State Bank of India [SBI] Complaints & Reviews

Sir i have made withdrawal of 10 dollars on[protected] from iq option. But amount not credited to my account. I have contacted them they have given me arn code 75332999230001860956287. When i contacted sbi customer care about status they are not responding what i have to do i want my money back please respond as soon as possible. I dont why this sbi always mess with people money

I have two sb accts in sbi.[protected] and [protected]. As i no longer required acct [protected], i have sent a mail to the concerned branch to close the account and credit the available balance to [protected]. No action by the branch despite several reminders hence, i transferred entire balance from [protected] to [protected] in aug and sep 2019- with nil balance. On 2509.2019 interest for the quarter ending 30.09.2019 was credited in acct [protected] and out of the same rs.17.80 was deducted for not maintaining minimum balance.
I am not agreeable to this deduction. Rs.17.80 may be credited to my sb acct [protected]

By using fake documents fraud people create my credit card on my name: rohit ravindra sutar,
Even sbi card people also involved in this matter, i have all the proof against them, i have attached all the information about this. Because of sbi card, i feel like do a suicide because of these debts, no one taking this issue on serious note now my wife is pregnant, my cibil score goes down because of this fraud, please help me out from this or else i will do a suicide. & also i took the screenshot of this form. I will attach my suicide letter,

My contact no. [protected]
Email: [protected]@gmail.com
Pan card: bpjps8552j

My name is ayush dewangan and i had ordered saree with blouse piece of 399 amount gosriki silk saree with blouse piece in amazon on 07/09/2019, and after 15/09/2019 i returned this order due to personal reason. And on 15/09/2019 amazon initiated the amount to my card but i still didn't get the money. Amazon sent this reference number 991863 and told me to fill the charge dispute form but state bank of india doesn't have such a policy. Policy. So
Please kindly respond to this complaint it's very urgent. My card number is [protected]
Thank you, sir

My name is ayush dewangan and i had ordered saree with blouse piece of rs amount gosriki silk saree with blouse piece in amazon on 07/09/2019, and after 15/09/2019 i returned this order due to personal reason. And on 15/09/2019 amazon initiated the amount to my card but i still didn't get the money. Amazon sent this reference number 991863 and told me to fill the charge dispute form but state bank of india doesn't have such a policy. Policy. So
Please kindly respond to this complaint it's very urgent. My card number is [protected]
Thank you, sir

Hi,

There was a fraudulent transaction happened on 15th of September 2019 of an amount 26897 Rs in total. There was no messages regarding the transaction was received nor any OTP messages of the transaction. It was a series of transactions of amount 7900(thrice i.e 7900*3) and 799 (four times i.e 799*4) and one rupee.

Last usage of the debit card was the previous day that is on 14th of September in an ATM.

Card was found blocked for the next transaction after the fraudulent transaction.

Fraud transactions starts with OTHPG[protected]ITUNES.COM/BILL 15/09/[protected].
Remaining transactions were also similar.

State bank of india credit card division uses automatic dialing machines which calls customers to remind the payment dates and when over due. These calls is a harassment because they starts at 8 am and i have even received calls at 9 pm and even on sundays. I am not sure what are the guidelines they are following. When the call is not answered the machine will call you from different numbers multiple times. When we complain about multiple calls the agents have one standard answer "it is an automatic dialing machine and i am not dialing".

Dear sbi team

I have a sbi credit card. Yesterday i went to nearest atm for withdrawing 500 rupees this is a bank of india atm but this atm shown invalid input. After few seconds i had received to a text for debiting 500 rupees but i was not able collect rupees. Plz resolve my complaint
Card number [protected]
Reg number [protected]
Altertnative number [protected]
Email id [protected]@gmail.com

To,
The chief branch manager
State bank of india
Main branch

Subject: "refund not relected in my bank account"

Dear sir

A refund of 368 rupees was successfully processed on 29 august 2019 to my account. This amount should have been credited to my sbi account by now, but i have not received the refund till now.

I have called the state bank of india customer service and also emailed the state bank of india main branch all the details many times including the unique transaction reference number[protected] but nobody has replied or resolved the problem. No action is being taken

I have confirmed with amazon and they have successfully processed the refund

Kindly go through the charge dispute emails, locate the pending refund and follow the path back to amazon's payment processor to locate the refund.

I did one transaction (No cost emi) with sbi credit card on flipkart the same day i cancelled the product money refunded on the same day, but still emi generated. Fraud cheaters employee of sbi card generated emi on refunded money when i complained they said we have taken request to cancel emi after that they have again debit the same amount and credited same amount.
Summary money spent is refunded balance should be 0 but fraud and cheater sbi card playing unethical unprofessional cheating game giving credit and debit on the money which is already refunded and charged emi with interest in statement.
Biggest cheater and fraud company looting customers if they are not checking their statement and tracking the transaction history.

