TATA Capital Complaints & Reviews

Dear sir,

It is in reference to the above loan a/c for jcb 3dx, i have been made as a guarantor in the above sanctioned loan. I have not given any guaranty to any body on the above mentioned loan. I have never visited vaishali or signed any papers of guaranty.

I suspect that somebody has misused my papers for taking this loan.

I have come to know about this loan from my cibil report dated 25/07/2017 showing a overdue payment of rs 242825/- (Rupees two lakh forty two thousand eight hundred twenty five only).
This overdue is affecting my cibil report.
Kindly enquire the above matter on urgent basis, how this fraud has taken place and get back to me.
Otherwise i will be forced to lodge a fir against the borrower and tata capital finance services ltd.

The papers of my cibil report and loan a/c papers are enclosed.

Waiting for an early reply.

With regards

Ram babu singh
A/145, alkapuri, bhopal (Mp)
(M) [protected]
Contact email id info. [protected]@gmail.com

I am madhur pahwa - phone # [protected]

Totally waste of tata sbi card and sbi credit card both are cheating

Tata sbi card credit limit is 10, 000

During card conformation an executive called and told they will reduce 10, 000 from my card limit and i will get limit between 1, 00, 000 - 5, 00, 000

My complaints is i have already sbi credit card and credit limit is 95000 - now without information reduced sbi credit card limit is 85000 only to
Split the credit limit 10, 000 in tata sbi card - and paid annual fee 499.00 this card and sbi credit card annual fee 499.00 its fraud

I don't want tata sbi card - and i am not interest to pay annual fee 499.00 please tell how to cancel the tata sbi card.

I am ashok tambre my home loan finance by tata capital housing finance ltd i have paid full outstanding amount of my loan cheque before 15 days but till today i don't get my original registry, i am continue follow up your local branch office but again n again he gives more time, i am suffering from your company n not interested to deal again with your organisation
Thanks
Regards
Ashok tambre
[protected]

I have taken a loan against car from tata capital and it got sanctioned and the disbursal amount was rs 7, 44, 000. I have not yet got the amount in my bank account as the cheque i got was of much lesser amount than the sanctioned/disbursement amount. The cheque was of the amount: rs 6, 75, 000 even though i got the emi schedule for 7, 44, 000 which is the actual amount. When i asked the dsa they are not giving answers of the lost balance amount and i think they have consumed it or stolen it. This is urgent and please take appropriate actions otherwise i will not pay any emi and will be going to consumer court as well. Cheque screenshot attached.
Service contract no: [protected]

Tata capital — non tolerable behavior of call center/collection guy


Costomer care tata capital

I am ram bahadur sahani have taken personal loan no. 6493318 from tata capital almost 09 months back and i always paid my emi thgrough ecs on time, however this month it got bounced due to some personal reasons. Last month some official of bank meet me and i discussed my problem and he assured to forward my case for reschedulement of payment to competent authority.

Today i got call at 12.10 pm from amit cel. No. [protected] & [protected] and he asked me to pay the loan in cash today. First he told i am bank executive later he told i am third party engaged by bank for collection of loan. I told him the matter has been discussed with bank official and the bank official has told to pay rs. 20000.00 on 30.08.2017 and agreed to reschedule the repayment and accordingly, i make rs. 20000.00 payment on 30.08.2017. He started abusing me right and left and also told begger. He used abusive words and language over the call.
He soughted and told that i am coming at your home and teach you lesson and will show how i will take dues from you and threatened to life. He used abusive language only. After every five minutes he is calling. Please check the call recorded by bank.
Rbi does not permit this kind of behavior by the bank with the client and also it is against the norms of rbi.
It's the limit of tolerance and now i am not going to accept the same.
First i want action against executive and make sure this will not happen again.

Waiting for your revert on priority as these kind of behaviours are not acceptable.

Ram bahadur sahani
Cel: [protected]
Loan a/c no. 6493318
Dated:20.09.2017

Kindly note that tata capital is charging high interest to their existing home loan customers inspite of the fact that other institutions have reduced their interest rates. They are not user friendly to their existing.!!

They keep pestering their customers with lots o[censored]nsolicited calls & sms causing their mentally embrassed!!

You need to take up with tata capital housing finance for not reducing the interest rates, not adopting flexible emi dates. Frequently harass their customers with unsolicited sms and phone calls!! This is unethical on the part of this reputed tata group

Dear team
My name is ramdas mohan lad i handed over the my property papers and salary slip handed over the to your sales person pramod yadav in the month of june 2017. I have received the verification called in the month of july 2017.

