Public Sector Insurance Co. — Credit Card Settlement.

Address:

Bangalore

I have taken ABN AMRO credit card back in 2006 and used it for an year or two. Cleared all the dues and closed the card.
After 4-5 yrs i was called in asking to clear all the pending dues on the card, As far as I remember, there are no pending dues and card was closed.
When i spoke to the agent, I was informed the pending amount was around 100+ rupees for some closing/service charges.
I have followed up for about 4-5 months to share me a copy on the charges i was charged for. Later, I ignored as there is no response from them.

Last year when I tried to apply for a loan, It was rejected as my ABN AMRO Credit Card was showing some 2000+ rupees outstanding amount. This is effecting my Cibil score.

How do i proceed further and close this issue. Thanks.