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ZestMoney Complaints & Reviews

3.1
Updated: Aug 5, 2025
Complaints 1638
Resolved
989
Unresolved
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ZestMoney reviews & complaints page 20

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F
Faruk_001
Oct 6, 2022
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Hi,
On June I used zest money for a train booking by makemytrip the loan amount is 4016 rs for 3 months emi . I paid the 1st emi 1st July amount of 1397 and 2nd emi same emi on 1st August the same amount . My train got cancelled and i requested for the loan closure on 26 July . Through mail and call also but they not close it till 23 September and on September 5th zest money auto pay hit my bank account twice and it got bounced for which i got penalty of 530 and 590 for the loan which should be closed by end of July as promised by the company and still now they not refunded the full amount of emi I have paid and as will as the false bounced amount which is same as the emi amount. Can you help with the refund of the emi and false bounced amount?
ZestMoney customer support has been notified about the posted complaint.
Oct 09, 2022
Updated by Faruk_001
Any update on this?
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    V
    Vinoth0890
    from COIMBATORE, Tamil Nadu
    Oct 6, 2022
    Resolved
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    Resolved

    When I was trying to sign in using my pan number it is showing that my pan is linked to another account so please delete that account and help me to sign in
    my pan number AWBPV8351L
    mail id [protected]@gmail.com
    Nov 10, 2022
    Complaint marked as Resolved 
    ZestMoney customer support has been notified about the posted complaint.
    Verified Support
    Oct 07, 2022
    ZestMoney Customer Care's response
    Dear Customer,

    Greetings from ZestMoney!

    We are incredibly sorry to hear this and sincerely apologize for the inconvenience caused.

    This is not the service we want you to experience from us. We deeply regret the trouble you faced with ZestMoney, which led you to write to the consumer forum channel.

    With respect to your concern regarding not being able to login. We notice that your account has been deactivated.

    Hence, we would like to let you know that an account once deactivated cannot be activated again, nor can a new account be created with the same details. Therefore, you are unable to login.

    Please feel free to contact us in case of any other concerns.

    Regards,
    Team ZestMoney
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      A
      Akhil VR
      from Bengaluru, Karnataka
      Oct 6, 2022
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      I purchased Flipkart gift card but not received any gift card code her show Your vouchers are ready We will email the voucher codes and pin shortly.
      ZestMoney customer support has been notified about the posted complaint.
      Reply pls
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        A
        A HEMACHANDRA BABU
        Oct 5, 2022
        Resolved
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        Resolved

        Address: Bangalore

        I have ordered VU tv on Amazon for Rs.19990 on Amazon through zestmoney on 10th September... amount have been debited from zestmoney account but order has cancelled on Amazon...Till then I have called both Zestmoney and Amazon customer care...the Amazon customer care said we have not received the amount from them...so please contact zestmoney... when I contacted the zestmoney support team... they said share the cancellation mail...I have shared and calling themsince 15 days but no response from their side
        Nov 15, 2022
        Complaint marked as Resolved 
        ZestMoney customer support has been notified about the posted complaint.
        Verified Support
        Oct 07, 2022
        ZestMoney Customer Care's response
        Dear Customer,

        Greetings from ZestMoney.

        We are incredibly sorry to hear this and sincerely apologize for the inconvenience caused.

        This is not the service we want you to experience from us. We deeply regret the trouble you faced with ZestMoney, which led you to write to the consumer forum channel.

        Our concerned team has been following up with the merchant for the cancellation of the loan.

        Kindly allow us some time as we are trying to coordinate with them for the same.