I have received the mail regarding login approved home loan application no[protected] dated 05.07.2017 from your [protected]@tatacapital.in.

But till date i have called pramod yadav asking the status for my housing loan he replied is in process.

I called several times to pramod yadav please returned all documents if loan rejected but till date he not returned my housing loan document.

Request you to please handover all my document on urgent basis.

I hope you resolved my complaint on urgent basis

I have taken a personal loan with tata capital. 3 months emi was cleared/ debited from my account.

My 4th emi was nearing the due date and it was not cleared. I called up the customer care and i was informed they do not see my details regarding personal loan.

Therefore, i was directed to send an email to [protected]@tatacapital.com

I sent it immediately as there should not be any negligence seen from my end.

Later after a week, i got a call from tata capital asking me to pay through online.

I tried making a payment in spite it was failed many times before.

Now i was asked to pay my due + late payment charges.

That was too embarrasing.

All i want to make sure this all should not attract or reflect any negative on my cibil report. As it is very evident that the negligence was not from my end

One of the worst customer care service
I have applied for personal loan through online. After submitting the form, i was informed bank will send online link to upload documents. But i didn't get anything like that.. I fade up with contacting them daily. Even though i am working in one of the tata firms, i am not getting the proper response from tata capital, bangalore. My suggestion, better go with hdfc or some other banks. They will treat you in a proper way than this tata capital guys.

This was my 1st exp with tatacliq. I ordered Eureka Forbes Quick Clean DX 1200W Vacuum Cleaner (Red) and when product is delivered I found one upholstery nozzle is

missing and done process for return on 17th of aug then they said it takes 4 days
after 5 days I asked they told to wait more 2 days they are investigating (like CID)
after 7 days today(24 aug 2017) I found ans that sorry for inconvenience plz wait for more 2 days. they are now offering 500 rs coupan and ask me to dont initiate

refund
I said I just want to refund they told ok within 4-5 days no one came to pickup still my money is loacked
it is very frustrating refund is not possible they just give commitment and sorrys so all of you beware of TATACliq and dont buy from tatacliq
Proof:
order number is: Order #[protected]

I was not only one but many peaople are suffering from refund check

http://www.mouthshut.com/product-reviews/Tatacliq-com-reviews[protected]
https://www.complaintboard.in/complaints-reviews/tata-cliq-l533270.html
https://www.desidime.com/stores/tatacliq/reviews

Hi,

I have taken 1 tw loan from tata capital almost 15 months back and i always paid my emi thgrough ecs on time however this month it got bounced due to some personal reasons.

When i got the call from their collection executive, i asked him to come and collect the cheque from me but he never came. After 4 days he again called and said that we take only cash as it's closing time but i denied to give cash and ready to give cheque. He refused to take the same and used abusive language and disconnect the call.

After that i am getting calls from their mumbai office and everytime i said to collect the cheque but no one comes.

Today, a lady - poonam from mumbai call center called me and taken one of their local executive on call and he used abusive words and language over the call.

It's the limit of tolerance and now i am not going to accept the same.
First i want action against executive and make sure this will not happen again.

Waiting for your revert on priority as these kind of behaviours are not professional.

Since nov 2015 the interest rate has not been revised for my home loan and it stays at 10%. I called customer care and i was told the below
* pay 5900 as switch fee
* rate will reduce to 8.35%
* applicable to 3 months
* after that will be revised as per repo rate if the rate increases
* if the repo rate reduces mine will stay at 8.35% and i will have to pay another switch fee to get it further reduced

Essentially the repo rate revision is only when it increases and a customer will have to pay to get it reduced.

Mr. Mane your recovery agent visited my sister home today at 5.30 p. M. And accursed her with bad language and we are filing fir against him in wakad police station as his behaviour is not genuine. Request you kindly take corrective action against him. I have car loan from your finances company my car no. Is mh14fc1795 indicata vista's lx in the name khandoba tours and travel and there is one emi due till date. Please guide and confirm your action otherwise we will take deciplinary action against him we will confirm fir no. And copy tomorrow.