Respected sir,
With due respect i would like to inform u that my free card no is [protected] i had transfer a amount of rs-13400 (Thirteen thousand four hundred only) but the amount is not credited in my account for last 4 months the atm details given below with the branch name
Cdm id:s5ee[protected]
Branch name - khardaha
Please look upon this matter and please refund my money as soon as possiable
Thanking u
Yours faithfully
Sudhir yadev
My branch of sbi bank is navada zila
My ph no related to my account is - [protected].

I am a customer of your bank. My account is pmsp account in farrukhnagar, gurgaon (Haryana) branch of sbi. But excess amount has not been transferred in to mod balance. I visit may time in my branch and intimated my problems to dealing as well as to branch manager. But they not attend properly and not solve the my problems. Hence, i request your to kindly solve my problems and excess amount in my account may please be transferred to mod balance.

I want my refund, i got a mail from amazon with complete information about refund, i called amazon customer they told me refund of rs.13990.00 has been processed successfully on 8/4/2019. The amount should reflect in your account by 8/12/2019.
They provided the authorization code (Refund reference number) for the transaction is 331978.
I asked many times for help to bank, they are not helping regarding my refund. I completely fed up this, please look this matter personally and provide my refund

I have made a transaction on iq optionamount 10 usd on dated
15.09.2019, as they reverse back the amount sucessfully to my
Sbi a/c debit card and give me a arn no 75332999259001896098431, and
Ask me to contact my bank, the amount is stil not reflected
Account, i have contact multiple times to iq option; they gave me every
Time the arn number and ask me to contact customer srvices
To trace the amount, please help me out of this, credit my account
May be the transaction is pendin please clear this
10 is a big amount, i am really dissappointed, help me with the concern!

Complaint number po[protected],, complaint resulation given wrong
Cont-[protected

Dear sir,

I would really appreciate the landmark decision which our finance minister has announced on 23.08.2019 in which the finance minister has announced that banks will pass on rbi rate cut benefits to borrowers thru mclr reduction. This will benefit crores of home loan customers across the country. But unfortunately the reality is that the biggest psu bank in the country, state bank of india is not yet implemented this till date though sbi has advertised it about the repo linked lending rate (Rlrl) in many news papers. A copy of the advertisement of sbi is attached herewith. When enquired with sbi, they infomrmed me in their letter dated 24/09/2019 that "the new scheme announced by the finance minister regarding the switch over of loans to interest rate linked to repo rate is not so far implemented in our bank for existing accounts" the copy of the letter received from sbi is attached for reference..

In my case, i have remitted my emi promptly @ rs 6000/- for last 10 years without fail (Since july 2009) for my home loan amount of rs. 675000/- (Loan a/c no.[protected], sanctioned date 10.07.2009, from sbi, cheroor branch, thrissur, kerala) @ 7.5. Though i have remitted rs 725000/- till date the currently outstanding principal is more than the loan amount taken which is rs 789277/- (From cibil report, august 2019). I understand sbi has increased the interest rate in different intervals based on the prevailing mclr rate. When i took the loan in 2009 the interest rate was only 7.5. Ideally whenever any hike is there in the rate, banker has the obligation to intimate the same to customer which is not done in this case. Sbi has never mentioned the interest rates in the annual provision interest certificates, which i used to take yearly. Normally all home loan institutions do so like gic, hdfc etc. (Otherwise, how customer will come to know about the interest rate hike). This is totally unfair. Hence i requested bank to waive off the excess rate charged so far.
In banks reply, from [protected]@sbi.co.in dated 23.01.2018, they had mentioned that as per the resolution, we would like to inform you that disputed interest rate is being examined for redressal, we request you to kindly wait. But bank has not ready to waive off the excess interest rate charged.
If sbi had intimated about the interest rate hike as per mclr rates in different intervals, i would have happy to pay the emi conversion charges (@ 0.25 on remaining balance of loan which is very negligable i. E. Approximately rs 1700/- only) and reduce my emi liability. How a genuine customer should be penalised for banks lapse as bank has never intimated about the interest hike. It is a great a paradox that a bank will charge the excess interest rate on home loans when ever rbi declare the hike in mclr rates. Whereas the banks will not pass on the benefit to the customers when ever the mclr rates are decreased.

I have written about this many mails to sbi following officials
1. Mr ganesh n, chief manager - sbi.[protected]@sbi.co.in
2. Mr gireesan ambadath, assistant general manager - gireesan. [protected]@sbi.co.in
3. Mr v jayakumar, chief manager - rasecc. [protected]@sbi.co.in
4. Gm. [protected]@sbi.co.in
5. Agmcustomer. [protected]@sbi.co.in
6. Pstocgm. [protected]@sbi.co.in
Unfortunately they are not ready to waive off the excess interest charged.

