Andhra Bank — cheque bouncing due to bank fault

Address:

Jaipur, Rajasthan, 303606

This is being to kind notice that I am Rajendra Kumar Bugalia, a Proprietor of partnership firm M/S PINKY BRICKS INDUSTRIES, Champapura. My Firm current account No. [protected] in Andhara Bank and in branch Kalwar, Jaipur, Rajasthan.

I am complaining on Priority based that in my partnership Current account available balance was Avg. Rs. = 47000/- on dated 25/07/2017. According to Available balance in my account I have given a Cheque to Jaipur Vidyut Vitaran Nigam Limited ( JVVNL ) for Electricity Bill payment on Dated 27/07/2017 of Rs.40810/-

For this Process, I was free from mind that my partnership current account has available sufficient balance regarding (JVVNL) given Cheque clearing. That cheque has been bounced due to the Lace of communication & knowledge, indolent, over confidant & over smart of your bank staff Mrs. Dimpal Kanwar. She lean marked the amount of 10, 000/- in my partnership current account that was illegal. This lean mark did by your bank staff regarding, I was a gaunter for a Loan and that candidate did not paid installment of the loan on time, that's why she did lean mark in this partnership current account and JVVNL cheque has been bounced. My partner decided to withdrawal that bounced cheque amount & charges to me.

The Andhara Bank have to Pay the charges to us-
1.Electricity Panlty charges-1200/-
2.Electricity payment due charges-800/-
3.Cheque bouncing charges in both accounts-500/-
4.New DD preparation charges against bounced cheque Rs. 200/-
In sum total, Rs.2700/-only have to pay by the Andhara Bank to Pinky Bricks Industries Account.

JVVNL is a government electricity department, however JVVNL do not except Cheque for payment, Only except Cheque’s those clients has commercial connections only and if the Cheque has been bounced once, the department never do except cheque’s again.

Now, the JVVNL Always except the DD only and DD charges are avg Rs. 200/- every second month. This charges bank have to self afford and pay always in case of JVVNL DD preparation.

Regarding this, IN CONCLUSION, you have to pay us the bounced cheque amount rs-40810/- & charges-2700/-, in total = 43510/- in the Firm current account anyhow…

But, you just tell me that Is this above position authority have you in your hand for lean mark in partnership current account??

In the gaurnter case, I know that you can do lean mark in my personal saving account only, not in Partnership current account.

The legal action is taken in consumer court and the case is in progress against Mrs. Dimpal Kanwar & Andhara Bank
cantact no- [protected]