[Resolved]  Bajaj Allianz — proposal for health policy rejected due to hypertension

Address:

South Goa, Goa, 403601

I had inquired about bajaj allianz health policy for my mother aged 53 years with pre existing hyper tension which was conveyed to the employee of bajaj allianz, he asked me to go ahead with the medical check up after i paid the premium amount as a protocol for the health policy.

Once the medical test was done i got a call after a week saying that the policy was rejected because of hyper tension.

If a policy isnt given to a person with hyper tension why do they still ask you to go for a medical check up and then deduct the health check up amount and refund the premium amount back to your account.

Aren't the employees well versed with the policy criteria? Why are you made to pay the premium and go for a check up if the policy is going to be rejected anyways for the pre existing disease.

And where is the clause mentioned that hyper tension people aren't eligible for health insurance, when youl have clause of pre existing waiting period.