Punjab National Bank Housing Finance [Pnbhfl] — Unlawful notice and incorrect details to Cibil by PNB Housing finance

Address: 10 F, Rubby 2, cosmos jewels, Ghodbunder road, Thane west

I have visited the PNB housing Thane branch multiple times and have sent multiple times email yet there is still no clarity regarding the situation, as I am still receiving loan-related notices.

Without my consent, PNB Housing Finance attempted to withdraw funds using my cheques, despite the fact that I have already settled the entire amount two years back. and still, they are sending notices for not maintaining the loan amount in account

PNB Housing Finance's system is inefficient as the handling of customer accounts and loans is extremely unsatisfactory because upon reviewing my CIBIL report, I noticed that the amount has been marked as "written off." I have paid all my dues in full and did not opt for any settlement. I specifically mentioned during the payment process that I wanted to avoid any CIBIL issues, and I ensured that the full amount was paid without settlement.

PNB housing team don't respond on email and in person. their landline doesn't work. they charge higher interest rate and don't reduce after doing many follow-ups also

Loan account Number- [protected]
Loan Branch-Noida sec 3, PNB housing finance
Name-Pavan Khandelwal and Rakesh Khandelwal
Loan closed and NOC received on -27th June 2022
My Cheque used by PNB housing without permission - 5th Feb 2024
Notice received for not having amount in account- 29th May 2024
Received one more notice on 10th Sept 2024