Axis Bank — debit frozen account

I have a account with axis bank which i did not use for a while. Recently i have visited nearest branch, submitted my kyc and reactivated it again. But soon it went into debit frozen state. I called customer care and home branch on phone, they have informed i have a lien amount by my loan and some account non maintenance charges. I approached loan center and got removed the loan related lien amount. Now in my account, there is a lien amount related non maintenance of account. I deposited more than required amount but the lien was not removed and as well debit frozen state is also not removed. I approached call center and home branch on phone regarding removing my lien related to non maintenance charges and also to remove debit frozen state. But they have no clue what to do next to solve my problem. Because they cannot remove debit frozen state, my loan emi standing instruction got bounced and i had to pay extra amount as bouncing charges. I have repeatedly approached call center but they cannot provide a solution. Once it is removed from debit frozen, i wants to make it my salary account.
My account number : [protected]
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Axis Bank customer support has been notified about the posted complaint.
Sep 08, 2020
Updated by rakeshg3342
I had a loan on this account which I had not paid for sometime due to financial issues. Now I cleared all my dues and the remaining terms of loan are regularized. Is this has to do something with my bank account status as debit frozen. If so how many days it will take to update it and unfreeze it.
Verified Support
Sep 08, 2020
Axis Bank Customer Care's response
Hi, we regret the inconvenience caused. We request you to share the branch details where you have visited to check and assist further. Regards, Team Axis Bank.
Sep 08, 2020
Updated by rakeshg3342
I have contacted my home branch on phone that is Jayanagar 7th block, Bangalore, Karnataka and also visited nearest branch directly in Hyderabad that is DD colony branch. Also contacted customer call center on toll free number several times.
Sep 13, 2020
Updated by rakeshg3342
Axis bank given a wrong information that lien amount on my bank a/c will be removed on second Saturday and then debit frozen state will be lifted. Yesterday, was second Saturday and neither the lien was lifted nor the debit frozen state.
Today, one customer executive tried to misguide me by saying that I have 37444 pending amount on loan. Actually, that was my outstanding loan amount which was to be cleared in next 13 months(term is still 13 months to go to finish).I don't understand whether they are trying to fool us and just buy the time or they are incompetent to do their job roles?
Sep 13, 2020
Updated by rakeshg3342
If not solved within a week then I am going to banking ombudsman. I am loosing my patiency..
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