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Punjab National Bank Housing Finance [PNBHFL] Complaints & Reviews

www.pnbhousing.com

2.7

Updated: Feb 10, 2025

Complaints 522

Resolved

277

Unresolved

245

Good! Punjab National Bank Housing Finance [PNBHFL] values customer feedback and works quickly to address complaints. They handle issues regularly and provide solutions, making customers feel heard and supported, however, we would recommend that Punjab National Bank Housing Finance [PNBHFL] step up their efforts to fully resolve all complaints 👍

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Punjab National Bank Housing Finance [PNBHFL]

Recently resolved complaints

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delaying in home loan closing

Foreclosure letter not received yet

Foreclosure SR- 21942165

Foreclosure Letter Not Yet Issued

Preclosure document and List of document delaying from 2months

Most useful reviews

request for foreclosure letter

Security Cheque 097888 of Rs 292200/- issued by Bank in spite of gating regular EMI payment

Abnormal interest rate charged by PNB housing despite low interest rate in the market

Complaint against Loan settlement

Foreclosure of Home loan SR 20920010

Delay in Preclosure Letter

Featured stories

Not issuing pre closure letter

Preclosure document and List of document delaying for 45 days

Punjab National Bank Housing Finance [PNBHFL] reviews & complaints page 4

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Address: Gurgaon

We applied for loan from PNBHFL under subvention scheme where PNBHFL,
Events with PNB
Nov 2015 - Loan Application
Dec 2015 - Loan Sanctioned
Mar 2016 -Tri-Party Agreement b/w Bank/Builder
Jun 2016 - First Disbursement
Dec 2018 - First EMI
Feb 2021 - Loan Close
Nov 2022 - Possession

Events -
+ Nov 2015 - Loan Application
* Builder has given us this statement...

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Address: J.M road,Shivaji Nagar, pune

I have requested for Pre-Clauser letter from pnbhfl.its more than 35 days from my application date but still i have not received letter yet.
As per the bank rule and policy they will provide the letter in 21 days.
I have communicated them via phone, personal visit(By adjusting my office timmings)in bank and also alternate days I am taking the followup via email but not received any input from pnbhfl....

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Hi Sir/ Mam,
As i am going to sell the house, I raised the loan closure request with the Branch on 22nd of November and dropped mail to customer care on 23rd of November. Still I didn't get any response or approval for my loan closure request. I contacted customer care nearly 25 times. They are saying that they contacted me on 9, 19 & 21st december. But I didn't receive any call back. I dropped mail to the customer care along with...

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Address: Agra

Dear Sir/Ma’am,
1. This is to bring in your kind notice that I have taken a LAP loan ( from PNB HFL Agra Branch.) I was forced to take the loan insurance despite of the fact that I said no for the Loan insurance of Rs 50000. Regarding this, I have already denied at the time of applying for the loan. When the associate (Saurya Tiwari) give me the section letter, I saw the charge of insurance charge of 50, 000/. I asked the Associate...

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Hello,
This is with reference to my existing Home loan with PNBHFL with account no. HOU/KOL/1021/919483.

On 22nd October 2022 I have raised request for pre closure letter and List of documents through Park Street (Kolkata Branch). I was informed that it will take 15 working days. Now it is 16th October 2022 but I have not received my requested documents. I am making consistent follow up with customer care but looks...

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Address: PNB Housing Finance Limited, Shop No 301,302, Laxmi Chambers 69, Rajpur Road, Dehradun 248001

Dear Sir/Maa'm,
1. This is to bring in your kind notice that I have taken a land loan from PNB HFL Dehradun Branch.
2. I have the following grievences
(a) I was forced to take the loan insurance despite of the fact that I said no for the Loan insurance of Rs 70000.
(b) The advocate hired by PNBHFL for the customer dealing like Registry of the land provides very pathetic service. Despite of providing him with...

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Address: SCO No-136, 1st Floor, above Allahabad Bank, Huda Market, Sector 21C, Faridabad, Haryana 121003 Address

Website: Www.Pnbhousing.com

Dear Team,
This is suresh kumar Bawa from faridabad. We are getting lots of trouble while creating fd or while renewing fds. They are waisting lots of time. MR. Tarun is handling fd accounts and team is not doing work on time. They are taking 10 days time to closing the old fd and creating new fd. Pls share the feedback with faridabad team because they are waisting cuatomers time and money both. My no. [protected] pls contact me incase...

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Address: Banjara Hills_Branch

Respected Sir/Madam,
I am an exisiting home loan customer of PNB from 2018. On June 29, 2021 visited PNB banjara hills branch for rate of interested reduction (after multiple calls to customer care as no proper response visited in person) taking appointment from website. Customer care officer in the PNB office has offered 7.25% as revised ROI, and later received mail confirmation on July 9, 2021 (Mail attached) . As an acknowledgement...

