[Resolved] AWM — AWM LIFE OR ACCRESENT WAY MARKETING | |
AWM IS A GOLDEN CAREER FRIENDS, I find that some one said awm life is a cheat fund,some one said in reliance super investment assured plan 1st year allocation charge 20%then it is 95%,some one said he joined awm life but after february the id not has been approved till date even he or she didnot get any single cheque whether it is referal or it is basic.Some one said ULIP is a fake or bad investment and some one said it is a cheated policy. friends,first u think positive.belive me AWM or ACCRESENT WAY MARKETING is a nice business plan,but i[censored] think one time u purchase a reliance super investment assured plan by its no1 corporate agent AWM and after 15 months u will get 4 lacks then ur conception levels r totally wrong. It is not like that,it is completely profit sharing business,if through out the year awm sale 5%reliance policy then 100% customer will get 20000,if awm sale 10% then 100% customer will get 40000,if awm sale 25% then 100% customer will get 1 lack,if awm sale 50% then 100% customer will get 2 lacks,if awm sale 100% then 100% customer will get 4 lacks. friends,in reliance super investment assured plan 1st year allocation charge 80%,then from 2nd year to 30th year it will only 5%.not 20% or 95%.it is a ULIP plan so 3 years premium mandatory Then from 4th year to 30th year premiums r completely optional,but i[censored] think,u will get a maximum return from this policy then please continue this policy cause from 10th year to 30 th year 250% extra equty fund will be add in ur policy like 10th year 50%,15th year 50%,20th year 50%,25th year 50% and 30th year 50%. friends,i[censored] joined awm life but after 2 months ur id not has been approved and not a single cheque has been issued then tell to that person who adviced u to join awm.or u can call me,my no [protected].but i[censored] have still problem then come to birla planetorium.Every saturday evening from 5pm onwards awm life discussed to all awm present and future partners. friends,i am just 24years old and i think now it is a right pathway for my future.So this is my kind request to all my awm friends don't blame all time to ur infront of the person first u should clear ur knowledge and by positive way u will join awm life and fulfill ur dreams. friends,it is not a 4 lacks bounded earning method after joining i[censored] think about awm,i[censored] introduce new awm partners,i[censored] work with awm in a right direction then awm definately will give u more and more from ur's demand level. friends,today just i like to share my 1st referal cheque and i am very happy for that and i am 1000% confident about awm earning,so don't wait join awm.i am only a awm member.i joined awm last month and work with awm.My email id.[protected]@gmail.com,and [protected]@yahoo.co.in. regards, susovan Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
 19 Comments | |
Comments
sir i joined in 25th june in the same day with a down line .my second policy was on 25th of july now i knew that i am not able to get the 14th months cheque, is it true ?, actually i gave to my up line (the 2nd policy draft)on 22nd of july, if yes, it will be a great blunder, please help me
Read it carefully,
A Ponzi scheme is a fraudulent investment operation that pays returns to separate investors from their own money or money paid by subsequent investors, rather than from any actual profit earned. The Ponzi scheme usually entices new investors by offering returns other investments cannot guarantee, in the form of short-term returns that are either abnormally high or unusually consistent. The perpetuation of the returns that a Ponzi scheme advertises and pays requires an ever-increasing flow of money from investors to keep the scheme going.
The system is destined to collapse because the earnings, if any, are less than the payments. Usually, the scheme is interrupted by legal authorities before it collapses.
One reason that the scheme initially works so well is that early investors — those who actually got paid the large returns — commonly reinvest their money in the scheme (it does, after all, pay out much better than any alternative investment). Thus, those running the scheme do not actually have to pay out very much (net)—they simply have to send statements to investors showing them how much they earned by keeping the money, maintaining the deception that the scheme is a fund with high returns.
For more TYPE PONZI in google bcause he(Charles Ponzi) inventor, godfather, biggest SCAMSTER financial investor fraud in history.
Reply Soon…
A Ponzi scheme is a fraudulent investment operation that pays returns to separate investors from their own money or money paid by subsequent investors, rather than from any actual profit earned. The Ponzi scheme usually entices new investors by offering returns other investments cannot guarantee, in the form of short-term returns that are either abnormally high or unusually consistent. The perpetuation of the returns that a Ponzi scheme advertises and pays requires an ever-increasing flow of money from investors to keep the scheme going.
The system is destined to collapse because the earnings, if any, are less than the payments. Usually, the scheme is interrupted by legal authorities before it collapses.
