Got a promo from Stasfin, as I can get loan from them. And while checking it prompted to install app and provide all my personal details.
After submitting all details, the message came as it is in verification and once done it will updated on the status. Few days later it showed up with message on my mobile and also to my gmail saying " Congrats your loan of 1, 000/- (yes 1k), has been approved and I was shocked to see the details as. 1000/- approved, with 15 days tenure, with a payment amount 1200 at the end of 15 days. I was like What the hell is this.. Definitely though was a bad choice, I just ingored and i unistalled.
From there on I was getting regularly the message on mobile. Recently there was new kind of message saying i have approved with Virtual Card. Got little bit interested and wanted to check out what would this be...I re-installed the app and Just as i started checking, it showed me that I can get upto 50k on the Virtual Card, that made me interested and followed next steps on the app. Then there was a prompt to click to activate. I just did that.
What a shock! I see the line of credit of 1, 000/- (yes I mean 1k) was the limit of the card it showed.
Worst part was that it said the amount of 1, 000/- has been disbursed and immediately the App was updated with repayment details of paying 1200/- within the next 15 days.
CAN ANYONE EXPLAIN WHAT IS THIS!!! THERE IS NO CHAT HELP, NO CUSTOMER CARE!! NO EMAIL ID!!
EVEN BEFORE I REALIZE WHAT WAS HAPPENING... APP HAD INFO OF REPAYMENT DETAILS... EMI DETAILS TO BE PRECISE.. FOR 15 DAYS TENURE... 200/- FOR 1000/- FOR 15 DAYS IT WORKS TO 400/- INTEREST PER MONTH THAT IS 40% ROI...
i AM STILL UNAWARE HOW TO GET MY QUESTIONS ANSWERED, WHERE TO GO!!! HOW TO CANCEL THIS...
WHY SHOULD I PAY FOR WHAT I HAVE NOT EVEN GOT!!???
CAN SOMEONE ANSWER...
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