Reserve Bank Of India [RBI] — refund is not get

Address:Malgaon, 416407

Many days ago I transfer many to my customer of milk bill but the customer connot credit the money but debited from my account after few days I complaint in bank of India they try solve this problem but not solved because they sent email to tez app but no response is their we try many time but the refund is not received and the customer name is KAKASO KHOT
and my name is KUBER BALASO BHANDE Total 7850 money is pending
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I received a mail from [protected]@outlook.com claiming I won 500, 000 pounds. I was contacted by a lady named Jessica Alex from the mobile no [protected]. Who said I should pay an amount of 12, 800Rs as conversion, processing & creditable charges. I have attached the forms sent to me below.

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