        Regards,
        Team ZestMoney
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          S
          Selvan2912
          from Mumbai, Maharashtra
          Oct 5, 2022
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          Hello,
          Buy gift card and amazon/flipkart create voucher option noy reflecting in my account. I have mailed regarding this to zestmoney, but no response.

          phone no: [protected]
          mail id: [protected]@gmail.com
          ZestMoney customer support has been notified about the posted complaint.
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            I
            Irshad ahamed s
            Oct 5, 2022
            Resolved
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            Resolved

            Address: ZestMoney (Camden Town Technologies Pvt Ltd), Ground & Third Floor, Indiqube Celestia, Site No. 19 & 20, Koramangala 1A Block, Koramangala, Bengaluru,

            I had bill due on 5th octoberfor 5024.i paid through gpay and money was debited from my bank account. got confirmation from gpay as well.but in zest it didn't reflect.chatted with an unprofessional and rude agent parth karan. Asked me to pay again or it will affect my credit score. I asked for a manager and he just left the chat. Left me hanging after loss of money and insulted me on chat. And now from tomorrow they will start harassing me amd my family.
            Oct 5, 2022
            Complaint marked as Resolved 
            Payment completed
            ZestMoney customer support has been notified about the posted complaint.
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              W
              Winston Khithie
              from Aizawl, Mizoram
              Oct 4, 2022
              Resolved
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              Resolved

              I tried to ordered some products on myntra on the 2nd of Oct ' 22. However, the order has not been processed due to a payment gateway failure, but Zest has processed the loan incorrectly. Please team Zest, i request you to kindly remove/cancel the invalid loan.
              Loan ID : 75762248A479
              Phone : [protected]
              Oct 23, 2022
              Complaint marked as Resolved 
              ZestMoney customer support has been notified about the posted complaint.
              Oct 06, 2022
              Updated by Winston Khithie
              This was the comfirmation from myntra that the order cannot be processed due payment gateway failure and they didnt recieve any cash from their end

              Oct 06, 2022
              Updated by Winston Khithie
              I already mailed them twice but still they asked for the same

              Oct 06, 2022
              Updated by Winston Khithie
              This was the perfect comfirmation of order not processed and payment gateway failure

              Verified Support
              Oct 07, 2022
              ZestMoney Customer Care's response
              Dear Customer,

              Greetings from ZestMoney.

              Thank you for sharing the details with us and we are incredibly sorry for the inconvenience caused.

              This is not the service we want you to experience from us. We deeply regret the trouble you faced with ZestMoney, which led you to write to the consumer forum channel.

              We will get this checked with our concerned team about the cancellation of the mentioned loan and we shall keep you updated at the soonest.

              Please be assured that we will get this resolved at the soonest.

              Regards,
              Team ZestMoney
              Oct 10, 2022
              Updated by Winston Khithie
              Today was the third day since your reply and the situation still not resolve

              Oct 12, 2022
              Updated by Winston Khithie
              Today was the 5th day since your team replied, still not resolve, please #zestmoney be sincere and do something

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                T
                Thetravids
                Oct 4, 2022
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                My credit score is not showing from past 5 months it keep saying that ‘you can reapply after 90 days’ please resolve this issue ASAP.
                ZestMoney customer support has been notified about the posted complaint.
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                  T
                  Tejas sachan
                  Oct 4, 2022
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                  Pls remove my pan no. with other account and pan JITPS7760D
                  ZestMoney customer support has been notified about the posted complaint.
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                    H
                    hakeemraza97
                    Oct 3, 2022
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                    I had done transaction on MI Store and paid my order by using zest money for which I had to get 5000Rs cashback after 3 successful emi payment and after payment of emi i didn't get any cashback for that transaction i had contact customer service but no proper resolution from their end, only giving false hope and telling to have patience from 2 months.
                    Registered mobile number : [protected]
                    Registered email id : [protected]@gmail.com
                    Transaction date: 24 May 2022
                    ZestMoney customer support has been notified about the posted complaint.
                    Oct 15, 2022
                    Updated by hakeemraza97
                    When will you give the cashback? Don't you have any time limit to solve the customer's problem? Every time you are asking to wait.
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                      P
                      Prudhvi Pokuri
                      Oct 2, 2022
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                      Address: Prestige lake ridge , Tower 11, flat no 11004, Subramanyapura road
                      Website: Zestmoney app

