Axis Bank — axis bank - home loan - both are cheating

Address:

Bangalore, Karnataka, 560098

Dear All,

I have account in Axis Bank and Home loan in Axis Bank only, I have given ECS also. Suddenly Axis Bank blocked my account on 9-Jan-2018 the day before the Home loan processing 10-Jan-2018 and asked me to submit the KYC.

I have updated my Aadhar online in Dec-2017 and it was successfull.

I approached the bank and told that I have updated aadhar in Dec-2017. The bank manager unbloked my account and the home loan amount was deducted.

Now the Home loan department asking to pay Rs. 590 extra for delay, why should I pay Rs 590/- for no fault from my side.

I am planning to file the case in consumer court for the following reasons

1- Axis bank not informed me before blocking my Axis Bank Account

2. Axis Bank Home loan department was calling atleast five time a day and it was disturbed me a lot during my office hours.

3. Axis Bank Home department never shared the details of Home loan after processing, even they didn't reduced the interest and never informed about the Interest rate conversion etc., until I approached them and asked about why they are not reducing the interest rate.

In last 4 years I paid in time the loan amount no late payment.

So, Finally I decided to file a case against Axis Bank in consumer court and would like to ask for compensation atleast 10 lakhs for blocking my account and asking to pay extra Rs 590/- and for calling and disturbed me a lot during my office hours for not my fault.

Regards,

Venkat