Axis Bank — Credit card / Wrong debiting the charges

In my credit card statement on 05.05.2020 Chq return charges dr. Rs.481 GST Rs.81. On this day in my saving account opening balance is of Rs.32267.08. The chq. no.24601 of Rs.10407.61 is passed. After that the Balance is of Rs. 21860.08. So Why you have reversal the auto debit transaction without my request. This transaction done by your side. So you are not deny the reversal of charges of Rs.481 GST Rs.81. For your reference i have enclosed my Saving passbook statement and credit card statement.