Reserve Bank of India [RBI] Complaints & Reviews

To, the directors of rbi. Chief general manager subject : litigation on land parcel cts 669, 670 &671. Andheri east. Sakinaka. Opp vaishali restaurant.
Case against nibr now nibr corporate park harmesh arora and anil arora & anil arora taking loan against the land parcel from various banks. As i, mr. Brij mohan mehra has filed a court case s/2115/2010 (High court), notice of motion nms/2193/2010. Also a criminal case in mumbai is filed. I would like you to help me know how did you give a clean chit on land papers as i own 25 percent land along with my son mr. Vishal mehra. I have never gone to registrar office nor has my father gone, nor my son. I have not signed on sale agreement, its not a registered sale agreement document. I have not gone to any government office. I have got to know from rti, that mr. Charandas arora has transfered cts 669, 670 and 671 village mohili andheri east in his name. My father, mr. Durgadas mehra purchased this land along with mr. Charandas arora. We are equal stake holders. Now the land is transfered to mr. Charandas arora's sons ie harmesh arora, anil arora, ajay arora. Kindly look into the papers, they are backdated and forged for which proceedings are on in high courct, criminal court. The sale agreement of manmohan d mehra and mr. Charandas arora's dated 23 july 1999 is not registered, and i, brijmohan d mehra has never signed the same. I, brijmohan d mehra has not signed on the conveyance dated august 1999. I had earlier also written a letter, but there is no reply on the same. We have got the bmc case in our favour, at bandra. Request you to stop providing further permissions to fund the project, till clarity is given from court. We have asked for a stay in our prayers in high court. We can meet and show the papers to you if required. Thanking you in anticipation, payal mehra brijmohan mehra gsm:

Lis - pendens is done on entire land with competent authorities.

Vishal b. Durgadas has got the case in his favour in slr department. (Bandra court)
High court proceedings on since 2010
Criminal proceedings on since 2012

[protected]/[protected]

Apes paynearby se customer ka withdrawal failed hokar ac se kat gaya hai jo bank me complant karne par 1mah ho gaya koi reply nahi aaya hai
Date[protected]
Cst - ac no [protected]
Adhar no[protected]
Tax id - [protected]
Tax id =[protected]
Failde amunt - 10000 ru
Cstumer bank - chhattisgarh gramin bank branch kopra gariyaband

Aur bank me bhi complant kiya tha par refund huva hi nahi hai

THE RESERVE BANK OF INDIA ELECTRONIC TRANSFER DEPT, 6, SANSAD MARG
JANPATH, NEW DELHI, H.O. 110001, NEW DELHI
Our ref: Cub/Hog/Oxd1/2017 /2018 Email: [protected]@outlook.com
Payment file: RBI/id1033/2017/2018
Payment amount: 4.CRORE, 75LAKHS = 500, 000 GBPS
RESERVE BANK OF INDIA OFFICIAL COMPENSATION PAYMENT NOTIFICATION.
Dear Beneficiary:
The Foreign Exchange Transfer Department (RBI) hereby bring to your attention of the payment of your deposited fund here in the RBI, you were listed as a beneficiary
in the recent schedule for payment of the past edition email/sms award incurred by the BRITISH GOVERNMENT, which is yet unclaimed up-till date due to some circumstance.
According to your file record; your payment is categorized as: Contract type: Lottery/inheritance/Undelivered Lottery fund/
The Reserve Bank of India (RBI) Governor, Dr Urjit Patel and Ban Kin-moon Secretary-General of the United Nations met with the Tax Committee on Finance RBI Mumbai/Delhi
branch. Regarding unclaimed funds which have been due for a long run, At the end of the meeting (RBI)
Governor, Dr Urjit Patel man date all unclaimed funds to be released back to the beneficiary stating that it is an unfair practice to withhold funds for government
basket for one reason or the other for tax accumulations. Therefore, we are writing this email to inform you that (4CROER 75LAKH INDIA RUPEES) will be release to you

in your name, as it was committed by (RBI) Governor. Reply to Email: [protected]@outlook.com

