Indian Railway Catering & Tourism Corporation [IRCTC] — my refund money not yet credited

Address:

XXXXXX

Below is the detail i got for my refund confirmation of rs;610, but even after 10 days of refund my money is not credited to my account. What is the issue on this

Reference to refund against pnr number [protected] /irctc transaction id [protected], an amount of rs. 610.0 has been processed as per below details:
Date of cancellation of e-ticket/date of failure of e-ticket booking: 13-jun-2019
Refund processing date: 14-jun-2019
Refund amount: 610.0
Refund reference no: [protected]
Payment option used : icici bank (Netbanking)
Booking reference no: [protected]