Reserve Bank of India [RBI] Complaints & Reviews

Hello sir/madam,

I have transferred the amount for the money exchange department in the given account details below as the processing fees for cot code (76, 800 inr), tax code (1, 70, 200 inr), anti terrorist code (1, 18, 500 inr) and activation of link charge (60, 000 inr).
I have put the email addresses in the cc to which i was being contacted

Now

Bank name: kotak mahindra bank
Holder name: ajay
A/c no. [protected]
Ifsc code: kkbk0006575
Pan no. Csspa7316k
Branch: raghunthpur

Union bank
A/c name: farman khan
A/c no: [protected]
Ifsc code: ubin0562670
Pan no: dwppk1149q
Delhi branch

Reserve bank of india.
New central office building, shahid bhagat singh rd, fort, mumbai, maharashtra 400001

International remittance operation

Dear valued customer! Mr. Ramesh singh chauhan,

We wish to officially inform you that your demand draft of $15, 700 cad {fifteen thousand seven hundred canadian dollars} from husky energy company limited is in our possession. Note that we have receive your identification proofs and your banking details. The reserve bank of india mumbai branch wish to act in accordance with the directives we have received from the escrow department/offering company and more also your application for the release of your fund.

Reserve bank of india.
New central office building, shahid bhagat singh rd, fort, mumbai, maharashtra 400001

International remittance operation

Dear valued customer! Mr. Ramesh singh chauhan,

We wish to officially inform you that your demand draft of $15, 700 cad {fifteen thousand seven hundred canadian dollars} from husky energy company limited is in our possession. Note that we have receive your identification proofs and your banking details. The reserve bank of india mumbai branch wish to act in accordance with the directives we have received from the escrow department/offering company and more also your application for the release of your fund.

Reserve bank of india.
New central office building, shahid bhagat singh rd, fort, mumbai, maharashtra 400001

International remittance operation

Dear valued customer! Mr. Ramesh singh chauhan,

We wish to officially inform you that your demand draft of $15, 700 cad {fifteen thousand seven hundred canadian dollars} from husky energy company limited is in our possession. Note that we have receive your identification proofs and your banking details. The reserve bank of india mumbai branch wish to act in accordance with the directives we have received from the escrow department/offering company and more also your application for the release of your fund.

— forwarded message —
From: reserve bank of india
Date: thu, feb 7, 2019 at 11:55 am
Subject: income tax clearance needed!
To: r. S. Chauhan

Reserve bank of india.
New central office building, shahid bhagat singh rd, fort, mumbai, maharashtra 400001


Transfer stop order from the income tax revenue department

Dear valued customer! Mr. Ramesh singh chauhan.
This is regarding a stop order in the transfer of your funds to your personal account via our on-line neft sever transfer. The income tax revenue office india has put on-hold your fund because you need to pay amount one lakh seventy thousand two hundred rupees {rs. 1, 70, 200.00 inr} to our government before we can release your amount to enable you complete your on-line transfer, and your funds to get credited to your bank account within 30 minutes after you meet up with the governmental tax requirement in india. Note that this is 20% payable of your total amount of rs. 8, 51, 581.00 {eight lakhs fifty one thousand five hundred and eight one rupees only}..

The directorate-general for tax and customs policy revenue of the reserve bank of india via its intelligence-monitoring network have discovered that they are about to remit some funds to your bank account. Tax in india is the sole responsibility of a beneficiary before an international/national currency above 5 lakh rupees reflects in your bank account. Income taxes are from sources generally included direct federal tax, communal taxes, most of the time, church tax. As in the case of income tax, cantonal tax rates vary to a fairly large extent depending on the locality. Governmental tax scales for withholding tax and the corresponding regulations are available at the government tax departments in reserve bank of india.

Your funds with other valuable on-line documents backing your transaction are now on hold because the (Tax investigation team) noticed that you have not yet paid tax of your fund which is about to be credited to your bank account. So in this case, you will have to pay tax fee of one lakh seventy thousand two hundred rupees {rs. 1, 70, 200.00 inr} before the transfer of your funds will be completed by this bank and the funds get credited in your account.