To credit your account immediately you will have to send copy of your Pan/Voter card, and one picture of your passport size for file record, This is according to law
assigned and the security covering your fund from the source The assigned transfer department don’t have any right to DEDUCT from your fund because it’s made to
reach your account in complete Value. We decline for 5 working days after date of receiving this mail.
Also reconfirm your details- for crediting. Please you are advised to fill the form below and send it immediately to our transfer department through email below for
verification and prompt collection. Contact transfer Manager in charges of foreign exchange Transfer department Contact Person: MRS.SONIA SHARMA

FILL THE VERIFICATION FORM BELOW FOR PROMPT COLLECTION OF YOUR FUND Reply via: [protected]@outlook.com
1. Full Names:
2. Mobile Number:
3. Residential
4. Occupation:
5. Sex:
6. Age:
7. Country:
8. Marital Status:
9. Passport Size Photo:
10. E-mail id:
11. Bank Name:
12. A/c No:
13. A/c Holders Name:
14. Bank Branch:
15. Bank Swift or Ifsc code;
Reply to Email: [protected]@outlook.com
NOTE: (4CROER 75LAKHS INDIA RUPEES) will be transfer directly to your Bank Account immediately we receive your filled details. Also be informed that the assigned British
representative to supervise the transfer of your fund from the Reserve Bank is in the person of: (BRITISHDIPLOMAT) MRS.JESSICA ALEX .He will supervise the transfer and all
the documents will be sent to you by courier immediately the transfer of your fund is completed to your bank account.

Dear sir,
This is M.thiripura, 13/22A3, ramanparampu, thuckalay p.o, Kumari dist-629175.

Reg, apy voluntary withdrawal application was submitted on 13/07/2018, at branch.still 48 days completed the amt not credited.
So please advise where is my application or how many days will take this process asap.
Indian overseas bank
Pamanabapuram branch.
AC nr-[protected].
IFSC -IOBA0000177..
PRAN[protected].

Regarding this issue also mail sent to iob regional mgr and NSDL grievance dept.still no response from them.so old take proper action immediately.

Dear sir,
i am anuj kumar from district muzaffarnagar o[censored].p. i have applied home loan from bajaj finserv through their website online. after applying the loan through their website their reprensantative someone mr. kunaal jain call me and told the formalities procedure and document required to fulfill the home loan. i have applied a loan of rs 23 lakh through a form they send for home loan on date 16 august and send my document. after three days they asked me to deposite the first instalement amount of rs 17592-00 in advance for term insurance of loan amount in account no. " name - VS SERVICE, A/C NO [protected], IFS CODE KKBK0000172, BANK KOTAK MAHINDRA BANK, BRANCH NEW DELHI ". I have deposite the said amount on 16 august through neft from my account. on 23 august they call me and asked to deposite the processing fess of rs 30000-00 which is refundable in account no " SHRI RAM SOLUTIONS, A/C NO. [protected], IFS CODE BARB0MALGAO, BANK BANK OF BARODA, BRANCH MALGAO U.P. " I have deposite the amount through neft from my account.
now after so many days the company neither disbursed my home loan nor return my refundable processing fees and other rs 17592-00. even their reprensatative someone mr sumit mobile no. [protected] and mob no [protected] call me and said " tujhe ghar par aakar dekh lenge aur paisa bhi wapas nahi milega and abuse me ". plesae do necessary action against them and return my deposite money.

Dear sir,

I am rahul karmakar. I am from west bengal. My contact number is [protected]. I have received the following messages for winning the prize money. Please confirm me is it true/fake mail.

Rbi foreign remittance department
Online banking unit6, sansand marg, -110001
New delhi, india.
Our ref: cub/hog/oxd1/2017
Payment file: rbi/id1033/2017/2018
Payment amount: 4. Crore, 75lakhs = 500, 000 gbps
Reserve bank of india official compensation payment notification.
Dear beneficiary:
The foreign exchange transfer department (Rbi) hereby bring to your attention of the payment of your deposited fund here in the rbi, you were listed as a beneficiary
In the recent schedule for payment of the past edition email/sms award incurred by the british government, which is yet unclaimed up-till date due to some circumstance.
According to your file record; your payment is categorized as: contract type: lottery/inheritance/undelivered lottery fund/
The reserve bank of india (Rbi) governor, dr urjit patel and ban kin-moon secretary-general of the united nations met with the tax committee on finance rbi mumbai/delhi
Branch. Regarding unclaimed funds which have been due for a long run, at the end of the meeting (Rbi)
Governor, dr urjit patel man date all unclaimed funds to be released back to the beneficiary stating that it is an unfair practice to withhold funds for government
Basket for one reason or the other for tax accumulations. Therefore, we are writing this email to inform you that (4croer 75lakh india rupees) will be release to you
In your name, as it was committed by (Rbi) governor. Reply to email: [protected]@outlook.com