                      I bought croma voucher in zestmoney . I approved the loan amount and proceed to generate the voucher. It showed that the voucher and pin will be sent to my mail .But i didnt recieved it yet
                      ZestMoney customer support has been notified about the posted complaint.
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                        R
                        rajni0405
                        from Beawar, Rajasthan
                        Oct 2, 2022
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                        Loan taken from zest money on 01/10/2022 of amt RS 31000/- having loan noLXN-J[protected] financed through Aditya birla capital but it is not credited into my account yet.

                        Kindly check as it showing active in zest money app and also I had recieved welcome letter from Aditya birla capital.

                        So, Request you to please disburse or cancel the same on immediate basis.

                        Regards
                        Rajni Bhambani
                        M-[protected]
                        ZestMoney customer support has been notified about the posted complaint.
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                          S
                          sreekruth
                          Oct 2, 2022
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                          I tried to purchase amazon voucher but i did not recieve amazon pay voucher attached image contain details kindly resolve the problem
                          ZestMoney customer support has been notified about the posted complaint.
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                            M
                            Manikandan145799
                            Oct 1, 2022
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                            I paid my emi rupees 8070 .I am not recieved my cashback 691.18 still in account.Please review my account.and response me as soon as possible
                            ZestMoney customer support has been notified about the posted complaint.
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                              V
                              veeraArun
                              from Nagercoil, Tamil Nadu
                              Oct 1, 2022
                              Resolved
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                              Resolved

                              Address: [email protected]

                              I am apply 80000 personal loan but loan approval not received loan my bank account
                              Nov 9, 2022
                              Complaint marked as Resolved 
                              ZestMoney customer support has been notified about the posted complaint.
                              Verified Support
                              Oct 06, 2022
                              ZestMoney Customer Care's response
                              Dear Customer,

                              Greetings from ZestMoney.

                              We are incredibly sorry to hear this and sincerely apologize for the inconvenience caused.

                              This is not the service we want you to experience from us. We deeply regret the trouble you faced with ZestMoney, which led you to write to the consumer forum channel.

                              We kindly request you to please share the details which you used to register with ZestMoney or you can also choose to write directly at [protected]@zestmoney.in, the mail id of our Nodal officer, and we will help you further with your issue on priority.

                              We are looking forward to hearing back from you.

                              Regards
                              Team ZestMoney
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                                A
                                ajaygondukupe
                                from Powai, Maharashtra
                                Sep 30, 2022
                                Resolved
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                                Resolved

                                Address: Kolhapur

                                I Just created a Flipcart Voucher by using my zestmoney app and it apporved
                                the voucher but when i try to genrate it it says the voucher genration failed and now i want to cancel it but i am unable to do that what should i do now plz help me
                                this is my mobile no [protected]
                                and my mail id [protected]@gmail.com
                                Nov 8, 2022
                                Complaint marked as Resolved 
                                ZestMoney customer support has been notified about the posted complaint.
                                Verified Support
                                Oct 06, 2022
                                ZestMoney Customer Care's response
                                Dear Customer,

                                Greetings from ZestMoney!

                                This is not the service we want you to experience from us. We deeply regret the trouble you faced with ZestMoney, which led you to write to the consumer forum channel.

                                With respect to your concern about the voucher generation, as requested, we have canceled the loan.

                                We hope we’ve been able to assist you with your query. Should you need any further assistance, please feel free to reply to this email. We’ll be delighted to help.

