Royal Enfield — chassis is cracked

Address:

Hari Nagar, new delhi, New Delhi, Delhi, 110064

I bought a royal enfield classic 350. After two years of mild usage i noticed that the chasis of the bike was cracked. Ive not ridden the bike ever since as the company suggests that i will have to bourne all expenses approx 12000 for the chassis and 5000 labour. I believe my life is more important than this expense. But why pay for an expense which the company should take responsibility for i tried taking an insurance claim but that also got rejected. Im clueless what to do and thus requesting for help.