To credit your account immediately you will have to send copy of your pan/voter card, and one picture of your passport size for file record, this is according to law
Assigned and the security covering your fund from the source the assigned transfer department don’t have any right to deduct from your fund because it’s made to
Reach your account in complete value. We decline for 5 working days after date of receiving this mail.
Also reconfirm your details - for crediting. Please you are advised to fill the form below and send it immediately to our transfer department through email below for
Verification and prompt collection. Contact transfer manager in charges of foreign exchange transfer department contact person:mrs. Sonia sharma
Fill the verification form below for prompt collection of your fund reply via: [protected]@outlook.com
1. Full names:
2. Mobile number:
3. Residential
4. Occupation:
5. Sex:
6. Age:
7. Country:
8. Marital status:
9. Passport size photo:
10. E-mail id:
11. Bank name:
12. A/c no:
13. A/c holders name:
14. Bank branch:
15. Bank swift or ifsc code;
Reply to email: [protected]@outlook.com
Note: (4croer 75lakhs india rupees) will be transfer directly to your bank account immediately we receive your filled details. Also be informed that the assigned british
Representative to supervise the transfer of your fund from the reserve bank is in the person of: (Britishdiplomat) mrs. Jessica alex. He will supervise the transfer and all
The documents will be sent to you by courier immediately the transfer of your fund is completed to your bank account.

You arehereby instructed to send your correct bank details, your personal mobile number and 4x4 passport size photo and your.
Deposit slip to ([protected]@asia.com) very urgent as soon as you pay for crediting fees to enable us to register your quench for immediate transfer. Congratulation, mrs. Jessica alex is the assigned british agent (Foreigner) to monitor the transfer upon crediting of your account.
Every document including certificate of funds or company brochure will be couriered to your home address immediately after your transfer.

Reserve bank of india
Online e-banking department
Delhi - 110 001 india. Ref: rbi/est/678/a08cdd:
2124/6028/14/311swift codes: cvalesvvxxx.
Date: 16/08/2018

Dear beneficiary:
Welcome to reserve bank of india e-mail services, you are currently in contact with the online international remittance department (E-banking/online wire transfer section).
We have received a document including certificate of funds or company brochure from diplomat mrs. Jessica alex from united nation un. Regarding of your unclaimed funds of £500, 000 pounds which have been due for a long run. All formalities set for the transfer is under progress. First of all before the transfer commences, we need to convert the amount from british pounds to indian rupees which will amount's be 4crores75 lakh inr. To carry out this operation, you are required to pay for conversion and crediting fees only. (15, 500 rupees only). To enable us to credit your account immediately. Below are the account details. Deposit and get back to us for immediate transfer of your price.
—
(State bank of india)
Name: gurdeep singh
A/c no: [protected]
Code: sbin0011978
You are hereby instructed to send your correct bank details and 4x4 passport photo size and your deposit slip to ([protected]@asia.com) very urgent as soon as you pay for the conversion and
Crediting fees. To enable us to register your cheque for immediate transfer congratulations,

Mrs. Jessica alex is the assigned british agent (Foreigner) to monitor the transfer upon crediting of your account.
Every document including certificate of funds or company brochure will be couriered to your home address immediately after your transfer. This bank management will proceed after your swift response to this mail for security poppose in your best interest without delay. Your urgent response is highly anticipated.
Mrs. Jessica alex. Contact number : [protected] please call now. Congratulation

(Rbi) governor, urjit patel

Thanks & regards,
Rahul karmakar
[protected]

Aapse apechcha ki jati hai tatha samman ko drashtigat rakhte huye apko sadar karana chahta hu. Kanpur nagar ka bank of baroda shakha - bakar ganj kanpur ki shakha ne gair janpat ke adhar ko niradhar karte huye khata kholne se inkaar karte huye wapas kar diyaa jiske kram me niradhaar kiye jane par aapse salah pramas hetu shikayat panjikrat karaayi ja rahi hai.

