Axis Bank — misleading to sell credit card

About 15-20 days back i received a call from the bank regarding the offer i had on my zone credit card stating that the card could be availed by me at that time free for lifetime and so i applied through their app. After a few days i receive the call that due to some problem in document verification, either an executive from bank will visit me or i can visit the bank for document verification. At that time i asked that if i do so then will the card be availed under that offer or not and i was given the response that it will be under lifetime free offer and so i went to the bank for documentation. After a few days from the documentation process when i receive the call that my card has been approved, i was told that the card is chargeable. I mean what the rubbish is this. I asked to clarify the same and i was told that i would be called again regarding this matter but got no response. I asked for the status on live chat and i was told that the application has been declined but on august 31, 2019, i received the message that card is approved and that too is chargeable and will receive the card in a few days.
This is shear misleading of customers by their employees to sell the products and earn money.
Kindly look into the matter and either make the card free for lifetime as was told to me earlier or cancel the application without charging anything.

Name:- pulkit agarwal
Contact:- [protected]
Application number:[protected]
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Axis Bank customer support has been notified about the posted complaint.
Sep 05, 2019
Updated by Agarwal Pulkit
I received the credit card parcel yesterday and in the bank app under the section of Credit Cards, it is showing Rs. 590 as credits utilized. I have not opened the credit card parcel yet.
Sep 10, 2019
Updated by Agarwal Pulkit
I received a mail from the bank yesterday stating that the details of charges had been sent to me early via SMS on[protected] at 6:32 PM. Even considering this time, it is after the documentation process was complete and Credit Card was applied. They even mention that they tried calling multiple times but at work we are not allowed to keep phones and calling them back doesn't work either and now they are asking me to call Nodal officer in case of dissatisfaction from their response (Screenshot of mail is attached). This means that due to problems at back end of bank, it is the customer who has to suffer in all ways because of that. Now I feel like cancelling the credit card but would end up paying them charges for their misleading. Please help.

Verified Support
Sep 17, 2019
Axis Bank Customer Care's response
Hi, we have tried reaching you today, however, the call went unanswered. Request you to DM us the preferred time to contact. Regards, Team Axis Bank.
Oct 06, 2019
Updated by Agarwal Pulkit
Message sent to Axis Bank Support on Friday as requested by them.
Oct 07, 2019
Updated by Agarwal Pulkit
I have the credit card bill of Rs 590 pending which is due tomorrow i.e. October 8. What should I do about that?
Also regarding the message from Axis Bank Support saying that they tried to call me on September 17, I have received no call that day, leave it being unanswered.
Oct 07, 2019
Updated by Agarwal Pulkit
I am attaching the screenshot of call log in support of my statement above

Oct 08, 2019
Updated by Agarwal Pulkit
I received a call today from Axis Bank not regarding the issue of Credit Card but to give me a new festival offer on the card which I refused straight away.
Regarding the card bill of Rs 590 which was due today, i.e. October 8, I have not paid any amount. Dear team, kindly guide me for what should I do in this matter.
Oct 20, 2019
Updated by Agarwal Pulkit
There has not been any update on the complaint. The bank claims to have called me but haven't. I have been facing many personal problems already and now as per the rules of bank, I have to pay the fine as well for not making the bill payment till due date. The amount of Rs 590 has now increased to Rs 945.24 (nearly 70% more). I mean what is happening. It seems that the bank just makes fraud promises to provide best possible services to customers rather what they are doing is just mislead its customers to make them pay for nothing. I am not even getting any resolution for my problem from the Consumer Complaints team.
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