One reason that the scheme initially works so well is that early investors — those who actually got paid the large returns — commonly reinvest their money in the scheme (it does, after all, pay out much better than any alternative investment). Thus, those running the scheme do not actually have to pay out very much (net)—they simply have to send statements to investors showing them how much they earned by keeping the money, maintaining the deception that the scheme is a fund with high returns.
For more TYPE PONZI in google bcause he(Charles Ponzi) inventor, godfather, biggest SCAMSTER financial investor fraud in history.
Reply Soon…
Another Company : Fineindia with Bajaj Allianz Life Insurance Company Ltd. (www.fineindia.net) goto the refund option.
Ashok Sheregar, who had set himsel[censored]p as the managing director of Ashankur Finance and Investments Private Limited, Dadar, was released on bail along with four or five agents and 69 sub-agents.
On November 7, 1997, Michael DSouza, a BEST cleaner, was arrested by the Mumbai police General Branch in connection with the Vaibhavlaxmi scheme floated by Sheregar. As per the scheme, investors were promised double the investment in two months. DSouza, an agent, had collected Rs 67.4 lakh and earned nearly a lakh in commission. The total amount collected by the promoter and agent was Rs 18.6 crore.
On September 2, 1999, 61 people, including Sheregar, were charge sheeted by the police for allegedly cheating several people of their money by promising them huge returns.
Police arrested and released on bail Shrikant Dhole, who was the agent for the Mahalaxmi scheme.
Also out on bail is Gurunath Harpale, agent for the Dhanvarsha scheme.
On December 3, 1997, a woman police constable and a male colleague beat up a brother of one of Sheregars agents at Dadar in a bid to get back invested money.
On January 2, 1999, an agent, Prakash Narvekar, was kidnapped and believed to be murdered. Narvekar had been arrested and released on bail.
On November 7, 1997, Michael DSouza, a BEST cleaner, was arrested by the Mumbai police General Branch in connection with the Vaibhavlaxmi scheme floated by Sheregar. As per the scheme, investors were promised double the investment in two months. DSouza, an agent, had collected Rs 67.4 lakh and earned nearly a lakh in commission. The total amount collected by the promoter and agent was Rs 18.6 crore.
On September 2, 1999, 61 people, including Sheregar, were charge sheeted by the police for allegedly cheating several people of their money by promising them huge returns.
Police arrested and released on bail Shrikant Dhole, who was the agent for the Mahalaxmi scheme.
Also out on bail is Gurunath Harpale, agent for the Dhanvarsha scheme.
On December 3, 1997, a woman police constable and a male colleague beat up a brother of one of Sheregars agents at Dadar in a bid to get back invested money.
On January 2, 1999, an agent, Prakash Narvekar, was kidnapped and believed to be murdered. Narvekar had been arrested and released on bail.
If so, all LIC officers and Agents should be in jail. LIC distributing policy holders commission to officers and Agents. And AWM distributing policy holders commission to its previous generation policy holders. It is as simple as that and there is nothing wrong in this system.
Hello All,
You might hear a lot from the crowd, please verify with the Original Business Plan, before Commenting.
I have Invested on a Reliance Life Insurance, with AWM. A mere 6000/- Premium ( Policy ) Once done, could earn you enough commission for the rest of your life.
How does it work?
Any Policy once started, the Agent gets a Payout from the company as an Incentive, and this Incentive is as huge as 50% of the Premium amount.
And the Company Pays it back to you for giving a Policy,
With AWM ( a Corporate Agent for Reliance Life Insurance ), growing at 5% a month could earn you as good as 40 - 60, 000/- that year, and subsequently a growth of 100% a month could get you as good as 4 Lacks a year ... Unbelievable ? Believe It .
I am a regular investor, and have invested on multiple occasions with AWM,
and as PROMISED, they are Paying back the amount.
If you need Proof .. mail me at " [protected]@rediffmail.com ", or call me on Cell : +91-[protected].
[protected][protected]
Baseline : AWM Pays you as they grow in business, ( be it 1% or 100% a month )
[protected][protected]-
Worrying about Loss ? Ask Two Questions to Yourself .
1. Can You Point out a Mistake in a Mathematical Calculation ? ( Can Maths be WRONG )
2. Will You Loose something if you Invest in a Life Insurance Policy/ Ulip Policy ?
If your answer to these questions are NO, please Call me or Mail me, and i will find time to reply back with the entire Calculation.
