[Resolved]  Axis Bank — credit card settlement

I have outstanding of over INR 2, 00, 000 on my axis credit card and I am unable to make payment thanks to losing my job and being jobless. I have no payment available and my life's saving was put in forex trading which went into loss and lost all of my 5, 00, 000 in it. I have no back up and I am broke and in severe debt. I don't know what should I do. Kindly note I am seeking settlement but I have nothing to offer. I am fed up of people chasing as my parents are also not working and we are in severe hardship. I have been trying to make payment every month which is not happening as well. I seek settlement at the least amount possible, I am unable to go further.