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14
COMPLAINTS

Credit Cards Complaints & Reviews

A
Anupam Nitya
from Delhi, Delhi
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Discount on digital payment for fuel purchase.

Address:Lucknow, Uttar Pradesh, 226016

Sir/Madam,
It is to mention that the discount of 0.75% on purchase of fuel digitally is not being regularly passed on to the subscribers. Sometime it is being reversed after 3-4 months showing as excess credit. Although it is a meager amount but duping in each transaction it will accumulated to a huge sum. The fuel pump owners in U.P. have been caught for cheating to the purchasers and petrol pumps are closed. It seems that some huge...
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A
Anil Kumar Suryavansi
from Amli, Dadra and Nagar Haveli
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Getting calls regarding credit card though we don't have the same

Address:411028

Now a days, I am getting very frequent calls to check my credit card usage. When I ask which credit card you guys are talking about they do not give any answer.

Yesterday 09th November, 2015; I got a call from +91-[protected] and a lady was inquiring about my wife. When I said this is not her number and how did you get this number. She said they got this number from my wife's credit card profile. I was surprised because...
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S
shobhitsaxena87
from Ahmedabad, Gujarat
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

unable to talk customer care

Address:Delhi

I am trying to contact ur customer care from my last 8 precious days from day to night for some querries about my credit cards.....but i m unable to talk with ur representative. the IVR always said that ur call will be answered within 4 or 6 minutes, even i waited for 10mints bt there was no response from you.... so i[censored] r reading this complain pls do a call to me....
sumit saxena
[protected]
[protected]...
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S
sibapatra
from Kolkata, West Bengal
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

settlement

Address:Ganjam, Odisha

Dear Sir,

I have applied for a two wheeler loan. But it had been rejected due to low cibel score.I came to know that

there is a writeoff of one of the credit cards.

Please suggest me how i will be able to know about the exact reason and the particulars of the credit card that has been written off.


as i had a few credit cards when i was in hyderabad but i have closed all...
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N
neol
from Chennai, Tamil Nadu
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Harrasment

Address:Chennai, Tamil Nadu

Dear sir/Madam,

First of all am not sure how good is this site in actioning certain complaints, i would like to bring to your notice that i ve had couple of credit cards in the past and have made payments to the max that i can and now am not working for the past couple of years due to which i happen to change my residence and was not in a position to make payments to these banks. Today after an year the bank people have somehow...
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S
sreenathg
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

clear my name from cibil

Address:Hyderabad, Andhra Pradesh

Dear Sir,

I have settled my hdfc credit card of 7500/- in Oct 2010, while settling the outstanding amount the hdfc executive has promised me that, my name will be removed from CIBIL records within 3 months, which is not removed till now, due to which i am facing difficulties for getting loans, i request the concern dept to clear my name from the cibil records, so that, i can start my new transactions happily....
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T
tv.mohan
from Chennai, Tamil Nadu
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Harrashment Call From Customer Care

Address:Coimbatore, Tamil Nadu

Dear Sir/Madam

I am really shocked at the customer care person attitude

I am mohan T.V holding ABN Amro credit card (No. [protected]) this is regarding the call from customer care for the recovery of abusive calls from customer care for ABN Ambro credit card payment. they are not even ready to listen my point that i am paying the amount by cheque before my due date i issued the chequ of 28 march 2010...
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A
AMAR KAILASH JHA
from Pune, Maharashtra
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

DELISTING FROM CIBIL DEFAULTERS LIST

i had settled my deutsche bank & barclay bank credit card outstanding in 2009 since i could not pay the same because of market slowdown & financial crunch.now all my new loan applications,credit card applications get rejected from the banks reason being poor record in CIBIL.i want to know way out to get delisted from CIBIL defaulters list & improve my credit record. Will i ever get a new loan,credit card or i am branded as DEFAULTER...
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B
Bishan Singh
from Bengaluru, Karnataka
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How to get out of CIBIL defaulter list

How to get out of CIBIL defauler list
Hello Sir/Madam,

I just want to know if there is any chance or way to make my name out of the defaulters list in CIBIL. I made full payament of my credit card bills two mothns before and got NO Dues letters also from Banks which were pending from 2008 due to bad financial position.

But still my name is relecting in CIBIL. As per Bank comitment they have to remove...
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I
imtiyaz bhut
from Pune, Maharashtra
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without information EMI cancel and card block

dear sir /madom.me imtiyaz umar bhut me axis bank ka accha customer hu mere pass axis bank ke 2 credit cards hai [1] axis platinum card no.[protected] credit limit[protected] [2] axis gold plus card no.[protected] credit limit[protected] hai me hamesha regulerly one time payment karta tha last time mene EMI karaya tha ek EMI paid bhi kara lekin mere khilaf altaf majid hara nam ka admi jo mera sala hai usne dushmani ki vajah...
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N
NAWAL SABHARWAL
from Mumbai, Maharashtra
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

updating CIBIL Report

Sir,

I Nawal Sabharwal born on[protected], having PAN No. AJMPS 3432 M, residing at 6-3-597/12, Venkataramana Colony, Khairatabad, Hyderabad 500 004, residence telephone No.[protected] and my Office Address is 5-3-989, Sherza Estate Cellar, Nizam Shahi Road, Hyderabad 500 001 and the Office Telephone No. is[protected].

I had used two Credit Cards mainly from HSBC and ICICI Bank Ltd.

I had...
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H
Harsh Vardhan Tiwari
from Ludhiana, Punjab
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Private Banks misusing powers of posting individuals as defaulters with CIBIL

Private Banks misusing powers of posting individuals as defaulters with CIBIL


1. Apathetic attitude of Public Sector Bank i.e. State Bank of India towards applications under Right to Information Act. SBI openly fluting RBI guidelines.

2. Spiteful behavior and vindictive attitude of Private Bank (ICICI) in misuse of powers in listing people as defaulters with CIBIL (Credit Information Beau rue of India...
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B
Bharani Ramadasan
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Regarding CIBIL

HI,
My Name is Bharani Ramadasan, I work for TCS, I Had Three Credit cards from different Banks ( Standard Chartered, HSBC, Citibank) . after a stipulated time i was unable to manage these cards, as the amount of interest that was charged was way too high, so i asked for a sugesstion with the managers of the respective banks, and they sugessted for an settlement, so i paid them by cash for the decided amount . I paid around 50, 000...
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N
NITIN SHETE
from Nashik, Maharashtra
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Reversal of over limit fee..

Dear Sir,

You have did the reversal for two times only..But you have charged over limit fee three times & that third Over limit fee I had requested you for reversal.OK !!!

I hope you understand, I would like to request you to do the needful for reversal of Rs.500/- ASAP.

One more request please increase my credit limit to 25000/-Since I am your old customer & associate with ICICI Bank...
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