United India Insurance Company [UIIC] — Denied to renew mu mediclaim policy after secind year

Address:	600014
Website:	uiic.co.in

1) The expiry of the policy on 30.10.2016 was informed to my employer (SZCC) only on 30.09.2016 that too with a mention of wrong premium amount. It may be noted that the revision of premium was effected much before the issue of Bank letter on 30.9.2016. Whereas the Bank did not inform us the correct amount to be paid. The revision of amount of premium was not informed to us on time. It is not my employer (SZCC) fault for the delay in payment.

4) It may kindly be noted that the renewal amount has already been deposited with Bank as per the Indian Bank letter dated 30.09.2016 well within the grace period. The Bank instead of claiming the balance amount has returned the cheque resulting in delay which is unavoidable.

Resulting of these bank’s denyal of my policy renewal, I am not able to continue my medi-claim policy and not able to get additional medical fecility through ‘Arogya Raksha’after 2 years (i.e from 3rd year onwards) based on the terms & guidelines metioned by the United India Insurance Co.

This is unexpected one and denied to give basic rights by the Insurance Company to the consumer like this. I found in this issue that the Branch Manager, Indian Bank, East Gate Branch, Thanjavur Tamil Nadu have violated the Government Procedure. These denyal attempt, attempted by the Indian Bank is purely against our consumer protection law.