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Address: D-8 1st Floor Opposite BSNL Office Rajnagar Distt. Center, RDC, Ghaziabad, Uttar Pradesh 201002

Dear Team,
PNB housing finance team is delaying to provide foreclosure letter, why do they take 15 working days to provide foreclosure letter. Nowadays systems are more faster to process any type of loans, but do their system are very slow in processing to close loan?
I have paid all my EMI genuinely and the same i am expecting from bank side. Money is most important matter for everyone and not only for banks. Already i have...

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Hi Sir,

I have taken home loan from PNB HOUSING FINANCE LIMITED
amount of 1799700.00 in 19 march 2019 and tenure was 240.

I have started pay interest of partially disbursed amount from March 2019.
Initially rate of interest was 9.0%.

The total amount has been disbursed on[protected]. Till then they have taken only interest . After that they have fixed EMI and amount was 16669. In...

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Hello,
This is with reference to my existing Home loan with PNBHFL with account no. HOU/KRDI/0419/685835.

On 9th August 22 I have raised request for pre closure letter and List of documents through Kharadi (Pune Branch) with service request 19697193 & 19697213. I was informed that it take 15 working days. Now it sis 2nd Sept but I have not received my requested documents. I am making consistent follow up with customer...

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Hello, my name is Mohammad Athar. I have taken home loan from PNB housing in May 2019 from the branch PNB housing sector 62 Noida. Bank has not received sales dead letter from builder by the date now. PNB housing is send mail and asking about documents from me although this is bank responsibility to collect all documents from builder because I am not authorized to take that documents. I have taken loan on that property from PNB housing and...

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Address: 5th Floor, BMC Bhawani Mall, Bhubaneshwar, Orissa

Hi Team,

I am stuck with a deep problem due to delay with bank and request your help to resolve the same:

Information:
Branch address: 5th Floor, BMC Bhawani Mall, Bhubaneshwar, Orissa
Branch Manager Name: Manas Parida
Buyer Name: Ramkrishna Tarani Padhi
Seller Name: Haladhar Ghadei
Loan account no. HOU/BBSR/0722/1009332

Scenario: I have shortlisted a property...

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Address: Mithakhali Ahmedabad branch

My self Rikin Shah
My home loan is going on with pnb housing _ Ahmedabad Mithakhali branch.

I have requested for foreclosure letter to close my home loan
2 weeks gone and 3rd week started still I am.not getting

I think it is very hard job for pnb housing employees to prepare foreclosure letter that's why they delayed
Pnb housing staff is full of attitude not able to give ansers
No...

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Address: banjara hills, Hyderabad

Dear Team,

I have taken an house loan from PNBHFL on April 2022. Initially I have provided 7 cheques from HDFC bank.

1.First EMI month cheque was rejected by HDFC bank, saying Signature Mismatch(Even though I have given the correct signature only), then PNBHFL has added bounce charges(880/-) in my EMI amount. So I thought it was my mistake and I have paid that amount too by online.

2.In the meanwhile...

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Address: Fort KOchi

Sir,
I am currently working with Indian Coast Guard and posted on the islands of Lakshwadeep and Minicoy. My home Loan branch is in Noida sector 3. I requested the generation of my loan closure statement and requested the bank to email me same.

I have also requested to allow me to submit my loan account to the nearest PNB Housing Finance Limited branch in Kochi. The bank has deviced a mechanism which compels a customer...

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Sir we need duplicate NOC for housing loan account HL[protected] with property details mentioned. The last NOC did not mention the property details i.e. address of the said flat for which loan was availed and hence the GDA has brought objection and rejected the mutation request. This is very serious matter, please suggest a way to issue a duplicate NOC for this loan account number with property details mentioned....

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The company is charging part prepayment charges while others banks don't. May please check...

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I have take a Loan Against Property (LAP) loan from PNBHFL in Jan 2011 of sanctioned loan amount of Rs. 6, 53, 958 for a loan tenure of 10 years @Rs.9500 EMI/Month. I have also taken a 6 Month Moratorium during Covid.

Now on May, 2022, still I have a balance principle amount remaining is of Rs. Rs. 1, 73, 691.40. and the balance payment tenure is more 20 months i.e. it will end on 2023.

During the time when...

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This is regarding the repayment schedule for my home loan.HOU/CHD/0319/662450.. Every time it is going on changing without my consent Please revert with my revised payment schedule as in date with last closure date of 10 may 2039....

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