Abn Amro — settlement o[censored]ntenable payment against abn amro credit card

Address:

New Delhi, Delhi, 110019

Beneficiary name - onkar chadha (Huf)
Dob :[protected]

Abn amro
Abn amro had offered credit card (I don’t remember the number voluntarily foc against onkar chadha (Huf) account maintained with new delhi branch. The credit card never-ever used in the first year from the date of issue. However, you had demanded a yearly membership charge which i has refuse to paid to for the card was given by you and accepted by me explicit that i will pay as use the card - no membership fee etc. The outstanding amount, the best of my memory relates to the yearly membership fee.

Since i don’t have credit card number any longer please provide me the abn amro credit card number against which a principal amount standing still remains rs: 595/- despite having made the final settlement against payment in cash amount to your payment collecting agencies more than 10 year ago.

Unfortunately this petty and untenable amount shown against my name has been carried forward by successive banks taking over the ownership of erstwhile abn amro's assets and liabilities - with final resting place in hand of kotak mahindra bank who seems to have created a new member name phoenix arc and account number r1cp290907.

The total amount claim now stands rs: 6190/- the difference being principal amount and over riding interest components.

I am being exploited by cibil in the guise of said written-off, yet shown as outstanding, willfully to spoil my creditworthy. There is the reason behind it to illegally and un-authorially extortion of not only this amount but demanding as much as rs; 1 lakh by some ghost lawyers claiming the settlement of petty amount mentioned earlier otherwise spoil the credit worthiness. It appears cibil itself is selling this and similar information, hand in glove, with purported extortions and who seem to running very thriving business by taking gullible credit card holder to ransom money – and i happen to be one such victim - with the looming threat of spoiling not only someone creditworthiness but reputation as well.

You are requested to resolve this matter immediately. Meanwhile copy of this mail is also being sent to the governor mr. Urjit r patel by his name so that this and similar matters are investigated by the rbi for authorizing cibil and similar other worthless rating agencies.
Thanks in advance

Onkar chadha
Mob: [protected]
Cc: dr. Urjit r patel
Fax no:[protected]
Cc: cibil
Fax no[protected]
Cc: mr p. S. Manoj
E-mail id: [protected]@sidbi.in