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Axis Bank — the account is still reflected as negative

I have cleared all the dues5on my axis credit card in march 2020 however the account is still reflected as negative in my cibil report due to which i am unable to get an education loan. They are also not telling me the charges i will have to pay for removing negative status of the card. Kindly help.
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    +91 22 2764 8000
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    Axis Bank Limited Corporate Office, Bombay Dyeing Mills Compound, Pandurang, Budhkar Marg, Worli, Mumbai, Maharashtra, India - 400025
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