I have applied personal loan and it has been almost 20 days and still it's under process... And there is no urgency shown in processing.. It has been told to me that loan will be get processed and disperse the amount in 2 to 3 business days... Which is not seems to be right or true statement.. The person who collected docs seems to be very lazy and not shown interest in submitting the documents... These kind of lazy employees will delay the process and not sure why this person delaying if he is expecting anything from me... I had submitted all the documents on time and submitted which ever documents been asked... If this is the case it should have been told to me so that i should have gone with hdfc bank which was giving me less roi and should have got the money by now... Only reason i applied loan in tata is because of indian bank even after high roi compare to hdfc...

Name: mrityunjay s neeralagi
Bangalore.

I have taken a loan from them and i am ready to pay but as i am out of country my hdfc bank account is not working and asked their executives send me all the information that what i have to pay and where i have to pay but i never get any reply from them. Now after some time their executive"kanika arora" has sent me an threatening email where she didn't said that i have some legal implication towards the company but has written a blunt mail that if i will not pay not company but she will do something legal against me and also threatened me that she knows where i live, is this way to harass your customers on social media. I am really feeling low and want to tell tata capita to train their staff.

Dear Team,

ESIC contribution amt start deduction on January 2017.

January and February contribution amt deduct in my salary and this amt not credit my this IP no [protected] due to new IP generated and January and February amt credit new IP no and march month to till date credit old IP no [protected] and last six month consent followup my company but still they can not solve my problem and they will tell me many time given esic office your letter to new IP to old IP transfer January to February contribution amt but they will not transfer and this government department this reason delay .

please help to solve my problem due to my father health is not well and per month 2000 to 3000/ expense of medicine and our eisc office tell me after nine month you have take benefit of super specialty service.

please do the needful.

jayesh parmar
[protected]
ahmedabad

I had ordered Ambrane tablet from Tata Cliq which was delivered to me in a faulty condition on 20th July 2017. It was COD payment

The device was not working and just without any quality check it was mailed to me. I initiated the return on 21st July 2017 but since then I have been calling Tata Cliq helpline number for return pick up and refund.

Today on 12th Aug, Its been 23 days and the product has not been yet picked up. Virtually every day I am calling them but I am been given futile solutions that within 24 hrs my issue will be resolved. Seems in their watch 24 hours is never ending.
God knows when the will refund my money.

This has been a worst experience and the credibility associated with TATA name is definitely at stake. Should we start disbelieving in TATA now?

The order details are mentioned below

1-1 of 1 Orders
Order#[protected]
Placed on: July 18th, 2017 ORDER DETAILS TRACK ORDER
Ambrane AQ-11 8GB (White) 1GB RAM, Dual SIM Wi-Fi+3G
Ambrane
Ambrane AQ-11 8GB (White) 1GB RAM, Dual SIM Wi-Fi+3G
Price: ₹6499.00
Scheduled Delivery and Shipping Charges: 0.0
Seller Order Number:[protected]
Return Request Date: 21 Jul 2017

The topup plan loan a/c 6542754 should be only active for which through ECS 16870 RS is deducted every month.
this has been deducted since i opted for the top up plan last year october 2016.

Through the top up loan plan(a/c 6542754) which i already closed or discharged the previous loan a/c 4500191.
But this month again for the previous old loan (a/c 4500191) the amount of 9307 deducted through ECS from my account
Iam surprised for the loan which already closed 11months back again is active.

I have only one loan(a/c 6542754) in the active state.

Please find attached my bank statements for the month of August and July with loan amounts with new and old loan deduction through ECS.

Request you to please do the correction and confirm or i need to send a written complaint to the bank for incorrect ECS amount being claimed by TATA CAPITAL.

I had ordered philips hr1351/c 250w hand blender order no. (Order#[protected] from tata cliq site and made a online payment of rs1699- on 30 july 2017. I have received faulty product on 4 aug, 2017. I did complaint for return request on 5 aug 2017. But costumer care team not solving my problem. They are close my complaint without my confirmation.
Please resolve this as soon as possible.

Hi,

This is to inform you i am eligible of government subsidy of pradhanmantri awas yojna and tata capital committed to me while i take home loan from tata capital.

However, i have submit my subsidy form on time and the given criteria i have fix into that.

Please, when we take loan that time they have given the assurance and now they said please transfer your loan.

This is not accept from such reputed company.

Please check my details and advise what i have to do for next step or how can i avail the subsidy amount.

If i am not getting my subsidy amount i will file complaint to the pmo against tata capital.

Personal details :

Name : ritesh aspat
Mob : [protected]
(Loan account no. 9659157)