

                        Transaction id - p1810261352502005589588

                        Hi vishal,

                        Thank you for contacting phonepe!

                        We apologize for the inconvenience caused.

                        Regarding your recent query, ticket id: 26488379, please note that your transaction with transaction id: p1810261352502005589588 inr: 1200 is pending since the receiver's bank has not provided a confirmation that this payment was successful. The status will be updated within 3 days from the day of the transaction which is the time frame provided by the bank.
                        +6 photos
                        PhonePe customer support has been notified about the posted complaint.
                        Amount deducted from my account but not credited to receiver’s account.
                        Payment was done through PhonePe UPI transaction.
                        Beneficiary bank is punjab national bank.
                        And my bank i ls also punjab national bank.
                        PhonePe shows that the transaction is successful.
                        But the amount is not credited to receiver’s account

                        amount debited from my bank ac but not credited to recipient ac - Comment #3256454 - Image #0
                        Dear Sir/Madam,
                        My Transaction of Rs. 15000/- was get failed on 26/10/2018 but amount was debited from my bank. While amount didn't get credited in payee's account. After 5 day there is no refund from Phonepe for failed transaction.

                        Please help
                        Regards,

                        amount debited from my bank ac but not credited to recipient ac - Comment #3256478 - Image #0
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                          M
                          MJ Junaid
                          from Delhi, Delhi
                          Oct 29, 2018
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                          Address: New Delhi, Delhi, 110046

                          I transferred 25000 rupees to another account from phonepe app on 26.10.2018 but payment is still pending. Amount is debited to my account.
                          My UTR no.[protected] Ticket ID: 26510886
                          PhonePe Transaction ID: P1810261640290864227535
                          When i talk in to customer care, he said wait 3 days for solve your problem.
                          After 3 days, they are not giving any answer correctly.
                          I am very disappointed by customer care behaviour after 3 days.
                          I need money. I'm in a lot of trouble.
                          please help me .
                          +1 photos
                          PhonePe customer support has been notified about the posted complaint.
                          Oct 30, 2018
                          Updated by MJ Junaid
                          I received my money today. My problem is solve.
                          Please I have a concern I have transferred the money 5000rs my friend phonepe account but not credited my friend account still my 5000 is debited so please resolve my problem
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                            Р
                            Рэяғэст Ѕмөкэя
                            from Muzaffarpur, Bihar
                            Oct 29, 2018
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                            Address: Patna, Bihar, 800001
                            Website: www.phonepe.com

                            Dear user,

                            Phonepe,

                            If you have deposited your money in the wallet and due to the problem of e-kyc you are not able to deposit that money in the bank then this method can be prove to be very good for you.

                            1st order any sport shoes from flipkart and pay with phonepe wallet.
                            After you buy that product, raise a complain with quality issue, you need to return it and request for refund in your bank account and provide details of flipkart.

                            After your product is returned, your money will be directly transferred to your bank account with in 2 working days.

                            Note:- you can buy any product that you want to get refund easily after return product.

                            You also use this trick and turn your black money into white money.

                            I also used. Hahahhah.

                            Thanks for read.
                            PhonePe customer support has been notified about the posted complaint.
                            Amount not credited to receiver in my account amount was debited
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                              S
                              subhash Chandra barman
                              from Imphal, Manipur
                              Oct 28, 2018
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                              Sir on october 14, 2018 i made a payment for a laptop of rupees 61990, at flipkart through phonepe from a debit card but the transaction is failed, but money is deducted of 50000 because due to limit of card is this. Phonepe at same time give message that money is deducted it will return in 5 days so i tried once more but another transaction failed, but, today is 28 october, 2018 till now i wait for 15 days but still money is not return please help me and request both phonepe and flipkart to see this and make my complain as priority i provide the both photo of message as bank statement and phonepe statement. Thank you
                              +2 photos
                              Oct 28, 2018
                              Updated by subhash Chandra barman
                              all transaction number, POS everything provide in the message and I go to the bank they are telling money is not refund from them..
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                                D
                                Dhruvik Shah
                                from Mumbai, Maharashtra
                                Oct 28, 2018
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                                Address: 401101
                                Website: Phone pe