I regret to inform you that on 21.08.2018 i have received two phone calls from two different numbers (+91-[protected] &+91-[protected]) at 14:22 pm & 14:31 pm respectively to my mobile number, [protected], who requested me to pay rs. 25/- only for the registration onwww.naukrisolution.net. during call, i go through the google and search this website, and after few steps, i have received two different sms of the transaction of rs. 20, 000/- each (In total 40, 000/- forty thousand) from my saving bank a/c no. – [protected], bank of baroda, branch-ss hospital, banaras hindu university, varanasi. Further, i am surprised and shocked that i haven’t share my bank account details as well as my debit card details to anyone, before the transaction of these amounts, which is unethical, illegal as well as unlawful. I understood that it was a scam/ fraud. Then i lodge my complain to bank of baroda customer care service ([protected]). My complain numbers are 418223 and 418235. Also lodge fir (0844) to my nearest police station. Submitted the same to the home branch bank of baroda bhu varanasi.
In this connection, i look forward to your reply and a resolution to my problem and kindly take some serious and immediate action towards my application.

Dear sir/madam,

I am sai ram engineering college chennai student and done college fees transaction through tech process.
But till today, this payment not reached our college account and they are following due payment pending from me.

This is for your info, all correspondence sbi account no, transactions date & amount, also rejected information attached for your immediate reference.

Request you to investigate & transfer this amount to beneficiary or refund to my account.

Best regards,
G. S. Goutham.

Above complaint reply from tech bank as below.
From: chargeback
Sent: 06 july 2018 10:25
To: srinivasan g - deputy manager – purchase - wendt
Cc: gouthamgs2028 ; [protected]@sairamgroup.in
Subject: re:'query no.=[protected]' rejected transaction detail

Dear sir/madam,

Do not mark mail to us directly request you to raise a charge back with you issuing bank.

Regards,
Sanjay khamkar
Techprocess payment services limited
Desk:- +[protected]/[protected]
www.techprocess.co.in

And approached sbi bank, sbi booked complaint 2nd time (No.[protected]), they replied & given status is “time limit for raising your claim with other bank is over”

Request you to re-solve this issue & remit to my account again, hence again we paid college fees by cash.

Hi, my father got call from [protected], stating that call is from hyderabad bank manager and asking for atm card number and pin. He himself telling that he is a sbi bank manager and if we dont tell the details card is going to block.

Looks like he is targeting the rural population who can easily tell those credentials. Please take appropriate action.

To,
The team consumer complaints,
Indian consumer complaints forum
New delhi 110001

Respected sir,

Ref: your message on 26.08.2018 at 02.42 am to my mail-reg.

I have received a mail from i c c f new delhi, hello paul anandan, r. B. I sent you a message, you must log in to consumer complaints.in to see or reply to the message.

Rehards,
Consum, er complaints. Team

Dear sir, i am unable to see the reply of r b i hence i request you to send to my mail or pl inform the page no of i c c f and how to open.

Yours sincerely
Anandan. P
28.08.2018

I am an account holder with SBI (A/c.#[protected]), JNU new Campus Brach (10441), holding ATM Card # [protected] (currently blocked).

On 6th December, 2017 at about 12:50 pm somebody had withdrawn money from my account through ATM machine somewhere in Gurgaon (at ICI ATM SCVDL454). The details are : Rs.10, 000/-, Rs.10, 000/-, Rs.10, 000/- and last transaction is Rs. 700/-. Total unauthorised withdrawal is Rs. 30700/-. I have blocked my ATM Card immediately, after that incident and lodged complaint to SBI customer care on 6/12/2017. ATM Card is still in the possession of mine and I was on duty at JNU at that time.

(1) Amount Rs. 10, 000/- token no. AT[protected]
(2) Amount Rs. 10, 000/- token no. AT[protected]
(3) Amount Rs. 10, 000/- token no. AT[protected] and
(4) Amount Rs. 700/- token no. AT[protected]

I had lodged a complaint to the Police Station in this regards on that date and submitted ATM Transaction Dispute application form on 14/12/2017 with all other required information in the Branch. I have given some many reminders and visit my Home Branch (JNU New Campus Branch (10441) frequently in this regard. But it is almost 9 months till date I have yet not received any intimation/advised regarding credit of this amount to my account.

I therefore request you kindly expedite further necessary action in this matter and arrange to revert back the amount in my account.