My Question is " I am getting what they have promised ? Are you ready ? "
Regards
Sudipto Guchait
+91- [protected]
[protected]@rediffmail.com
You might hear a lot from the crowd, please verify with the Original Business Plan, before Commenting.
I have Invested on a Reliance Life Insurance, with AWM. A mere 6000/- Premium ( Policy ) Once done, could earn you enough commission for the rest of your life.
How does it work?
Any Policy once started, the Agent gets a Payout from the company as an Incentive, and this Incentive is as huge as 50% of the Premium amount.
And the Company Pays it back to you for giving a Policy,
With AWM ( a Corporate Agent for Reliance Life Insurance ), growing at 5% a month could earn you as good as 40 - 60, 000/- that year, and subsequently a growth of 100% a month could get you as good as 4 Lacks a year ... Unbelievable ? Believe It .
I am a regular investor, and have invested on multiple occasions with AWM,
and as PROMISED, they are Paying back the amount.
If you need Proof .. mail me at " [protected]@rediffmail.com ", or call me on Cell : +91-[protected].
[protected][protected]
Baseline : AWM Pays you as they grow in business, ( be it 1% or 100% a month )
[protected][protected]-
Worrying about Loss ? Ask Two Questions to Yourself .
1. Can You Point out a Mistake in a Mathematical Calculation ? ( Can Maths be WRONG )
2. Will You Loose something if you Invest in a Life Insurance Policy/ Ulip Policy ?
If your answer to these questions are NO, please Call me or Mail me, and i will find time to reply back with the entire Calculation.
My Question is " I am getting what they have promised ? Are you ready ? "
Regards
Sudipto Guchait
+91- [protected]
[protected]@rediffmail.com
Scam scam. They have packed up. Ta ta. Website blanked out. To all you who came running for easy money, now work double hard to get back your money.
1. Which calculation? Where is the calculation you are talking about?
2. The insurance policy money is not what they are highlighting and that is now why people ran to invest in this fraud scheme. They had 'promised' Rs 400, 000 returns, which is not proven.
Already this organization's website is wiped out just like 100% fraud organizations.
The bubble has burst. The truth is out. This is a scam.
2. The insurance policy money is not what they are highlighting and that is now why people ran to invest in this fraud scheme. They had 'promised' Rs 400, 000 returns, which is not proven.
Already this organization's website is wiped out just like 100% fraud organizations.
The bubble has burst. The truth is out. This is a scam.
its good plan.but i want to know in details.pls contact me.my mobile no.-[protected], emil [protected]@rediffmail.com.
Actually i am totally confused, because some persons are saying in favor of this system & some are saying against it . I am confused because i havn't seen any Original documents that provides sufficient proof about the payments as per the commitment of this company ..!!
Hello Mr. Bubble Man ( Indian ).
The concept is very simple ... we all invested in Reliance Policy, and not with AWM .
You are true that the Insurance money is NOT what they are highlighting, because that's what we will get from Reliance ... AWM is highlighting what they will give us.
We get a Proper POlicy Docket, a Proper login into Reliance Life Insurance Portal, and also a Valid Policy that can be used as any other Policy in the market, and can be encashed at maturity..
What AWM is showing is what they Promise to give us.
Mr. Indian If you have NOT seen the Calculation Please visit a Seminar, or Plan Show to know more about it... But If you have seen the Calculation and Yet commented like this ... then i am afraid it's time for you to get admitted in Class 4.( Any School will do )
For the Rest of the Indians, ... It doesn't matter whether you believe in AWM or not, If you believe in Reliance, and you Do a Policy WIth RELIANCE ( not with AWM ), this is what you can get...
To clarify more Contact.
Sudipto
Cell : [protected]
e-mail : [protected]@rediffmail.com
The concept is very simple ... we all invested in Reliance Policy, and not with AWM .
You are true that the Insurance money is NOT what they are highlighting, because that's what we will get from Reliance ... AWM is highlighting what they will give us.
We get a Proper POlicy Docket, a Proper login into Reliance Life Insurance Portal, and also a Valid Policy that can be used as any other Policy in the market, and can be encashed at maturity..
What AWM is showing is what they Promise to give us.
Mr. Indian If you have NOT seen the Calculation Please visit a Seminar, or Plan Show to know more about it... But If you have seen the Calculation and Yet commented like this ... then i am afraid it's time for you to get admitted in Class 4.( Any School will do )
For the Rest of the Indians, ... It doesn't matter whether you believe in AWM or not, If you believe in Reliance, and you Do a Policy WIth RELIANCE ( not with AWM ), this is what you can get...
