Punjab National Bank Housing Finance [PNBHFL] Complaints & Reviews

Apr 08, 2015

Updated by evsrao Letter sent to PNB Housing Finance <?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" />


31st
December, 2014


From:


Rao Emani,

Senior Vice President,


CA-
7, Building 7A, II floor


Reliance
Corporate Park, Ghansoli,


Navi
Mumbai- 400710


To


The Officer-in-Charge,


Home Loan Department,


PNB
Housing Finance Limited,


Vashi,
Navi Mumbai


Sub: Wrongful
encashment of cheques by PNB


Sir,


I wish to inform that one Mr.
Mahesh Madhavan, Relationship officer of your Bank visited my residence
at Kharghar during May 2014 (refer email dated 29th April, 2014
ecnlosed), offering to facilitate PNB Housing Loan for my flats in Akshar
Apartments, Dronagiri, Navi Mumbai and collected two cheques of Rs 5, 618/- and
Rs.5, 618/- along with application form
for home loan and copies of related documents, with specific assurance that only on approval
of loan, these cheques will be
deposited, Subsequently, I have been pursuing
by making enquiries with the officials of PNB housing Finance Ltd. and through
your aforesaid representative for almost six months, in vain. It is recently informed
verbally by your above relationship manager that my loan application could not
be processed further and no reasons were furnished, despite my specific request
to that effect.


It was made clear by your above manager that the cheques as
collected from me shall be deposited pursuant only to sanction of the loan
applied. It is shocking to note that the cheques for Rs.5, 618 and Rs.5, 618 so collected from me were en-cashed to my
detriment without any consideration. The act of such encashment is improper, misleading
and unjustified placing me through undue hardship and inconvenience for almost
six months.


I now request you to forthwith refund the aggregate amount on
cheques of Rs 11, 236, unduly deposited into your account together with compound
interest at monthly rests from the date of deposit, failing which I shall be
constrained to approach the appropriate authorities for redressal at your risk,
costs and consequences.


The original is being sent through speed post.


Thanks and Regards,


(EVS
Rao)


Encl: as above


_____________________________________________________________________


From: navimumbai.sales [mailto:navimumbai.[protected]@pnbhfl.com]

Sent: 29 April 2014 09:19

To: Rao Emani

Cc: [protected]@yahoo.co.in

Subject: FW: Home checklist


Dear Sir,


As discussed when can we fix up the meeting regarding your home loan
application.


Please let me know as per your convenient time.


For any further details please feel free to call on [protected]


Thanks &amp; Regards,


Mahesh Madhavan


Relationship Officer


Navi Mumbai


Mobile: [protected]


Toll Free:[protected]


Website- www.pnbhfl.com


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