Debasish Mondal,
Email : [protected]@mail.jnu.ac.in

Fund for the international development©
Reference code: ue/ueo/ec/ no 882/2016
Rue loi/wetstraat 175 b-1048/brussel belgique/belgium.
E-mail: [protected]@eufundsonline.com
Telephone +[protected].
Date: 23/08/2018

Attention:
We received and have noted your delivery address sent to us. This is to bring to your notice that you will be receiving your parcel in india, this office will be sending a diplomat from belgium to india for your delivery, our delivery diplomat by name, diplomat lucas antoine, will be leaving from belgium and will arrive your country on 24/08/2018 in new delhi (India)

The diplomat along side with necessary documents for the funds backing will be in india and on arrival of the diplomat, the diplomat will need to clear your parcel from the customs in new delhi proceed to reserve bank india to transfer the amount into your bank account. We also advise that you keep your winning information very confidential as our security policy demands to avoid double claims/impersonation and unwarranted abuse of this program by some individual amount.

Your award prize has been verified and approved for payment by this department. Your profile (Form) has also been received and filed along with other winning documents for record purpose. Delivery will be made to you by a high level diplomatic agent his name is mr lucas antoine, and your consignment code is (Eu/811euid/be) you are to keep your consignment code number very confidential from general public and keep me fully informed as soon as you contact him.

The diplomatic officer, mr. Lucas antoine, will be arriving india tomorrow morning, you are to provide him a copy of your id prove (Id card/ passport / voters card or copy any of your valid id proof) to enable him identify you before he will deliver your winning prize to you, below is his flight information:

Departure date 23/08/2018
Time: 10:15:00 p. M (Bel time)
Arrival date 24/08/2018
Time: 9:00 a. M (India time).

Your parcel contains all of the following items:
Demand draft of your rs. 5, 70, 00, 000 crore
Official winning certificate
Affidavit of claims eligibility).
Other covering documents.
Fund release order from financial service authority (F. S. A) (Alg)

Please be aware that your eu© fund (Demand draft) will be process through the rbi bank before transfer to your bank account.

The diplomat will be guiding you in respect of your grant and you are to follow instruction of the diplomat as soon as he arrive india. And feel free to always get back to me regards to any clarification.

Notice please keep this transaction confidential to avoid diversion of funds and also, you have to follow all instructions given to you by our diplomat (Mr. Lucas antoine) when he arrives in your country to enable a smooth transaction more so, you don't have to go to new delhi, the diplomat will visit you in your state to deliver all your documents to you and also to take some pictures with you and your family in your home address after the funds transfer from (Reserve bank of india) new delhi to your account.

Thanks and my regards to your family.

This mail received me on our gmail account.
Plz help me.
This is fake ya real.

We the reserve bank of india in new delhi are please to inform you that we have received your winning funds from bmw automobile company uk for conversion and to be credited to your account today but the united nation department refuses to approve the transfer of your funds until you provide the anti - terrorist certificate which will stand as a guarantee that the funds will not be used to sponsor terrorism, which is very important to you. The united nations organization senior officer and we the rbi had a serious discussion and he reminds us of the disaster that has happened in india for the past years. The afghanistan and pakistan and india issues, a lot of terrorism and bomb blast. We were also reminded of the bomb blast that happens recently in mumbai and new delhi that involve in killings many peoples' lives.

According to the un authorities, the indian government has enforced a law that, anybody that is receiving consignment or funds in india through any means whatsoever must issue the anti-terrorist certificate as a guarantee that, the consignment or funds will not be used to sponsor terrorism and any bomb blast in india.

When we make inquiries about the anti-terrorist certificate, we were told that the certificate will cost rs. Fifty-eight thousand five hundred india rupees (Rs.58, 500.00 inr), you have to act fast. As soon as the certificate is issued and submitted to the indian government, then your transfer can be done without any problem or delay.

It is upon this that we, therefore, request you to make arrangement on how to raise the money to enable the un issue the certificate so that your transfer can be done

You have to make the arrangement of the money so that we can tell you how to make payment for the anti-terrorist certificate. We have also informed the uk united nation office headquarters about the issue, they told us that we should tell the beneficiary of the funds to make an arrangement of the certificate because it's the indian government that requested for it. As soon as you deposit this charge for the anti-terrorist certificate to the indian government, your transfer will be done.

