United Bank Of India [UBI] — Sub: An appeal an expedite disposal of Education Loan Application in United Bank of India, PATASPUR(KASBA) Branch as the application ID. 604559 and St

Address:

DIPSHIKHA SAHOO D/O PRABIR KUMAR SAHOO Vill. Kalmaghat, Post Amarshi, East Medinipur, West Bengal – 721454. Mob: 8327842688, 8116220552.

Here I humbly pray most respectfully I am to submit my humble submission as under seeking your kind intervention for expedite disposal of the long pending matter and enable me to continue my course of studies.

Firstly, that I have been selected to undergo the course of studies in B. Sc. Nursing at Shri Vishnu College of Nursing Bangalore on 20/06/2019 based on the merit of Entrance Examination held on 11/05/2019 since then I got admission and continuing educational curriculum of the said disciplines there.

It is needful to mention here that my parents are used to live from hand to mouth. I have applied Education Loan and submitted in United Bank of India, PATASPUR(KASBA) Branch as the application ID. 604559 and Student ID 1276160 which I have attached along with this mail.


But few days before I visited the Branch with all my documents, and branch manager told directly on face that I cannot sanction your education loan due to certain reasons

1. “There should be furnishing of the guarantor” which is “against RBI and IBA regulations” and refused my application.

As per the RBI and IBA guidelines as Mr. Varughese John, The General Manager of Reserve Bank of India made notification to The Chairman/Managing Director to All scheduled commercial banks with letter No. RPCD.PLNFS.BC.NO.83/06.12.05/2000-01, the MODEL EDUCATION LOAN SCHEME has to be served without guarantor.

Here I humbly pray for my future and family to get Government of India Model Education Scheme for my studies. I would be grateful to you for the same till my days.