Tata AIA Life — Cheated by Salesman. Being Cheated by TATA AIA

I was convinced by an HDFC salesman to get the TATA AIA LIC and I was told that I was guaranteed to get all my invested premiums on surrendering the policy after my policy payment term of 6 years along with lucrative returns that almost doubled my investment. I only later noticed in the cryptic policy document did it say that I get only 50% of my investment back. I emailed TATA AIA to cancel my policy within my free look period. They agreed to everything and told me my policy is cancelled. It has been nearly a month and they still haven’t refunded the 12 lakes premium that I paid. Every time I email regarding it, I get a canned response saying the request will be processed in 3 or 6 days. I escalated this matter and then the only response I get is that it will be processed in a matter of more days.

It clearly seems like the company is just fraud