Axis Bank — the charges on loan

Address:

Chennai, Tamil Nadu

i took a personal loan, when other banks are offering the same loan at 13-14% i got at 15.5%. processing fees they told 2000. now they even took tax on processing fees from me.(248) loan amount-1lakh processing fees:2000 service tax:248 total i got -[97852] -> now i want ask why should we pay interst for processing fees which we don't get. and ********service charge?why we have to pay on the amount which is used by bank. it's like 3-4% bribes in public sector banks.private banks are charging processing fees and all. Thanks, Alok