Punjab National Bank Housing Finance [PNBHFL]

[Resolved] PNBHFL Housing loan — PNB Housing Finance - Interest rate not reduced for old customer

PANKAJ KUMRAWAT

from Indore, Madhya Pradesh

Address:

Indore, Madhya Pradesh

I have taken a home loan from PNB HFL INDORE Branch in June 2012 . My loan account no is [protected]. MY loan type is floating . that time the interest rate decided by the bank is 10.75%. After that RBI reduces home loan rates to 10.5% then reduces to 10.15%, and now interest rate is 9.95% but PNB not reduces the interest rate for old customer, he asked for an extra check of 0.25%( ROI conversion charge ) + |cheque retuning charge i.e. around 4000 Rs. Kindly suggest. they increased interest rate on my account on october 2013 by giving reason PNBHFLR stand revised to14.5%, in this connection the rate of interest in your account is being revised to 11.00%. the corresponding effective rate shall be applicable to the outstanding loan amount.

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Verified Support

Aug 28, 2015

Punjab National Bank Housing Finance [PNBHFL] Customer Care's response Dear Sir/Madam We regret the inconvenience caused. With reference to your query, we understand that our officials have contacted you on June 04, 2015. Hope we have addressed all your queries. Please feel free to write to us at customer.[protected]@pnbhfl.com or call us on the toll-free number[protected] in case of any further clarification, if needed. Thank you Team PNB Housing Finance

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Comments

Nilesh Nainuji

from Bengaluru, Karnataka

I have taken a home loan from PNBHFL AHMEDABAD Branch in JuLY 2014 . My loan account no is [protected]. MY loan type is floating. that time the interest rate decided by the bank is 10.25%. After that RBI reduces home loan rates to 10%, and now interest rate is 9.5% but PNB not reduces the interest rate for old customer.

So I humbly request to PNBHFL Please Reduce the interest rate for Existing Customer.

vikas2405

from Bengaluru, Karnataka

I have taken a home loan from PNB HFL GREENPARK, DELHI Branch in June 2015 . My loan account no is HOU/GRP/0515/220130 . MY loan type is floating . that time the interest rate decided by the bank is 9.95%. After that RBI reduces home loan rates and PNBHFL then reduces to 9.75%, and now interest rate is 9.75% but PNB not reduces the interest rate for old customer, he asked for an extra check of 0.25%( ROI conversion charge ) + |cheque retuning charge i.e. around 4000 Rs. Kindly suggest.

Vikas Verma
([protected])