[Resolved]  Punjab National Bank Housing Finance [Pnbhfl] — Home loan

Address:	91
Website:	consumercomplaints.in

Dear Sir/Madam,
This is Praveen Mishra from Ghaziabad, UP. .I was applied Housing Loan with PNBHFL, Vasundhara, Ghaziabad Branch on 18/01/2016 & submitted processing fees 3435 /- through cheque no 473634 PNB Vasundhara . My Loan Account No is HOU/GHA/0116/262713.
As request by Exexutive Mr Amit, I was submitted all the documents ( Property Chain, registry, financial Statement/papers & i received a reference no. also on 21/01/2016 that is "REF/HOU/GHA/0116/262713" . after that on 03/02/2016 I received SMS on my Mobile no [protected] from PNBHFL stated that your home loan application has been approved.

“ Dear sir, We are Pleased to inform that your loan application has been approved, Please Contact Mr Harmeet Singh Bagga of Ghaziabad Branch for Loan Disbursement . “

But when we approached Mr Harmeet he just told me simply that "PNB can not provide you loan since your property is not approved by our Legal Technical Audit .

I need Clarification From PNBHFL Management that what is S.O.P of Loaning Process . After approval How you can Cancel Application ?
Before applying i was shown property to PNBHFL Executive Mr AMIT RANA & he assured me that we can give housing loan on your property . where as i was submitted the property paper in which the property area ( Layout) was clearly mentioned with Application form.
I want to know that if PNBHFL not able to provide home loan even after producing all the document & even after all the inspection done by you positive, then why you are just making fools to your customers.
Please return my Processing fees, Legal fees Amount, all my documents & do necessary Action.

Regards
PRAVEEN MISHRA
1/687, Sec 1, Vasundhara, Ghaziabad. U.P
Mob- [protected]