To obtain the "tax clearance" and the tax code, you are to effect the payment of rupees one lakh seventy thousand two hundred rupees {rs. 1, 70, 200.00 inr}.
The details where the tax clearance payment will be made shall be sent to you shortly after confirmation that you are ready to pay your tax, so that the income tax dept can issue to you your "tax" clearance certificate and tax investigation team can give immediate order for release of your cot code and completion of your transfer to your nominated bank account.

This policies have been put in place to check previously experienced mishandling or misappropriation of funds, so we are obligated to act in line with these policies. This is to further explain to you that the "tax" charges are your sole responsibility.

Kindly fill up the attached tax form and submit back to us immediately.

Be warned! That this bank will not tolerate or condone negligence on the part of any customer as we expect you to treat our correspondence to you with urgency, and your transfer information including your account number and your login details should not be disclose to anybody so that your funds will not be swindled. This is for your own good and safety.

Please note: your failure to comply and pay the required fee for income tax might result to the tax investigation team to give immediate order for cancel/termination of your funds and move it into india government treasury.

Thanking you for your cooperation and sorry for any inconveniences.

Yours in service
Income tax department

Dear whatsapp user, your whatsapp no has won rs 4. Crore 80lakh in the whatsapp global award 2019. For claim, send name:ad:whatsapp no:age:to: [protected]@rbidpt.org this is satya narayana reddy student at satya bama institute of science and technology, ihave got the above mentioned message. Iwantti know the message was fraud or not. My mobile number [protected], help me to know the message was true or false.

Subject:missing rs. Twenty thousands from my account.
Respected sir,
I, ajoy kumar bhattacharjee, c/o. Hrishikesh bhattacharjee, masagram station line par, post-ajhapur-713401, dist-purba burdwan, west bengal.
This for your information, my twenty thousands ruppese missing from my account and please help by return.
Please help by taking necessary actions, please.
My bank details as following:-
Ajoy kumar bhattacharjee,
Nabagram, state bank of india,
Branch nabagram, code 8205,
Account no [protected].
Police station jamalpur,
Dist purba burdwan, west bengal.
My mailing address as following:-
Ajoy kumar bhattacharjee,
Masagram station line par,
Post ajhapur 713401,
Police station jamalpur,
Dist purba burdwan, west bengal india.
Mobile:+91-[protected]..
My bank manager not help. Myself inform to you and my jamalpur police station.
Awaiting, axiously a favorable reply from you.
Yours faithfully,
Ajoy kumar bhattacharjee.

Dear sir,
I was transfarring 2000 rupaye from my sbi account on[protected]. But this is showing pending. My transection id no[protected] and my registered mobile number [protected].
I complained on this email support. [protected]@sbi.co.in & customer care. But do not get the any positive response..
Please help me...
My name
Durga prasad yadav
Mo - [protected]
Email. [protected]@gmail.com

Dear sir
My name surendar

Reserve bank of india (Exchange control department) central office.
6, sansad marg,
New delhi - 110 001, india.
Office timings: working hours
Weekdays :10:00 a. M to 5:45 p. M
Saturdays :10:00 a. M to 1:30 p. M.


Ref: rbi/est/678/a08
Cdd:[protected]
Cash no: 08020

V. Surendar

We have certified your full details regarding the final procedures for successful transfer of your money.

For your kind notice, you have to follow our secured system of on-line banking to complete

The transfer of your money direct to your bank account.

Note that, due to our transfer policy regarding any foreign bank to bank transaction, you

The beneficiary of the total amount reserve the right to perform the action of transferring

The money to your nominated bank account by your self. These are part of our good security

Protocols to guarantee safety transfer, also to allow you the beneficiary to monitor and control

The transaction for your satisfaction which is peace of mind.

Your fund will transfer today only as your diplomat has requested us to complete your transfer in that regards your

Conversation charges

You have to deposit this amount as soon as possible to enable us convert your total sums 500, 000.00 gbp in india rupees before

Complet the transfer to your given account.

Please do not hesitate to contact, for details on where you will pay the amount as we have provide her all the

Information.

