Vu Televisions — Replacement of panel under warranty

Address: Mumbai

I was purchased vu master piece 85 inch qled tv on 13 th may on amazon and used for 1 and half months but suddenly on 28 th june there was a vertical and horizontal lines appeared with small patch lower side of the screen, I was contacted customer service and agent visited home and they declared it as a physical damage I don't know how they analysed it, and main twist is here next day I was received quotation of rs 150000 for panel repair, why I have to pay my hard earned money while it’s in warranty