To clarify more Contact.
Sudipto
Cell : [protected]
e-mail : [protected]@rediffmail.com
dhaniakhali hooghly pin 712302
so good
This is a Scheme. wat u r suppossed to get in 13 closing. they are taking ages to pay. they are more busy in arranging arindam chowdhury's lecture, matka jatka programs. thats all. rather spending money for doing an rangarang programme in netaji indoor stadium they should be bothered to pay their customers. only a few frontliners are happy. but most of the customers are still blinking wat to do.
mowgli
kolkata
mowgli
kolkata
i[censored] are ready to bring in more people then only u will continue getting the money.
a total of 4095 members are required for a full 100% growth. can u and the people below u arrange so many people. if yes then only join.
what mr. sudipto has to say regarding this???
am i wrong mr sudipto??
a total of 4095 members are required for a full 100% growth. can u and the people below u arrange so many people. if yes then only join.
what mr. sudipto has to say regarding this???
am i wrong mr sudipto??
this is pyramid structure business. these type of businesses were very famous in the western countries. but those have failed there totally. now they are bringing this concept here in india. it is very much similar to Amway business which popped up some 8-10 years back. now they are gone totally. but yes i do agree that from these kind of business someone can make good money. but not everyone. imagine a pyramid. at the base of a pyramid there are maximum no. of stones. just one level above, there are lesser stones. like this at the top there is only one stone. that stone is enjoying all the benefits that all the other stones are providing. if you cant realize what i am telling then go to this following link. just read it for sometime with patience and think about it. the link:
http://en.wikipedia.org/wiki/Pyramid_scheme
its basically nothing but just u r paying the money for the person above your level. if you cannot bring more persons into the business you can never get anything. thats simple mathematics. if money making would have been so easy then dhirubhai ambani, ratan tata, lakshmi mittal, vijay mallya, bill gates, narayan murthi, sachin tendulkar, shahrukh khan, amitabh bachhan all would have joined awm and started the business. they didn't had to work hard to earn money.
its simple frnds. you pay 6000 that goes to the person above your level. i[censored] fail to arrange persons below u you cant get money.
initially you might get 4-5 thousands but if you dont arrange more people then awm will never give u the so called 4 LAKHS. got it frnds……
now coming to the insurance part:
the agent might try to convince u by saying that oh sir u dont worry about the awm money. anyways your 6000 is safe with reliance and that you can take back with a 7.8% interest say after 5 years. even i[censored] dont get money from awm your 6000 is safe.
now i have few points:
1. first of all i[censored] continue the 6000 rs premium for 5 years then only u'll get a good return. else i[censored] stop giving the premiums say after 3 years then reliance will not return u the full amount. and that is clearly written in the booklet provided by reliance.
2. now someone might say that ok no problem i can continue the policy for 5 years. its not a matter to give 6000 rs per year. but one thing here i want to point out. in that case also there are some issues. first, reliance insurance company has clearly mentioned in there booklet that the 7.8% interest is applicable for the year[protected] only. and the interest rates for the later years will be decided at the starting of the year only. so it means that u cannot be sure that u will get the money return with a 7.8% ineterest. it might be 2%, might be 5% or might be 9% for the later years.
second, reliance insurance company has some basic operating charges also. and they have clearly mentioned that they will deduct all these charges before giving your money back to you.
these things have been clearly mentioned in the reliance booklet that the awm agents are supplying to normal people. but the problem is that we dont read it carefully. Those awm agents are simply promoting one thing that u pay 6000 and arrange two more people who can give 6000 each and then u’ll get rs. 400000. They don’t explain all these stuffs in detail.
Just think once what reliance will gain if it gives u all the money that too with interest???
They will definitely deduct some amount and then they will put the interest and give u the money.
Yes that amount will also be greater that Rs. 30000 (Rs.6000 x 5 years). But it will be mere 4-5 thousands more that 30000. That is around 34-35 thousands only.
Now by investing 30000 u get 4-5 thousands profit in reliance. But i[censored] buy gold for 30000 rs just imagine how much its price will be after 5 years.
For example I can give u details about the gold rate.
In November 2008 one of my relative got married in Kolkata. So I have clear idea of the gold rate that time.
In the month of November 2008 the price of 1 gram of gold was Rs. 1155.00.
And today (august 2010) the price of 1 gram of gold has become Rs. 1900.00. just imagine how much growth of your money u get by purchasing gold. Its about 60% increase. And this growth is guaranteed. Gold prices in the world will always increase and will never come down.