                                Regards,
                                Team ZestMoney
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                                  G
                                  GaneshKumarKoneru
                                  from Hyderabad, Telangana
                                  Sep 30, 2022
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                                  Loan ID: 444A1214432B, Loan Amount: 5097/-, Loan Financed By: ADITYA BIRLA FINANCE LIMITED
                                  Didn't received interest cashback of total rupees of 196/- which is Interest cashback
                                  Loan ID: 17D14879C767, Loan Amount: 13000/-, Loan Financed By: HINDUJA LEYLAND FINANCE LIMITED
                                  Didn't received interest cashback of total rupees of 1120/- which is Interest cashback
                                  ZestMoney customer support has been notified about the posted complaint.
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                                    S
                                    Sikander44
                                    from New Delhi, Delhi
                                    Sep 30, 2022
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                                    This is utterly shameful, I have addressed the issue with too many NACH presented for my account and you guys incurring extra charges on my account hence I have not made the payment of emi till the issue is resolved.

                                    You have sent someone to my house who is harassing my old parents, I will now take legal action and also involve Police as this is not done and I will not be scared by such actions, I am also involving RBI to take strict action against ZEST money, sending below the message I just got on my Whatsapp from their collection agent.

                                    It is a harassing experience and truly illegal. Zest Money. stop sending recovery agents to places like home for the collection. There are senior citizens residing and is a humiliation as well. Plus, RBI does not encourage recovery mechanisms like such. Kindly look into the matter and stop these agents from visiting now and then.

                                    [protected] Mr Dahiya visited my house and spoke to my father. I want action to be taken here and I will lodge an FIR Today.

                                    Sikander Bakshi
                                    ZestMoney customer support has been notified about the posted complaint.
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                                      P
                                      Pachu8086
                                      Sep 30, 2022
                                      Resolved
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                                      Resolved

                                      Applied for a personal loan on 23september..they said it will be credited into your account withing 3 days..now its 30september amd autodebit schemes were all set up but the amount isnt credited into my account...called atleast 10 times all they have to say was will look into it and will process..if you cant do the job properly you shouldnt be providing this kind of services
                                      Nov 12, 2022
                                      Complaint marked as Resolved 
                                      ZestMoney customer support has been notified about the posted complaint.
                                      Verified Support
                                      Oct 05, 2022
                                      ZestMoney Customer Care's response
                                      Dear Customer,

                                      Greetings from ZestMoney.

                                      We are incredibly sorry to hear this and sincerely apologize for the inconvenience caused.

                                      This is not the service we want you to experience from us. We deeply regret the trouble you faced with ZestMoney, which led you to write to the consumer forum channel.

                                      We kindly request you to please share the details which you used to register with ZestMoney or you can also choose to write directly at [protected]@zestmoney.in, the mail id of our Nodal officer, and we will help you further with your issue on priority.

                                      We are looking forward to hearing back from you.

                                      Regards
                                      Team ZestMoney
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                                        K
                                        Ksheerodritanaya Kantha
                                        Sep 30, 2022
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                                        I have credit limit of 74000 approved.but when I go to use there is an error application under review it will take less than 24 hour. This error showing me from last 3 month. When I talk to your support team they tell me your bank statement not updates here mail your last 3 months bank statement then your credit limit will be activated in 24 hours. I already mail many times but still now not solved this issue. last time on 27 sep i email to your support team my bank statement and cancel cheque but still now no response from your end. Kindly solve this issue today. I already email to your support many time but they did not solve my issue .my register email id [protected]@gmail.com
                                        ZestMoney customer support has been notified about the posted complaint.
                                        Verified Support
                                        Oct 06, 2022
                                        ZestMoney Customer Care's response
                                        Dear Customer,

                                        Greetings from ZestMoney!

                                        We deeply regret the trouble you faced with ZestMoney, which led you to write to the consumer forum channel.

                                        With regard to your concern about the credit limit activation, we are working on your concern and we shall update you at the earliest.

                                        Regards,
                                        Team ZestMoney
                                        Oct 08, 2022
                                        Updated by Ksheerodritanaya Kantha
                                        I email my bank statement on 27 September 2022 your team promise me with in 48 hours your credit limit will be activated post mail sending time. Already 11 days passed but still now my credit limit is not activated. Every time your team saying we are working wait . How much time no any one saying.
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