Punjab National Bank Housing Finance [PNBHFL] Complaints & Reviews

I received PMAY subsidy of 1, 61, 668 on March 9, which was supposed to be adjusted against my EMI amount.

I have been requesting and requesting for the amount to be adjusted against my loan tenure but the bank keeps making one or the other excuse and refrains from adjusting it against the loan tenure.

I have still not got a confirmation email from the bank on the status of my request.

The services...

Loan a/c statement from starting date required...

I am a loan holder from the aforesaid company since 2017. I have been constantly pursuing them for reduction of interest rate since the last one year through email & calls but they have not done anything in this regards. There is an employee deepak sharma from client retention team whose conduct is highly undesirable & not fit for this role. He has been rude & hung up my call without any resolution. They are currently charging me 9.7% against...

Have taken a loan of 3100000 from pnf housing loan at the interest rate of 8.35% for 30 years which includes the 350emis.

My emis were started july 2018

Suddenly pnb has increased my rate of interest of 8.35% to 9.60%, and my emi amount is increased to i have almost paid this amount for a year that means around 12 emis. I was not aware about my remain tenure during this time, and again pnf has suddenly increased...

Dear Team,

I had not informed about the Loan Interest changes % details and the PM Subsidy benefit’s even more than a year time(HOU/CHE/1118/607317)

Due to their lethargic works I’m the one suffering more than a year not getting the PM subsidy Scheme supports. Still I’m not getting the OTP due to
My mobile number was entered WRONGLY (Who’s bearing the Interest for the loan amounts more than...

I have taken a loan of 43, 90, 000 from PNF housing loan at the interest rate of 8.35% for 25 years which includes the 300 EMIs.

My EMIs were started in March 2018 of Rs of 34, 907, and I almost paid around 24 EMIS for next two years. After paying this amount, my total number of EMIs should become 300-24 = 276 EMIs.

Suddenly PNB has increased my rate of interest of 8.35% to 9.60%, and my EMI amount is increased...

My builder had directed me to pnbhfl because he could get his money faster. I could have got home loan in any bank but unfortunately with this one. First of all the employees of pnbhfl wont tell you this is not a bank but finance limited which effectively means, the rate of interest is higher compare to banks. I was told by the employees that the rate of interest would be as per rbi's repo (Despite being educated, i did not inquire as this...

I have taken a housing loan against a property in name of me and my wife. Loan was also taken in our individual name but i being a business man and not salaried person pnb housing told me to compulsory add my company name as guarantor but smartly they also made company as co-applicant. Now i wish to foreclose the loan by shifting it to other bank.

As per rbi directive no for closure charges can be levied on any home loan....

A couple of months ago i was been repeatedly hounded and lured into taking a bt offer on my existing lap loan with bandhan bank. Reluctantly i finally agreed in taking the offer as it was @10% by 20th dec 2019 n i was assured of a top up loan of more than 2 lacs by vinod rathod.

Hence i agreed upon choosing pnbhousingfinance & went ahead with the proceedings.

In the last week of nov 2019 i had handed vinod all...

A couple of months ago i was been repeatedly hounded and lured into taking a bt offer on my existing lap loan with bandhan bank. Reluctantly i finally agreed in taking the offer as it was @10% by 20th dec 2019 n i was assured of a top up loan of more than 2 lacs by vinod rathod.

Hence i agreed upon choosing pnbhf & went ahead with the proceedings.

In the last week of nov 2019 i had handed vinod all the requested...

Sir, mera loan account no hou/gha/0519/701482 ye hai. Mene may 2019 mein 20 lakh ka loan liya tha jisme pnb housing ne 1 lakh extra aur add kar diya ki insurance ke name ka hume jo cheque amount mila wo 20 lakh ka tha but inhone humse 21 lakh par intrest liya mene january 2020 mein loan close kra diya jisme inhone karib 1.7 lakh humse le liya aur policy ke name par extra paise le liye aur bola ki apko 35k wapis milenge jo ki abhi tak inhone...

I’ve availed a home loan of rs. 37 l from pnbhfl about 2.5 yr back for 360 months tenure at an interest rate of 8.5%.

Issues:
1) interest rate: in last 1 year the interest rate has been revised 3 times & it is currently 9.85%. While rbi rates has dropped recently, instead of reducing pnbhfl just increased it last month once again.

2) my emi has been revised 4 time post 1st year & has gradually increased...

Home loan of rs.2500000/- was sanctioned by pnb housing finance ltd against omaxe ambrosia independent floors unit no. 557l second floor mullanpur and first instalment was released in dec. 2014.

At the time of release of first instalment of rs.450000/- on 18/12/2014 insurance policy vide certificate of insurance no. Pchd[protected]cha was purchased by pnb housing ltd against a/c no.[protected] from bharti axa life insurance...

I sent rs 4, 50, 000 cheque for fresh fixed deposit at pnb housing finance ltd, tiruchi office. The pnb housing finance ltd tiruchi office, sent my fd application to new delhi office for issue of fixed deposit receipt without my knowledge. Nothing in the pnb housing finance ltd webisite or instructions that all transactions of fixed deposits are done only by its head office new delhi. So it is a clear cut violations of rules of fixed deposits....

I have applied for loan before 1.5 years. But pnb is not applying my pmay application before full disbursment as per their internal norms. I have written so many mail to their customer care, nodel offer, executive officer but nobody provided any policy document. I am frustrated and mentally tortured. My loan number is hou/pun/1117/458777. Please ask pnb to apply me pmay since i am eligible....

Hi,

I am very disappointed.. So many times i sent emails, visited virar branch, talking with a loan agent.

I just want to reduce my loan tenure to 15 years.. Now its 43 years.. I don't know how it becomes 43 years..???

I want it to be 15 years only... I will pay emi whatever it is. I have money in backup.. You can check my bank statements.. Attached in the previous mail.

How many...

I have applied for the home loan in august. After so many collection of documents and paper. As per pnb bank official who came to pick up mr. Subham pnb housing finance sco no. 391, sector 29 near iffco chowk metro station 29, gurugram, 122001 (Branch-gurgaon) representative came and collected all the documents. He checked and said all the documents are ok he will process the same and your loan would approved in 3-4 days time. Then they started...

I am transferring my home loan from pnbhousing to other bank due to high, non transparent and descriminatory interest rates .

I have requested bank to have closure with two cheques one from the bank as I am transferring the loan and one from me for any balanced amount.

PNBHOUSING has denied foreclosure of loan with two cheques and when I asked for logic they are even not bothering to provide reason.
br...

R/ sir,
My name is sadashiv tulshiram wagh i have obtained home loan from pnb housing finance ltd, aurangabad branch maharashtra (Home loan a/c no. 606853) of rs. 1564565 & applied for pmay before 7-8 month, but till today i haven't received pmay subsidy on my laon account. I am requesting to you give me pmay subsidy earlyear & obliged

Thank you

Your faithfully

Sadashiv wagh...

Dear team,

As i neha joshi and my husband vallabh joshi having loan with pnb housing finance limited hou/pun/0316/271739 since apr 2016. When we approach to jm road pune branch for top up on 30 oct 2019.. Executive jitendra gaikwad committed us for top up upto 5 lakh. So he proposed for this by doing documentation.. After continue follow up he was pretending like that work is about to complete as he is going to give disbursement...