This is pertaining to Axis bank home loan # PHR[protected] approval note dated 23 Oct, 2018. All documents & others papers handed over to bank & received loan disbursement letter dated 23rd Nov, 2018.
At the time of disbursement of cheque from bank to seller, bank requirement was to get TPA signed by builder, which builder refused.
Builder statement is all payment transaction are done between seller & buyer & bank is directly giving payment to seller. There is no role of builder in it other than transfer of flat to seller to buyer.
As this TPA Agreement was not signed by builder, bank Returned back with cheque on the day of transfer from builder office.
Now it’s almost 20 days I am following this case & got held up between bank & builder.
During this & before, I paid all my side payment to seller amounting to 16 Lac.
I also paid advance 6 months maintenance charges to builder.
Seller also paid transfer charges of Rs 8 lac to builder.
During this bank demanded some papers from builder which builder already gave or some can be done post transfer.
As desired by bank, NIL balance statement on letterhead fully signed was given by builder.
Letter to Mortgage post transfer builder is ready to give. ( mailed to bank)
All desired documents of property in original will be given to bank.
I buyer has given in writing that post transfer ( May in 15-20 days) I shall be applying to registration including stamp duty etc & all registration documents in original will be handed over to bank.
I have been following this case to my bad luck through your DSA wherein I applied loan from including two bank officials. I requested all to plz update me the results on priority but none responded. All statements from your side were going round & round as they getting it done ( you just wait )
Further to inform you that axis passed message to my bank for deductions of emi & this is to inform you that without actual loan disbursement first pre emi was debited from bank on 10th dec, 2018.
Today till now I am unable get any clear message from bank
From the last 20 days I have been tortured & feeling distressed.
My whole life earning is at stake as seller is on verge to withdraw. I have paid all my part of Rs 16 lac to him & he has paid transfer charges to builder of Rs 8 lac.
The due date for payment terms between seller & buyer is already over. The seller is demanding me the double the amount which I have paid to him.
I will be totally bankrupt & feel like tortured, cheated all because of Axis bank.
Please find the details of axis bank employee e-mail & DSA with whom I am following this case including bank.
astha.[protected]@myraandcompany.in
abhijit.[protected]@axisbank.com
ashish3.[protected]@axisbank.com
[protected]@axisbank.com
[protected]@axisdirect.in
none is responding to my mails.
Have already mailed them to cancel my loan and return my money back but no one is reverting back.
Was this information helpful?
Post your Comment