Kindly fill the form and return it, and also arrange the required of rs. Fifty-eight thousand five hundred india rupees (Rs.58, 500.00 inr) to obtain the certificate.

Attached to this email is the copy of anti-terrorist clearance form which you are required to fill and return as soon as possible.

We wait for your urgent response. Quickly fill the anti-terrorist certificate attached now and return back to us and also arrange for the payment faster and pay so that you can be able received your funds today. Please tell me is it true or fake.

Respected sir/madam,
I am a proud costomer of corporation bank. But recently the bank let down all my expectations.in kudayathoor branch (Branch code 1844) we have one atm machine, which has been down for more than two weeks. Shutter of the atm machine room is also down for many days. Many customers have given complaints to the branch manager, but invain. This is not expected from a premier public sector bank. As there is no other atms in nearby areas, the people need urgent attention towards this.

Respected Sir/mam,
On 16 august at apx 04:15pm I went to an atm for withdrawling money..
After entering the withdrawl amount (rs 6500) the transaction was failed but money has debited...
I also written a complaint at my bank branch but there is action taken yet...
account number : [protected]
bank branch . allahabad bank dhaurahraghat
Kindly process my refund as early as possible...

Please note, from day one i am having a problem with kotak mahindra bank. Very rude behaviour. The moment i deposited money to the bank, they deducted for two cards, (I have only one card), i deposited cash, so they deducted for that also, now i asked for a cheque book and it is chargeable. I have now transfered the amount to another bank, but they have not released the amount. I do not wish to continue with them, and being a zero balance account, i transfered the amount to my savings account, but they have not released the amount. Please help in closing the account, and releasing the money. The manage priti was very rude and not at all helpful.

Total i was travelling with the auto..i was having 10 rs coin only...i gave that to auto rickshaw ...but the man refused to accept that coin saying that it doesn't work here...i said ... Other people shop keepers take...he refused to take that coin...then started abusing badly...i dont care give money now...sir please take some strict action against them... Auto rickshaw don't accept 10rs coin and they only sometimes give...what will common people do.. who travel to office...i have photo of one auto rikshaw...which didnt accept money...it is the case of noida 62

A person telling he is the dy governer, mr n s viswanath, he has send his i d card copy also, to transfer rs. 7, 71, 93, 318.21, he asking again and again fees of thousands of rupees.;
His phone no. Is [protected] - he sending messages fromthis no. And emails sending from, [protected]@rbi.org.in and [protected]@rbi.org.in and [protected]@outlook.in.

I have confirmation wheter this is frad or original.
If it is realy hold good, pl confirm to my mailid
Mail id: [protected]@rocketmail.com
My phone no. 91 [protected]

As per request through telephonic call by the nominated representative of sbi credit in sbi, railway coach factory mancheswar, bhubaneswar branch, after repeated requests, i accepted his request and issued one sbi card no. [protected]. Till date, i have not used my card anywhere. Suddenly, i received a call from sbi credit card that, i have pending an amt. Of rs. 7500/- and immediately an amt. Of rs. 399/- has been deducted from my savings account and rs. 599/- on 27.04.18.in this regard, i had lodged one complaint at sbi credit card customer care, bbsr local office. I came to know from customer care office at saheed nagar, bhubaneswar that some body used my card fraduently. At customer care center, i have been assured that my card is blocked and no further deduction will be made. But, rs. 599/- has been deducted from my savings account as a minimum amount. It is very unfortunate to say that, i never expected this type of treatment in credit cards. I have requested to stop the deduction from my savings account and close my credit card. But, no action has been taken till date and regularly some minimum amount is deducting from my savings account.

In this regard, i have lodged a fir against the fraud at police station, mancheswar, bhubaneswar, odisha. No result has been found from their side also. Repeatedly, i have complained to customer care of sbi credit cards, but, same result. At last, i have requested to block my card and the customer care has confirmed me that the card has block. As on date, the outstanding amount is increasing day by day, i am unable to pay the such huge amount without using my card.

Sir, i request your honour to kindly inquire the matter and consider the outstanding amount which was fradulently used by someone through online. Please arrange to stop the deduction further from my savings account.

A reply in this regard is highly solicited.

Encl.: my emails and replies from sbi credit card

Thanking you,

Yours faithfully,

P. K. V. Ramana

Mobile no. [protected]

Email:[protected]@gmail.com