Search results: 29 matching "idbi home finance"
I had 2 HML loans in IDBI Home Finance taken in 2009. Loan no. EASKOL00005552 & EASKOL00005553.
I asked for a forclosure statement on 26/10/2010 . I was provided with the following foreclosure statement :
EASKOL00005552 : Due Rs. 1505630/- which included prepayment penalty of Rs... IDBI Home Finance — DENIAL OF DISBURSEMENT (complaint)
My Brother Mr. Shyam Sundar Seshadri and myself Satish Seshadri had approached IDBI Homefinance and applied for a ... I have taken loan from IDBI HOME FINANCE LTD,PUNE LOAN NO. WESPUN00006104. As per loan agreement, i have to repay the balance loan on retirement. I retired on 30. 06. 2010. I approched to the IDBI Home finance ltd;Apte road Pune on 02. 07. 2010 requesting to take my balance loan repayment cheque. authority told me that we will take only 70% of balance amount and not entire loan... I had applied for a home loan from IDBI Home Finance, Thane branch and the loan was declined on the selected property because the property was initially purchased and registered by a person in the year 2002 from the builder who later on changed his mind and canceled it and purchased another flat in the same building... I HAD APPLIED FOR A HOME LOAN OF ONLY 11 LACS, ALTHOUGH MY ELIGIBILITY IS MUCH HIGHER, FROM THE IDBI HOMEFINANCE LTD AT ... Institution Name – IDBI Home Finance Ltd, apte road branch, Pune
• Loan account Number –WESPUN00008392
• Outstanding principal taken for levying charges as on 31st March 2010– 27,63,942/- ( excluding Prepayment 205000 i. e. 2558942)
• Exorbitant Charges Levied – 4376/- ( 2% on 2,05,000 prepayment + 276 bouncing charges) Over and above , even 60973/- (2 % foreclosure charges +taxes )
• Disclosure of the terms and conditions in the signed agreement – No any
Explanation –
The officer and Branch Manager, reacted irresponsibility about giving the clarity of the clause for which they were charging the extra amount to me... IDBI Home Finance Ltd. — Home Loan ROI (complaint)
I have taken home loan from IDBI home finance Ltd. Branch - Dadar
Case No: MUMDAD0003311. - Vishal Shah
Current rate of interest is 10. 25%.
Between January 2010 to Feb 2010. The bank has reduced the ROI to few clients.
I came to know from the branch person.
When I approach the branch to provide the same facility to me and also inform why the other
clients are not been informed the same... IDBI Home Finance — delay in disbursement (complaint)
behavior of your team at IDBI Home Finance, Prabhadevi, Dadar, Mumbai. My brother Ritesh Srivastava, and I applied for a home loan against a property in Mira Road. Considering the fact that the same back had another client who was planning to purchase a flat in the same building as ours, we thought it would be easy for us to get the loan as two similar cases are being handled by the same branch of your enterprise... I took home loan from IDBI Home Finance Ltd in April 2008. The total amount which was sanctioned to me was 55 lakhs. Out of which 34 Lakhs were disbursed at the same time. My builder use to sedn them reminder from day 1 to disburse balance amount also
as building was on verge of completion... The project is financed by IDBI Home Finance Ltd. So we approached IDBI Home Finance Ltd Thane office (Tel No[protected] for housing loan. We got the sanction letter and initial installments were disbursed smoothly by finance co. In the month of Jul 2009 we got a demand letter of Rs 323,508/- from developer which was submitted to the finance co for disbursement... taken a home loan from IDBI home finance Ltd Dadar Branch of Rs. 950000 in July 2007 at 11%ROI at that time. Now after 2 years when the market situation has change so dynamically with RBI slashing repo rate, CRR, SLR and all other rate to make sure the End Consumer is passed on the benefits of cheap credit availablity... for a Home Loan from IDBI Home Finance in the month of December by one the employee Mr Debabrata Ghosh who has promised that 90% of the property cost will be given by IDBI and the property was of Rs 12 lacs. IDBI sanctioned Rs 730000 at 12% interest and sales person told me that this amount will be increased to Rs 1080000 before April... I have applied for House Morgage Loan and it got sanction from the Bank. I paid 1% processing fee to bank (Rs.12, 360). ... IDBI Home Loan — Cheating by breach of contract (complaint)
00 from IDBI home finance Ltd; in June 2005 at the fixed rate of interest. that time fixed rate of interest was more than floating rate of interest. Loan was sanctioned and disbursed as per procedure. 36 PDC was given. After completion of three years, I was called and asked for "Whether I want fixed rate of interest or floating rate of interest"... IDBI Homefinance — Home Loan (complaint)
approved home loan from IDBI Home finance which was valid for one year until (18 July, 2011). The IDBI Home finance got merged with IDBI Bank and IDBI home finance Vashi office got closed down, i was referred to IDBI Deonar office. When i went to Deonar office the bank said you approval letter is not valid since IBDI homefinance is no more exists and IDBI Bank is only considers home loan approval only for 3 months, not more than that... loan, i got a loan from idbi home finance, while booking the sales person told me that they will do the registration formality in the month of june -10, but that not happend they called for me registration on 16- nov 2010 , by this time my sanction letter due from idbi home finanace was about to expire (30 nov 2010) i got the registration copy after 15 days when i went to idbi H... of CIBIL, and hence IDBI Home Finance are not accepting my wife as co-borrower/guarantor to my daughter who wants to avail home loan from them... refferance to attached mail IDBI Home Finance is a separate entity than IDBI Bank
your case is not belong to our company.
Please visit nearest IDBI Bank to know the exact status.
Thanks
Best Regards
Uma Kanitkar
Marketing - Central Office
IDBI Homefinance Ltd... IDBI Bank — Home loan pre closure (complaint)
is taking loan with IDBI home finance, which is a subsidary company of IDBI . Now IDBI bank is asking me to pay pre closure charges of 2 % as as IDBI home finance is their subsidary .
As a customer my question is, since it is a subsidaryof IDBI it is equal to transferring the money internally with in IDBI bank ... Hi,
i have applied with IDBI HomE FINANCE, Pune branch.
My experience with bank is very pathetic. Even if you provide all the documents and even you contact them time to time, they will definitely create a problem at the time of disbursement. So that one should feel that mistake is from our side only... I have been applied for Home Loan in IDBI home finance limited. They have processed and charged me Rs 12921 as a processing fees and gave me sanction letter. Till this time everything is good but after that they started to pin out queries in legal documents Also they had told to do correction in agreement as their was some legal problem in that so I did agreement again it was cost on me Rs... I am a customer of IDBI home finance who claims to be a part of IDBI bank. And I believe its a Service bank. I have taken housing loan in the month of Oct 2008 with a huge interest rate of 12% floating.
Even though RBI has decreased the Interest rate, these guys are still maintaining the same range... Recently, DHFL had deal with IDBI Home Finance. I have taken housing loan from IDIBI Home Finance. Reading all these comments I am really worried and thinking what to do?... IDBI Bank — Home loan pre closure (comment)
IDBI Home Finance co is seperate Company and IDBI Bank is a seperate entity... applied for loan from IDBI Home Finance, but they have rejected my case due to negative opinion from 'CREDIT MANAGER'. Can you advice the procedure for removing my name from CIBIL so that i can be able to get the Home Loan from any of the Bank which iam trying still
Please clarify, and also confirm us the contact person or the Mail ID
Thanks in Advance!
Karthik N
[protected]... | |