So one thing I want to say that beware of these types of offers. I[censored] really believe that u will be able to bring in more people then only you do this insurance. Otherwise forget about those 400000 Rs.
Just ask one thing to the agent: can they give written guarantee that awm will pay 400000 rs just by joining u and two people after u??? they will never give u.
http://en.wikipedia.org/wiki/Pyramid_scheme
its basically nothing but just u r paying the money for the person above your level. if you cannot bring more persons into the business you can never get anything. thats simple mathematics. if money making would have been so easy then dhirubhai ambani, ratan tata, lakshmi mittal, vijay mallya, bill gates, narayan murthi, sachin tendulkar, shahrukh khan, amitabh bachhan all would have joined awm and started the business. they didn't had to work hard to earn money.
its simple frnds. you pay 6000 that goes to the person above your level. i[censored] fail to arrange persons below u you cant get money.
initially you might get 4-5 thousands but if you dont arrange more people then awm will never give u the so called 4 LAKHS. got it frnds……
now coming to the insurance part:
the agent might try to convince u by saying that oh sir u dont worry about the awm money. anyways your 6000 is safe with reliance and that you can take back with a 7.8% interest say after 5 years. even i[censored] dont get money from awm your 6000 is safe.
now i have few points:
1. first of all i[censored] continue the 6000 rs premium for 5 years then only u'll get a good return. else i[censored] stop giving the premiums say after 3 years then reliance will not return u the full amount. and that is clearly written in the booklet provided by reliance.
2. now someone might say that ok no problem i can continue the policy for 5 years. its not a matter to give 6000 rs per year. but one thing here i want to point out. in that case also there are some issues. first, reliance insurance company has clearly mentioned in there booklet that the 7.8% interest is applicable for the year[protected] only. and the interest rates for the later years will be decided at the starting of the year only. so it means that u cannot be sure that u will get the money return with a 7.8% ineterest. it might be 2%, might be 5% or might be 9% for the later years.
second, reliance insurance company has some basic operating charges also. and they have clearly mentioned that they will deduct all these charges before giving your money back to you.
these things have been clearly mentioned in the reliance booklet that the awm agents are supplying to normal people. but the problem is that we dont read it carefully. Those awm agents are simply promoting one thing that u pay 6000 and arrange two more people who can give 6000 each and then u’ll get rs. 400000. They don’t explain all these stuffs in detail.
Just think once what reliance will gain if it gives u all the money that too with interest???
They will definitely deduct some amount and then they will put the interest and give u the money.
Yes that amount will also be greater that Rs. 30000 (Rs.6000 x 5 years). But it will be mere 4-5 thousands more that 30000. That is around 34-35 thousands only.
Now by investing 30000 u get 4-5 thousands profit in reliance. But i[censored] buy gold for 30000 rs just imagine how much its price will be after 5 years.
For example I can give u details about the gold rate.
In November 2008 one of my relative got married in Kolkata. So I have clear idea of the gold rate that time.
In the month of November 2008 the price of 1 gram of gold was Rs. 1155.00.
And today (august 2010) the price of 1 gram of gold has become Rs. 1900.00. just imagine how much growth of your money u get by purchasing gold. Its about 60% increase. And this growth is guaranteed. Gold prices in the world will always increase and will never come down.
So one thing I want to say that beware of these types of offers. I[censored] really believe that u will be able to bring in more people then only you do this insurance. Otherwise forget about those 400000 Rs.
Just ask one thing to the agent: can they give written guarantee that awm will pay 400000 rs just by joining u and two people after u??? they will never give u.
my 18000/- is on jeopardy...all i need is my money back..AWM is a cheat fund..they are all mother ...liars
At first I congratulate ur braveness towords a new GOLDEN CAREER OPPORTUNATELY in AWM Life. I "m confident that ur right path of awm can change ur life within 6 months from today onwords. Your dedication, trust and work to awm is FATAFATI. Keep it up. You are just upgrade urself everyday & awareness to ur members about NEED of INSURANCE everybody through awm life to achieve ur DREAMS, others DREAMS GUARANTED. Today I am telling U, that U R NOT SO FAR FROM ANY AWM ACIEVEMENT . Ur confi, trust, efforts, dedication and good planning = 80% work done. 20% is waiting for YOU.
We all are proud of you.
Thank you very much and Best of Luck.
Samir Ghosh/ AWM.