[Resolved]  Punjab National Bank Housing Finance [Pnbhfl] — false commitments regarding top up loan

Dear team,

As i neha joshi and my husband vallabh joshi having loan with pnb housing finance limited hou/pun/0316/271739 since apr 2016. When we approach to jm road pune branch for top up on 30 oct 2019.. Executive jitendra gaikwad committed us for top up upto 5 lakh. So he proposed for this by doing documentation.. After continue follow up he was pretending like that work is about to complete as he is going to give disbursement in two days..
Now he is ignoring call.. Upon calling to his boss mr. Ashish sawant he told us he can not give single penny as already they have given us 90 percent loan.

My question is

1. Your executive asked me so many questions.. He knows that how much amount we have taken.. He knows all the calculations and data. If we will not able to take loan why he proposed it?

2. Neither i got loan nor any clarification until i ask to your executive.. Is this professional behavior?

We are suffered mentally so much by such a behavior of your staff. Requesting you to please pay back processing fee amount 5900/- to me.. As your executive failed to calculate though we give him all correct data and he gave us wrong path.. If he would have told us correct and exact scenario we would not opt for processing loan..

Thanks and regards,
Neha joshi
[protected]
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Dec 16, 2019
Complaint marked as Resolved 
Punjab National Bank Housing Finance [PNBHFL] customer support has been notified about the posted complaint.
Verified Support
Nov 15, 2019
Punjab National Bank Housing Finance [PNBHFL] Customer Care's response
Dear Sir/Madam,

With reference to your request for refund of processing fee, we wish to inform you that processing fee is applicable as per schedule of charges and same is non-refundable as per the terms and conditions of the loan application form signed by you.
We regret to inform that we are unable to process your request for refund of these charges.
Complaint comments 

Comments

Dear Team,
On beleiving your false commitments I have signed that..but ur pnbhfl fool us. They even not bother of taking fees. They just want their login and need not to worry about aplicants. They know that my loan will rejected..but saying lie they processed it..So I am very much nervous with this attitude..In future I will not keep any relationship with pnbhfl..this is the fraud I am suffering with this. I will never recommend to any one to do customer relationships with you..So bad experience I got..You should give me penalty fee against your false commitments of employee.l in the form of refund..this will not be acceptable at all
Sir my mobile return and refund money plz sir
Mohitraikwar's reply, Dec 15, 2019
Aaj mere account me pese ajana chahiye plz sir amargency

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    Punjab National Bank Housing Finance [PNBHFL] Phone
    +91 11 2335 7174
    1 800 120 8800
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    9th Floor, Antriksh Bhawan, 22 Kasturba Gandhi Marg, New Delhi, Delhi, India - 110001
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