Transfer manager,
Foreign transfer department,
Reserve bank of india

Its true or fake
Confirm plz details
Plz sir

Respected sir,
The funds rs.10000/- have been transferred to the
Wrong account
Because of me. On date 25-12-18.
Right a/c no.[protected], ifsc. Cnrb0003693 avinash kumar
Wrong a/c n.[protected]
I have applied for this in my mother
Branch too. But no
Action has taken place yet, where application have not received
Receipt. Whether money will be returned to the sir.

Vikash ranjan
[protected]
Ifsc. Pnb0315800

Dear sir,
I am harish bangera (E-mail id: [protected]@gmail.com (Mobile -[protected])

Mail recd from r. B. I foreign exchange department kindly confirm below details it is true or fake and phone called recd. From r. B. I also

Awaiting your reply

Fund release other.

Inbox
X

Reserve bank of india. रिजर्व बैंक ऑफ इंडिया।
9:37 am (1 hour ago)
To me

Welcome to reserve bank of india
Reserve bank of india,
Sansad marg,
Sansad marg area,
New delhi, delhi 110001
Ref: rbi/est/678/a08
Cdd: 2024/6028/14/311
Swift codes: cvalesvvxxx


Attention:
Dear beneficiary,
Your e-mail address has approved the sum of ₹1, 68, 34, 100.00/-inr (One crore sixty eight lakhs thirty four thousand one hundred rupees only) has been verified.
Reserve bank of india authorities are requesting you to send scan copy of your id proof and passport photo for proper verification of your results derived empowerment empowerment fund. Before crediting into your account.

Thanks for your business as usual.
Signed.

Head banking operations.
Office of the director of operations,

Foreign exchange management act (Fema)
Department of payment & settlement systems,
*warning*
This message was sent from the transfer department reserve bank of india. It is only designated for intended recipient only. Anyone caught not abiding with these rules will be made to face the law as all communications are officially meant for reserve bank of india customers only.

— disclaimer —
This e-mail contains confidential information or information's belonging to and is intended solely for the addressee. The unauthorized disclosure, use, dissemination or copying (Either whole or partial) of this e-mail, or any information it contains, is prohibited. E-mails are susceptible to alteration and their integrity cannot be guaranteed. Reserve bank of india (Rbi) shall not be liable for this e-mail if modified or falsified. If you are not the intended recipient of this e-mail, please delete it immediately from your system and notify the sender of the wrong delivery and the mail deletion. Consider the environment before printing this email. Reserve bank of india (Rbi) and/or any of its subsidiaries and/or affiliates each reserve the right to /monitor all email communications through its networks.

Respected sir
I jayant kumar bajpai have joint a/c no-[protected] with my wife smt. Ranjana bajpai in s. B. I bethar unnao (U. P) ifsc code-sbin0008958 my wife smt. Ranjana bajpai issued cheque number-545197 & 545198 to hdfc ltd for rupees 438 & 17651 respectively but both cheques dishonour. Both kyc already completed. Then after both cheques dishonour.in past on dated 19/04/2018 ranjana bajpai issued cheque number-501322 also dishonored then we contact to our sbi home branch manager and submitted an application for subject matter but long time already passed but no any action taken by branch manager. So i requested you please take action.
Yours sincerely jayant kumar bajpai

Gm. Ops. [protected]@bankofbaroda.com
Bank of baroda mumbai - complaint ref no 943336
This is really a mental harassment that me and my mother is going through. I never knew this is how nationalized banks operate.

How can they block rs 25672/- from my account without even a single communication. Today i got to know the breakup for this amount. First they have blocked and never had any courtesy to inform the account holder ever. After various reminders i have got the breakup now. This is nothing but an unethical / unfair business practice.

Ps jayakumar ji need your personal intervention how can a bank do like this to me. I am really in need of money and as this was operated by my mother and she being a sr citizen it has just become non operative.

There is an emergency and we need the money but not sure why bank is not giving us our money back.

This is rude that i get a break up after the amount being blocked and no communication to me and after repeated reminders.

Never expected this kind of a treatment given to us.

This is a pure humiliation and mental tourcher with a customer.

Ps jayakumar ji - request as a one time exception waiver to this amount please.

