Punjab National Bank Housing Finance [Pnbhfl] — PMAY Interest Subsidy Claim

Address:

Gautam Budh Nagar

I have transferred home loan amounting Rs. 17, 42, 808/- from India bulls housing Finance ltd to PNB Housing Finance Ltd in Gurugram Branch in Feb 2019.
My Loan Account No is HOU/GUR/0119/640086 with PNB now. At the time of Transfer of loan I have been committed for interest subsidy under PMAY scheme and also signed the declaration for interest subsidy. I was following up with the branch (Mr Arun Kumar) for interest subsidy but no positive reply received from Branch and I again requested for interest subsidy on mail 23rd Sep2020 and make reminder also . on 2th Sep20 I have been asked to submit NOC from the previous financier confirming that the subsidy has not been availed earlier. On 26th Sep20 I have submitted the a statement of account from Indiabulls where in no interest subsidy claimed or credited earlier. But regularly I was following up with the branch on phone but no positive response received. I received a mail on 9th Oct 20 that you are not eligible for interest subsidy under PMAY scheme for balance transfer case as per our internal norms but at the time of loan transfer such conditions not shared with me. I was still following up with the branch on call and speak with Branch manger (Mr. Amit ) in oct 21 and He confirmed me a call back from branch for early resolution. In 2-3 days I got a call from Branch (Ms. Riya) and she asked me to send Affidavit cum Declaration signed by all applicants and co-applicants to process the request I have sent the signed declaration on 28th oct by mail and speed post also but 29th oct 21 again the have rejected my application /request mentioning that that the last date to apply for MIG-I and MIG-II categories, was March 31, 2021 as directed by the MoHOU & NHB however my application and request was before Mar21 as I sent by mail in Sep-20 and at the time of application of loan transfer.

Considering above fact only bank is responsible and fault made by bank to claim my subsidy as already made the request before Mar21

Regards
Mahesh Kumar
[protected]