Punjab National Bank Housing Finance [PNBHFL]

Punjab National Bank Housing Finance [Pnbhfl] — increase roi in every after 2-3 months

sarrahul963

from Pune, Maharashtra

Address:

S-603, NISARG HARDIK PHASE 2, NEAR BALIRAJ COLONY, RAHATANI, PUNE, Pune, Maharashtra, 411017

Loan Account Number - 510632
Loan Amount - ~ 15 lakhs
Loan taken at ROI - 9.0 (Which was committed @8.9)

after 2 months ROI was - 9.1 %
After 3 months ROI was - 9.3%
After 2 Month ROI was - 9.5%
Now in March 2019 - 9.75%

This is how PNBHFR works.

Please do not take any loan from this junk bank, they will do multiple false commitment.

Now they called me after putting multiple request on this forum and telling we will try to reduce you ROI.

Office told me you will get an response within 3-4 days. But for now I have not get any reply.

Please Please do not take any loan ... I have already plan to close this loan to take a loan from other bank which I am getting in [protected]@9.0

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Punjab National Bank Housing Finance [PNBHFL] customer support has been notified about the posted complaint.

Apr 30, 2019

Updated by sarrahul963 They have given me multiple sanction letter because of multiple false commitment. (commitment of 8.9%)
Given 4 session letter .

1. sanction letter 1 - 16.8 Lakhs @ 10.85 (including insurance of 80 thousands (which was not communicated earlier)
2. sanction letter 2 - 16 Lakhs @ 10.85 (removed insurance after multiple calls with higher level)
3. sanction letter 3 - 16 Lakhs @9.0 (Reduce ROI from 10.85 to 9.0% l)
4. sanction letter 4 - 14.63 Lakhs @9.0 (Reduce loan amount by 1.5 lakhs approx) on last day of registry I come to know this is the amount you can get it

NOW I AM PAYING AN EMI @9.75 ROI. This is very disappointment.

May 09, 2019

Updated by sarrahul963 Still no response, this is how pnbhfr works..
If people want to peace in their life, please do not go with junk bank.
No resolution only one answer..
HAM KUCH NHI KAR SAKTE H PNBHFR NE YHI DECIDE KIYA H... TOU AAP LOG BETHE HI KYU HO VHA KUCH OR KAM KAR LO..

Aug 12, 2019

Updated by sarrahul963 Still not resolved