Gm. Ops. [protected]@bankofbaroda.com

I need help from rbi for resolving this issue. Please find below the details that you required:-

1) name and address of the complainant - (शिकायतकर्ता का नाम एवं पता)
Virender s/n of mr harbans lal
29 om colony new model town near choudhry hospital
Haryana -132103

2) complete address of the bank / company against which the complaint has to be lodged - बैंक/कंपनी, जिसके खिलाफ शिकायत है, का नाम एवं पता
Broker name :- coverfox insurance broking private limited (Branch code:[protected]
Hdfc agro:- leela business park, 6th floor, andheri - kurla road mumbai, 400059 (Ph:[protected]
Sbi credit card:- bldg 3, infinity tower, tower c, dlf cyber city, block 2, gurugram, haryana 122002 (Phone:[protected]

3) complaint /the facts giving rise to complaint in brief - (शिकायत का वर्णन)

Complaint regarding my sbi credit card (Card no starting with 5287 and ending with 0362 and name on card is virender) and hdfc agro policy number[protected]. On 13th aug 2018 at 5:45 a. M, i receive a message from sbi credit card that the transaction of rs 3008 has been done through hdfc ergo bill desk and again at 8:37 a. M, i receive another sms that your credit card has been blocked due to suspected activity. When we investigate this issue we came to know that amount was deducted by coverfox and hdfc ergo for car insurance for policy number[protected]. When i call hdfc agro/coverfox they told me that they cancelled the policy and refunded the amount. But the amount was not credited in my sbi credit card till date. Now sbi made that amount of rs 3008 to rs 7694 (Till date) by adding late fees charges. Refer attached sbi statement from aug 2018 to jan 2019 (Password for all statement are [protected]).

But when i call hdfc agro/coverfox they told me that policy was cancelled by us and amount was refunded in sep 2018. Refer attached screenshots that hdfc agro/coverfox has provided to me. I didn't know whose fault is there but i didn't get the money in my account.

I called sbi/hdfc agro/coverfox so many times and send more than 50 emails in last 6 months but no one provide resolution till date. Sbi chargeback team who handles this case say they didn't get money from merchant and closed this issue after their investigation. It's already 6 months passed and sbi/hdfc agro/coverfox didn't provide resolution and my credit card goes down by more than 300 points (From 850 to 532) due to unprofessional executives behaviour which is not acceptable at any cost. I have to take a loan, i got stuck just because all of them. I need resolution asap please clear all balances so that my cibil score goes up.

I told them all (Coverfox/hdfc agro/sbi chargeback team) to coordinate with each other, try to resolve this matter asap and reflect the amount of rs 3008 in virender's credit card beginning with 5287 and ending with 0362. But no one provide the resolution till date.

4) relief sought from rbi - (Rbi से क्या सहायता अपेक्षित है)

I want rbi to look into this matter and help me in getting refund from sbi/hdfc agro/coverfox so that my cibil score goes up as i didn't want to defaulter at any cost.

Attached all screenshots/statements that i receive from sbi credit card/hdfc agro/coverfox

Regards,
Virender
[protected]

Dear sir,

I myself m/s. Rakesh tripati ap - nashik tal - nashik dist nashik. Have made credit card payment threw check mode o[censored]nion bank check. Their
Fore payment has been debited from my union bank account but not revised by icici bank.
Payment details are as follows
Payment amount=10000/-
Cheque number=027956
Payment debited date[protected] time - 12.31
Transaction id - s5049517
Check bank=unian bank
Credit card bank= icici bank
Their fore please take action as earlier and return back the payment to my account with charges as soon as possible
Yours faithfully-
Rakesh tripathi
[protected]/[protected].

Payment recites are attached below please find the attachment.

I have made the payment to amazon. But the payment has been hard declined by amazon but my bank saying that they have successfully transferred the amount to amazon. And its over a month they haven't refunded me the amount..
I have made the transaction through upi... Phonepe app and phonepe people also saying they have refunded the amount and amzon saying payment has been hard declined but my bank is not accepting and they are not refunding me the amount.. Its been over a month
Please help!!!

Axis bank mira road has been freezes my account no [protected] today without any inqiry. This is my salary account n jt account with my wife. I am unable to do any transaction and couldn't use my salary for my day to day requirements. Its life threatening act for me and my family. How can bank freeze my account without any inquiry. Please take strict action against this axis bank which playing with life of customers.

