Yes Bank — Credit card declined

Address:Hyderabad, Andhra Pradesh, 500072
Website:yes bank

My name is K. prasad
i got various calls from Yes bank department his name is Sagar mentioned that i have pre approved offer to have credit card i insisted saying i have already 3 other bank cards still he said some good offers so i said ok

then the executive came and took all the necessary documents and he said it will take 21 working days i have given in the April month end and i got a sms on the 3/05/2017 saying thanks for applying Yes bank credit card
application no :[protected]

i just given a call to customer care yesterday to know how far the process came they given me polite reply the application declined due to our internal policy, now my question is, does ur internal policy did not tell u while login the application about my personal financial capacity .

next point no person came to my office or Home for verification, only a call confirmation does i applied or not,
i want to raise a complaint how can they disapproved my credit card status till date i did not done any late payment, i filed perfect ITR copies and i have big limit other bank credit card they asked all the required when they said all documents meet to apply then only i applied

icici bank credit card : 1.5 lac
indusind card : 75k
kotak card : 20k

does all these banks does not have internal policies funniest thing is
indusing bank card i got by giving these exact documents, which is 10 times larger then yes bank and have mush strict rules regarding verification and internal policies

pls kindly go through this if any one can suggest me how can i go
legally iam ready to
email : [protected]@gmail.com
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I swipe my debit card some amount of199instead they have swipe 1990.09.And they cancelled immediately​ but i didn't​ received​ that amount Yet its on 30th april.2017 its in monoj dry fruit shop karina mumbai

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