[Resolved] PNB Housing Finance — Change in loan repayment conditions | |||||
I have taken housing loan from PNB housing finance Ltd bearing loan account No.[protected] for Rs 32.48 lakh with 168 EMI. I opted for EMI option @ Rs 36292 for payment of loan from 1st installment on wards and it was agreed by the bank. Accordingly first 4 EMI were deducted from my account at that rate. However, since 5th installment they have converted the EMI option to pre-EMI option without any consent. Presently PNBHFL is taking about Rs 30390/month and also interest on break up period. As a consequence no of installments have increased by 12. This arrangement is not acceptable to me. In spite of request to them and talking to their concerned officials, they are still taking pre-EMI amount Hence, I request you to resolve the issue by reverting the Pre-EMI into actual EMI for an amount(Rs 36292) decided at the time of sanction of loan with a significant of principal amount as for repayment. Was this information helpful? | |||||
Complaint marked as Resolved
Verified Support Nov 02, 2015 Punjab National Bank Housing Finance [PNBHFL] Customer Care's response Dear Sir,
With reference to your query, we understand that our officials have contacted you and addressed the matter.
Hope we have answered all your queries up to your satisfaction.
Assuring you best of services.
Team PNB Housing Finance Limited.
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![Punjab National Bank Housing Finance [PNBHFL] Phone](/img/bn/phone.svg "Punjab National Bank Housing Finance [PNBHFL] Phone"){kind=small}
+91 11 2335 7174
1 800 120 8800
![Punjab National Bank Housing Finance [PNBHFL] Website](/img/bn/www.svg "Punjab National Bank Housing Finance [PNBHFL] Website"){kind=small}
![Punjab National Bank Housing Finance [PNBHFL] Address](/img/bn/location.svg "Punjab National Bank Housing Finance [PNBHFL] Address"){kind=small}
9th Floor, Antriksh Bhawan, 22 Kasturba Gandhi Marg, New Delhi, Delhi, India - 110001
This is with reference to your query. We understand that our official has spoken to you in this regard.
Trust the matter stands addressed. Assuring you best of services. Please write to us at customer.[protected]@pnbhousing.com for further queries, if any.
Team
PNB Housing