A. S. Phadtare
Under secretary
To the government of maharashtra

I priyanka kashya p (Account no:[protected]) am having account in main branch sbi, bhagalpur. I want to register a fraud withdrawal complaint against my debit card.
Detail of fraud withdrawal are as :-
Sr. No. Date atm no transaction id. Amount 1.29.1.19 ifbn[protected] #[protected]
2 30.1.19 sinj[protected] #[protected]
I am a resident of ghaziabad and the card is with me, the transaction has taken place at kolkata. Kindly help me in getting my hard earned money back. I have not shared my card no./pin to anybody else. I used my atm card last time (5/1/19) in sbi shabhapur, delhi to deposit money. I already complaint to home banch bank but not getting satisfactory answer from their side.

From
Shamsher Ali ([protected])
Star Tower Room No 1610 building No 29
Lallubhai Compound Govandi
Mumbai 400043

Kind Attention
RBI Customer Care
Sub: Cheating and fraud case Against 57600
Dear Sir,
On 23 Jan my brother waseem get a call from [protected] he tells his name Rishi Kumar and telling that he provides a job in marines and there is a job for OS and total charges will be 120k.
Then my brother gives his no to me and I spoke with him then he sends the details of job
Name: BOW FLORA
Type: Tanker
IMO:9143207
Grt:23206
Flag: Norway
Salary:400$
Contract:9 months
Sailing Date:[protected]
And His Office Address:
Door No:42-9-41/52
1st Floor sathya sridevi enclave dwaraka nagar
Vishakhapatnam pin 530016
After That He Asking me that how you will pay this much of amount Can you pay. Then I say that im a garment tailor cannot effort this much of amount. Then he says that you just manage 20k rest will deducted from salary, then I agree on that then he send the account details as
Name: Neelambari Varne
Bank Name: Panjab and Maharashtra Bank (PMC Bank)
Branch: Taloja
IFSC Code: PMCB0000067
Account No:[protected]
Branch Contact No:[protected](I found from google)
Then I transferred one thousands on his account. Transaction details are attached here with.
Once I paid twenty thousand then he asks 12800 more for ILO medical charges and boiler suit and safety shoes. After that he asking my complete address with pin code. Also says that your medical will hold on
1st or 2nd Feb.
On 29-jan 2019 I transferred 12800 for medical charges and other charges then after two hours he asking 8000 Rs more for some other training charges. All amounts I take from my friends on urgent basis.
On 30-jan-2019 he said that you have to pay 16800 for visa charges then I shocked and say that I cannot effort that any how that you are committed for 20 thousand but I transferred more than that.
Then he told me that soon you will get a call from company for verification purpose and told them to your CDC No and INDOS NO.
After 30 minute around 2:30 PM I get a call from this no [protected] a lady calls and saying that she is calling from sabinomarinessolutions and ask the details and saying that you have to pay the visa charges and your sailing date on[protected].
then he says that you have to pay any how then I managed on urgent basis and transferred then he says that wait for documents after long time I not get any documents then I call him the says that wait little more will send you. Till now I not received any documents call many times.

Now he didn’t pick up the phone.
Yesterday I went to the bank branch taloja and meet branch manager, says that will help you. first file the complaint against that person will provide the bank details of the given account I already inform the taloja branch bank.
Dear Sir I have humble request with you that help me to get my money as I take from my friend.
Please take the Nessasory Action as soon as possible.

Dear Madam/Sir,

It is to inform you that on 01 Dec 2018, at about 1230 hrs, I received a phone call regarding activation of debit card in the name of my wife, which she had received few days back, but was not activated by that time. With the tricky interaction he switched over to my debit card. I acted upon as per his directions assuming that he is a SBI staff as true caller indicated ‘SBI Services’ and he also confidently asked me “as to why debit card (in the name of my wife) was not activated so far despite having received long back”. Finally, on three occasions Rs. 19, 999/-, Rs. 19, 999/- and Rs. 10, 000/- were fraudulently taken out from my account No. [protected] by using my debit card No. 459153xxxxxx5043 through Paytm. Copy of the fraud transaction as mentioned in my passbook duly highlighted is enclosed for your kind perusal, please. Accordingly, I immediately lodged a complaint with Cybercell Paytm through e-mail ([protected]@paytm.com) vide ticket No. 98486018 dated 01/12/18 (at about 1:30 PM) followed by lodging a complaint with ‘Bank Fraud Section’ Police HQ Lalbazar, Kolkata vide complaint No. 7828 dated 01/12/18. Further a message was immediately received from SBI informing me that my above mentioned debit card was blocked by them due to suspicious transaction.

