Amazon India — EMI's issue

Address:Sonipat, Haryana, 131001
Website:www.amazon.in

I ordered 3 items from amazon and choose to pay in 3 EMI'S. One of the Amazon seller was not able to deliver the goods and initiated a refund. Now amazon has charged the total amount in one go. They state that if a refund is initiated the EMI's get cancelled.
It is not my fault that one of their seller was not able to provide with the goods. Why are customer's getting penalized. This is a wrong n dis-satisfactory. I want to mark a formal complaint against amazon India.
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Amazon India customer support has been notified about the posted complaint.
Dec 27, 2016
Updated by AmyShona
The order Id is[protected]. There were two other items well.
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