Zaakpay — refund in tatkal booking irctc

I have booked rly. Ticket on 15.09.2018 through irctc. Portal i have paid through indian debit card. Due to some reason my ticket cancelled. Irctc portal says payment is refunded to zkpy. But cash not receved in my bank a/ c. Please resolve this as soon as possible
Transaction id-[protected]
Refund id-[protected]
Refund bank zkpy
Bank referenceid-zp575e251ece9b8
Refund amt-415
Phone no-[protected]
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I was booking a ticket through irctc on dated 27/9/2018 around 10:30 am.. A ticket for Shalimar to Nagpur and my payment was made from zaakpay.. Anyhow my amount got deducted and I am unable to book ticket. Amount deducted from bank account still it's not refunded.

Plz resolve my issue, i made the payment for kreditbee loan amount 3572 ₹, not updated in loan account

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