Tata Capital — House loan : 9049378

Address:	Bangalore, Karnataka
Website:	www.tatacapital.com

Dear Mr Ratan TATA,

Greetings !

Trust & wish you are fine.

At the very outset, let me make a lucid & forthright point-" I am veraciously upset with your TATA CAPITAL HOUSING LOAN TEAM in the city of Bangalore."

Curt explanation on what has happened with my loan account[protected]

" In the year 2012, I have availed TATA CAPITAL HOUSING LOAN for my first house in Bangalore and the ECS was debited from my savings account with ICICI Bank Ltd.

In 2013, When i was travelling to the U.S.A, i need to close the ICICI account and informed TATA CAPITAL employee Rudresh in written format to stop the ECS as i am closing the account with ICICI and handed over the PDCs for two years."

TO MY SHOCKING, I UNDERSTOOD AFTER SEEING MY CIBIL THAT ECS IS STILL HITTING THE CLOSED ACCOUNT AND BOUNCE CHARGES ARE BEING ADDED TO MY LOAN AND MY CIBIL SCORE DRASTICALLY CAME DOWN"

when i have already asked your team to stop ECS and handed over PDCs, how come it is still hitting my closed account and showing as bounced with reason "payment stopped by drawer".

I came to know on this exactly three months before and Trust me MR TATA, none of them have responded on this; other than saying "We are sorry."

I am IIT Madras & IIM Bangalore Alumnus, Founder & Director of a Multi National Firm.They made me to run multiple branches for the mistakes what your team has done ; just imagine how much a middle class person would have suffered from the whimsical management team in Bangalore.

"I WANT THE MANAGEMENT TO LOOK INTO THIS MATTER, WAVE OFF THE BOUNCE CHARGES AND UPDATE THE SAME IN THE CIBIL AT THE EARLIEST ELSE I HAVE TO CLOSE THE LOAN WITH TATACAPITAL. MY RESPECT FOR YOU & MR JRD TATA MADE ME NOT A FILE A LEGAL SUITE."

Thanks in advance.