                                Hello guys i booked a ticket of irctc on phone pe app but transaction was successful from phone pe end money deducted but at irctc app it shows pending from bank end that is phone pe i have notified them through their app but they give # replies of hi hello and that we have escalated this issue. But still not given the money back which is my legally still it takes them 3-4 days for checking a transaction i have given them so much proofs but still they are not helping
                                Below are phone transaction i'd and irctc id
                                +3 photos
                                PhonePe customer support has been notified about the posted complaint.
                                Phonepe — phone pe irctc refund issue


                                GURUNATHA S B
                                Mar 18, 2019 Submit a Complaint
                                Hello guys i booked a ticket of irctc on phone pe app but transaction was successful from phone pe end money deducted but at irctc app it shows pending from bank end that is phone pe i have notified them through their app but they give # replies of hi hello and that we have escalated this issue. But still not given the money back which is my legally still it takes them 3-4 days for checking a transaction i have given them so much proofs but still they are not helping
                                Below are phone transaction i'd and irctc id
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                                  S
                                  Sasha Bank
                                  from Delhi, Delhi
                                  Oct 27, 2018
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                                  Address: 560068

                                  Actually i was expecting a refund of payment amounting 809 from phonepe but it is not received into my account but phonepe support just replies with giving an arn number and my bank customer care is not confirming any kind of such arn number and due to this my money is stuck in between i didn't received the payment into my account and for your reference i am attaching phonepe's message screenshot.
                                  PhonePe customer support has been notified about the posted complaint.
                                  I am recharge on wrong phone number please refund my money back

                                  refund not get - Comment #3254879 - Image #0
                                  Sir my mo [protected] i am use phonepe date[protected] ko mene mere dusre account no [protected] state bank of india ifsc SBIN0RRMRGB me rs 25000 transfar kiye the bank of baroda ke acc [protected] se rs 25000 debit ho gaye but dusre acc me pement nahi aaya plz help me

                                  refund not get - Comment #3255598 - Image #0
                                  moolaramhodoo's reply, Oct 26, 2018
                                  agle account bank statment
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                                    C
                                    Chanagala Satyanarayana
                                    from Alampur, Telangana
                                    Oct 28, 2018
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                                    Address: Guntur, Andhra Pradesh, 522006

                                    Dear Sir/Madam
                                    I have two bank accounts. Yesterday that is on 27th october of 2018, I have transferred Rupees 5000/ from one bank account to the other bank account.
                                    Transaction did not complete but however amount got debited from the source but did not get credited to my other account.
                                    Kindly look into the matter and resolve the issue at the earliest.
                                    PhonePe customer support has been notified about the posted complaint.
                                    Im expecting a refund of rs.497/-.
                                    Phonepe gives me the ARN no. For the bank reference and bank asking me for the UTR no.
                                    And the refund is stuck between bank & phonepe.

                                    money transfer from one bank to another - Comment #3255041 - Image #0
                                    Phonepe number:- [protected].
                                    When i was paying my electricity Bill phonepe showed Rs 20 cashback but after i paid bill, i didn't get any cashback. I want my cashback. Rs 20 is not much valuable but rule is rule.. just paid my cashback.
                                    I am sorry to say that my phonepe account got blocked due to incorrect pin. My area has very less network connectivity and i received many pin a bit delay. Please unblovk my account so that i can benefit from it.

                                    Thanks
                                    Sumitha Thanappan's reply, Oct 21, 2018
                                    my mobile number : 9444682755
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                                      R
                                      rahul kuchelakanti
                                      from Delhi, Delhi
                                      Oct 26, 2018
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                                      Hello,
                                      I have added money into my friend phone pay account on 07.10.2018 but the amount was debited to my account on 08.10.2018 and the transfer was failed and my friend didn't received the amount and he raised the issue to phone pay on 21.10.2018 and could u resolve the issue as soon as possible.
                                      The amount debited to my account is rs.2250 and the amount was transferred from andhra bank debit card.
                                      PhonePe customer support has been notified about the posted complaint.
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