Thanks and regards,

Anand t v
Cell no [protected]

Hi i am c. Ravinder. I am raising a complaint related to educational loan acc no:[protected] in sbi thorrur branch (Sbin0020246). The thorrur branch manager and concerned staff of above branch taking biased actions without issuing even a single notice or information to me (Guarantor) and freezing accounts of guarantor (Mine).
1) they have left the actual educational loan borrower even though the borrower is presently an employee and earning money.
2) they have sanctioned a home loan for borrower's father (Ch. Krishnamurthy) even though he is an first guarantor. They have let him go away even though they have the defaulter address and their properties.
3) they have not even done preliminary check before sanctioning him loan. 4) they are not responding properly when contacted through phone as the branch location is far from my working location. They are ranting again and again that they will do things at their own will and whatever they think without following due procedures. They have frozen my salary account. It is only source of income for me.
5) the loan amount was for rs.88, 000 but they have hold my account for rs.1 lakh.
6) they have hold my 2 accounts including salary account. I had to borrow money from other people even though i have money in my account.
7) i have been humiliated as i could not use my card for any daily essentials or small transactions.
8) they had made me go through mental trauma by having to spend for days without any money in hand or being able to use my money and also by not responding and deliberately dodging my phone calls even when i am trying to contact them for information and any possible assistance.
9) i have been a loyal customer to the sbi bank. I am using their account since many years and they check my track record of re-payment of loans and even my credit score to # my regularity of payment. Even for customers like me they are showing biased nature and taking unlawful actions to make us suffer.
10) if the borrower does not pay money they can give notice or information to me (Guarantor) or borrower and they can follow the legal procedure like filing a complaint in court of law or they can make attachment for payment to my salary. But they have not followed any banking regulations or rules and took the extreme step of freezing my accounts as if i am the defaulter of loan and leaving the original borrower.
My sbi acc no:[protected].
Ph no:[protected].

Dear sir
I the Jaganath s.o Shivraj R/o Mamadapur Bidar Karnataka, sir I have taken education loan for my B.E study and I have returned in monthly emi upto[protected]. one day bank mangar called me and he told that you pay full amount I will give profit of 20000-00 then I told him ok and I paid full amount at a time .sir actually I don't know about cibil score that time . sir now I sanctioned[protected] subsidy from tourism dept. to purchase any car .Sir now in my cibil score it is showing "written off "and United Bank of India Bidar manager not agree to give me loan because of written off reason . sir I have taken No Due certificate from SBI bank also, so I kindly request you to help me in this matter sir otherwise my subsidy amount of[protected] will cancel sir ...sir please do the needful ...sir please please remove the written off from my cibil ...

Thanking with regards
Jaganath s.o Shivraj
[protected]

1. Please refer to records the bihar regiment letter no jc561014/sp/ne dt 29 aug 2019 (Copy enclosed).

2. I am jc561014y sub lalta prasad sharma retired from army service on 31 aug 2019. Copy of ppo, disruptive roll, undertaking certificate from pensioner and acknowledgement of first payment already sent to your bank branch vide letter quoted at para 1 above.

3. An application on the subject alongwith copy of ppo and a/m letter also handed over to my pda ie sbi khurja on 21 sep 19.

4. May i therefore request you to arrange to credit my entire dues out in my a/c.

5. My email is [protected]@gmail.com and mob no [protected]. Copy of ppo and letter quoted at para 1 above are enclosed herewith.

6. An early action will help out a pensioner to get dues out pl.
Thanking you in anticipation.
Yours sincerely
Lalta prasad sharma

I am bidesh patra, kolkata base, complaining against sbi bank that i have got a fraud sms from ad-sbipsg. The sms is like this (Inr 1, 000.00 credited to your a/c no xx2333 on 24/09/2019 through neft with utr rbi[protected] by pay and account offic). My mobile number is [protected]. I have no sbi bank account related with this mobile number. I don't know any one has used my mobile number. I think my mobile number has been misused. So kindly...

Dear sir,
I vimal pacheriwal, account holder of s. B. I. Mollar gate branch, a/c no. [protected] hereby inform you that, i have several f. D. Certificate with s. B. I. Behala branch, which i wish to transfer to mollar gate branch (Code 012346).in this regard, i have submitted a letter to s. B. I. Behala branch on 14/08/2019 to transfer the all f. D. S to mollar gate branch. But, unfortunately, till date it is pending. Whenever i am going to s. B. I. Behala branch to followup the matter, the branch manager every time told me it is pending due to your internal audit. He has no time to release the f. D. S through your service desk. Sir, what is my fault? As a housewife, i have not enough time to remind them or followup the matter.
Hence, please take necessary step as my all f. D. S will be transferred to mollar gate branch at earliest.
Attached behala br. (S. B. I.) receipt copy of my letter alongwith all f. D. Details.

Thank you & regards,
Vimal pacheriwal.
[protected]