Respected Sir,
I, Chandra Nath Chatterjee, Residing at 70/57/1, Indraprastha 3rd floor, Rimita Apartment, Dak Banglow, Barasat, Kolkata - 700 141, working as Senior Engineer (I.T.) - II at South Eastern Railway, 11 - Garden Reach Road, Kolkata - 700 043.
Respected Sir, I have my savings cum salary Account in State Bank of India at Garden Reach Branch. My savings Account No. is [protected]. My salary is deposited in this Account through ECS every month. I have taken a Personal Loan of Rs.2, 25, 000/= (Rupees Two Lacs Twenty Five Thousand) against my salary on 01/06/2006. My Loan Account No. is[protected]. The EMIs are being deducted from my salary regularily except few incidents which were later adjusted. Respected Sir, my wife is seriously ill and I am very badly in the need of money for her treatment. As I live very far away from Railway Hospital I have to get her treated at private nursing home. When I contacted the SBI Garden Reach Branch for a top up personal loan my request was turned down. They said that I still have Rs.1, 18, 000/= to pay and beside that they said that I was not eligible for the loan. They gave me an statement which may be seen in this mail at attachment. Respected Sir, Rs. 2, 03, 027/= (Rupees two lacs three thousand and twenty seven) has already been deducted from my savings account and been transfered to the loan account by the bank. So, I request your kindlyness to please look into the matter and may please arrange for a top up loan or an additional loan against my salary and my previous personal loan, so that I can get my wife treated.
Most Respectede Sir,
I shall be very grateful to you alongwith my whole family for your this kindness.
Thanking You,
Yours faithfully,
Chandra Nath Chatterjee.
Aug 14, 2020
Complaint marked as Resolved
Always there was some query regarding signature, bank statement, less income etc. when i made a call from myself. Sometime query like credit card payment not clear for about Rs.800 only and then i gave the credit card statement having Rs.400 credit til last year 2008 so there was no due for credit card.
I have called many times but never call got from the officer for any query and this way also this is still happening late.
There is no system like tracking whether my loan has been sanctioned or not within specified time.
Please revert back me with favourable reply.
My details are as under :
Vishnu Chandrakantbhai Panchal
Loan Applied at : SBI Branch 10189 ( Essar Oil Ltd) Khambhalia Branch, Jamnagar.
Gujarat