Later on, since 01/12/18, Cybercell Paytm had been asking various information from time to time like Debit Card No. (first six digit and last four digit), exact time of fraudulent transaction, Passbook statement of the account with the fraudulent transaction highlighted, Transaction ID etc. Accordingly, all the information was provided by me as and when asked by them. Finally on 7th Dec 2018, I received a mail from Cybercell Paytm directing me “Kindly contact with your bank and ask them to mail us on your behalf. So needful can be done”. As requested by me, SBI Baghajatin Bazar Branch had also submitted required information, as asked by Paytm Cyber Cell, on 12 Dec 2018 through e-mail.

On 14th Dec 2018, 22nd Dec 2018 & 02 Jan 2019, I repeatedly requested Paytm Cyber Cell to intimate outcome of the investigation but unfortunately they did not bother to respond. At this, on 10th Jan 2019, at 8:11 PM, I approached Nodal Officer Paytm informing complete fact to look into the matter, who in turn forwarded the mail to Cybercell Paytm on the same day. Accordingly on 12 Jan 2019 (10:21 PM) Cybercell Paytm has again asked me to send transaction details pertaining to the subject case and also to share copy of FIR against the fraud. On 13 Jan 2019 (12:07 PM), I again furnished transaction details with information that no FIR was lodged but a complaint was lodged with ‘Bank Fraud Section’ Police HQ Lal Bazar, Kolkata vide No. 7828 dated 01 Dec 2018. In turn on 13 Jan 2019 (8:08 PM) Cybercell Paytm had informed me that “the amount has been used by the user so it cannot be refunded”. On 19 Jan 2019 (4:31 AM), Cybercell Paytm informed me that “we haven’t heard back from you on this for some time and trust that it’s been resolved by now. If not, let us know in the next 24 hours & we will be happy to sort it out for you”. Surprisingly, On 20 Jan 2019, (12:05 PM) when I tried to send reply to Cybercell Paytm mentioning the factual fact, the male got bounced back and a message was generated mentioning that “We are no longer monitoring this email address”. Having no other option to contact Cybercell Paytm, I again on 22 Jan 2019 (9:24 AM), approached Nodal Officer Paytm explaining complete details with request to forward my mail to concerned quarter for taking necessary action under intimation to me but unfortunately no action has so far been taken. It is mysterious to note that on 23 Jan 2019 (4:33 AM) Cybercell Paytm has again sent a mail to me similar to that of dated 20 Jan 2019 (12:05 PM). At that time also my mail also got bounced back generating similar message.

In view of foregoing paras, you will appreciate that acts on the part of Cybercell Paytm are shrouded in mystery from the very beginning of the case. Cybercell Paytm had asked same information repeatedly which was provided by me as well as by SBI, Baghajatin Bazar in time but, it appears to me, they did not put their sincere efforts to detect the fraud person.

In view of the above, I am earnestly requesting your intervention into the matter in order to get justice.

Your kind cooperation in this regard is highly solicited.

With regards,

Swarup Sarkar

I have received message that DEAR WHATSAPP USER, YOUR WHATSAPP NO HAS WON RS 4.CRORE 80LAKH IN THE WHATSAPP GLOBAL AWARD 2019.FOR CLAIM, SEND NAME:AD:WHATSAPP NO:AGE:TO: [protected]@rbidpt.org
Furher i received one call from person telling that he is manager in rbi india named ashok kumar.he is telling to pay service charges of 23800RS for receiving the winning amount to my account .I have doubt in this .So please give suggestions regarding this and mail me at

Speaking in hindi claiming call from mumbai rbi office, asking sharing of card details (Expiry date, atm pin) for renewal of card..

