Reliance General Insurance — insurance claim not given

Address:	Mumbai City, Maharashtra, 400601
Website:	www.reliancegeneral insurance.com

It has been over two months that i am trying my desperate best to get claim for my car claim no-[protected]:[msgid - 2077543]: i was given a sanction claim amount of 59000 as against 1l ac 88 thousand. After deliberations it was increased to one lac one thousand.

I am told the balance is not to paid for following reasons

One : i have a zero deprecation policy - in this case as the term implies, zero depreciation cover promises comprehensive coverage without factoring in for depreciation. If your car is damaged following a collision, for instance, and you file a claim, the insurer will cover the entire cost. Mine was not an accident buy flooding.
Second the ecm replaced is plastic. The ecm is basically an on-board computer in your car — it's composed of hardware (A pretty standard circuit board) that's encoded with software (A program that tells the car how to run). How is it plastic?

Third bcm is plastic part. The body control module is a computer which controls many things in your car not directly related to the engine. Instead of large wiring looms circuits all over the car all the buttons connect to a single computer which in turn turns on the headlights, open the windows, control the central door locking, etc. How is this plastic?

Pl look into the matter urgently as my car is in garage and i am not able to get it back without the claim amount.

It has been over two months now

Awaiting an asap response