United Bank Of India [UBI] — Waste full charges

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Hello i am nehashaw... On 13/07/20209 rs.118/- has been debited from my account due to some unknown reason. Sms came as "info : cph/mms chgs/utbi000".
I do not at all know what this charge means.

I dont know whether there is any connection between this matter
However, as this is unlawful deduction from my account, it should be refunded
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    United Bank of India [UBI] Phone
    +91 33 2231 0513
    United Bank of India [UBI] Address
    11 Hemant Basu Sarani, Kolkata, West Bengal, India - 700001
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