I got several calls in these lines earlier but i ignored, i see that its increasing now a days which means these fraudsters are able to succeed with some in getting the details and loot them. So i felt its important to act on this at least now. Kindly check and take necessary action.

It is regarding ppf withdrawal on maturity (31 march 19) from sbi bank.
Simple clarification needed from rbi.
1) is the prescribed form-c (Attached) is required to be signed in front of banking official by ppf a/c holder (Single name).
2) if prescribed withdrawal form-c is duly signed by ppf a/c holder and submitted by other person (Relative, friend etc), is it acceptable or not?
3) is it mandatory to have sb a/c in the same bank i. E. Sbi (For my case)?
4) is dd/bc is needed to be collected by ppf a/c holder only or authority letter issued by ppf a/c holder is acceptable?
5) if ppf a/c is not maintained in same bank (Sbi), is dd/bc cannot be issued?
6) form-c has to be signed for withdrawal on revenue stamp, is the signature is to be done by a/c holder in front of bank official dealing?
7) what is the way out, if ppf a/c holder is away at other far end of country or out of the country?
8) in short, form-c duly signed by ppf a/c holder, delivered by someone with documents like authority letter, cancelled cheque of other bank (With name of ppf holder) to collect dd/bc is acceptable or not, as ppf a/c holder is out of country.
9) generally ppf maturity amount is high. Delay in payment per day interest loss is high for ppf holder.
Advance clarification by authority like rbi will make matter smooth, though maturity is on 31march 19. Rbi intervention needed as procedure varies from one bank official to another as well as one bank to other.
Regards,
Yogesh vora,
(M) [protected]

My self is dipak, localize from surat but now living in ankleshwar for working in mnc company in ankleshwar as chemical engineer.

Before 3 month ago, i was just started agrochemical business with american company.

In initially, just sent sample of aggro seeds to american company, after quality testing in laboratory they will find better quality specification for this product with compare with their last vendors and american organisation given me purchase order with advanced payment without any inform to me within my bank account but i haven't received any payment still now due to hold by rbi.

I got received call from rbi delhi representative (Manoj kumar:[protected]) to your payment received with us but getting foreign currency in dollar so you have to pay foreign exchange charge to rbi instantly otherwise your payment seal by indian government.

Rbi representative given me promise to release my all payment to my account after given foreign exchange charge.

I already paid almost 15 lakhs foreign exchange charge to rbi representative with received payment receipt from rbi mail but after transaction of dollar to inr, they said to me you have also pay income tax to income tax department is around 50 lakhs because your payment hold again by income tax department and forcing to me pay instantly otherwise your payment seal by indian government..

My american customer who's paid advanced payment to me also contact to daily rbi bank still now stay in delhi to request release payment after foreign exchange charge but that need again some bribe from us otherwise they will seal my payment within 2 days and create our country bad images within this type of issue in front o[censored]sa.

American person (Martin george: [protected]) whos was still stay in delhi to resolving payment problem.. And also said that rbi delhi has payment reference that american organization pay advanced payment to may account..

That's the reason why i mail to you because we tried to convince rbi bank from last 3 months after foreign exchange charge to release all payment as soon as possible but they did not release payment..

I'm just beginner in my business so it's my first payment and i can't manage more money around 50 lakhs so in need your help, sorting out my problem with collaboration with rbi bank and release my all payment as soon as possible…
So kindly request to you please verify all details about as american company stand on e&n pharmaceutical paid amount from america to in my sbi account as stand on dipak pipaliya..

Suppose if its fake or scam than how can i return my money as i paid foreign exchange charge as on 15 lakhs to rbi officer and i invest upto 25 lakhs in this business.

If it's true then what should i do..? Should i pay 50 lakhs income tax to rbi?

I can't understand what should i do..?

American company name: e&n pharmaceutical (+[protected] usa
Email:usa. [protected]@en-pharmaceutical.com, [protected]@en-pharmaceutical.com
American client still stay in delhi: martin george ([protected])
Paid foreign exchange charge to delhi rbi officer:manoj kumar ([protected])

I also attached payment receipt as received from rbi delhi by manoj kumar while having paid 15 lakhs to rbi.

Please guide and helping me out this problem..
For more details and information please reach me on my email id or contact no.

Thanks
Dipak
[protected]